Personal Finance

Daily SIP is a plan where you invest a fixed and small amount in mutual funds every trading day

Unified portal and mobile launched for central government's service for its employees and pensioners

Avoid delays in claims and transfers, follow this step-by-step guide to update your EPFO KYC details

If you are on the waiting list and have not got a seat, you must not board a train

Jefferies estimates India's defence sector opportunity at US$100-120 billion over the next five-six years

With markets on a rollercoaster, many Indians are turning to post office savings schemes for safer, steady returns. Here's why these old-school options are back in personal finance conversations

Quality funds tend to be less volatile and offer downside protection and often perform better in a bear market due to the stable earnings

The initial waiting period is meant to safeguard against moral hazard

New ITR forms, stricter checks, filing your AY 2025-26 return? Here's what to watch out for to avoid delays, notices, or penalties

A dynamic bond fund (DBF) can help investors navigate rate cycles effectively

Such FDs are similar to those offered by commercial banks but carry a higher interest rate, as well as risk of default

EW index-based funds can be more volatile due to exposure to smaller companies

Company says payout shows 'strength of prudent investment strategies and finances'

More investors now adhere to the principle of asset allocation. "Increasingly, they treat gold as a financial asset in their portfolio rather than just as jewellery," says Vikram Dhawan

Agarwal points out that rate changes in the external benchmark are transmitted automatically, without being influenced by a bank's internal cost structure

Unnecessary competitiveness shifts our focus from our own destination to imagined races. It turns a fulfilling long-term journey into a relentless sprint that leaves us tired and anxious

IT upgrades and simpler process leads to 'less paperwork, faster processing' of claims

Learn how to minimize penalties on premature FD withdrawals by choosing the right bank and smart structuring strategies like laddering, sweep-in, and loans against FDs.

The judgment is likely to benefit prospective homeowners who are planning to exchange their old homes for upgraded accommodations in newly developed residential projects

The issue is most pronounced in South India, where 66% of policyholders have coverage of Rs 5 lakh or less.