Personal Finance

IT funds have declined sharply amid AI-led disruption fears. Experts advise investors to avoid panic exits or aggressive dip-buying and adopt a staggered approach

Instead of chasing high prices, new investors must enter through systematic investment plans with a horizon of five years

The scheme's key drawback is the low monetary thresholds of Rs 1 crore and Rs 5 crore, which limit participation

Here is a selected list of the best term insurance rates from various insurers for young male professionals living in a large city

From ceremonial gifting to informed ownership, pashmina shawls are being rediscovered as a conscious luxury choice rooted in heritage, sustainability and emotional value

Indian families turning to disciplined financial planning for such events, it says

Changes shift gold jewellery limits to a weight-based system and remove value caps on personal electronics to improve traveller convenience

Finance Bill 2026 shifts share buyback proceeds to capital gains tax from April 2026, easing the burden for many investors, while tightening tax rules for SGB buyers

These schemes invest in high-dividend stocks to cushion downside volatility, but they can underperform growth-oriented equity funds during strong bull market phases

Remarriage does not end a widow's entitlement, says court in interpretation of Central Civil Services (Pension) Rules

If going from a 2-BHK to a 3-BHK pushes the EMI beyond comfort, the bigger house becomes a risk rather than a solution

A personal loan is a handy financial instrument to tide over short-term cash crunch, especially for major, one-time expenses

New investors should enter gradually, invest with a 5-10 year horizon, and cap exposure at 5-7 per cent of the portfolio

Designed as a healthcare buffer under NPS, not a substitute for full health cover, says experts

Once a functional afterthought, the bathroom is now one of the most invested-in spaces in Indian homes, driven by wellness, design and long-term performance

Scrutiny may extend to other assessment years if disclosures suggest a pattern of non-compliance

India's six largest cities contribute nearly half to housing and mortgage volumes but lenders with scale shy away from deeper geographies

The scheme may not suit investors who want liquidity, are targeting short- to medium-term goals, or are uncomfortable with equity volatility

Keep allocation measured and aligned to your risk appetite, given the segment's higher risk

When building a portfolio, diversify by market cap, style, and geography to minimise chances of overlap