Personal Finance

CBDT allows taxpayers to reset their e-filing password using DSC, net banking or email even without the registered mobile

Members can now transfer their PF balance through two online routes, helping consolidate retirement savings after a job switch

Use registered platforms, report every trade and maintain a complete audit trail

Assess the policy's returns, risks and liquidity restrictions, and ensure that you can sustain the premiums throughout its term

Small finance banks offer up to 8.1% on FDs, outpacing most public and private sector lenders

They should be used as top-ups, not as the base cover for providing long-term protection to the family

Ruling reinforces women's coparcenary rights. Here's what it means for family property.

Check both equity and debt portfolios before investing

Relying on generic cards that offer flat, low reward rates can reduce your savings

Forgotten UPI AutoPay mandates can trigger recurring debits long after a free trial ends

If reimbursement becomes unavoidable, submit a complete file at the earliest

Check post-tax returns, and preferably hold till maturity to reduce interest-rate risk

Compare nearby projects, negotiate the overall deal and not just the base price, and choose developers with strong delivery records to secure better value

New railway rules increase monetary penalties for common offences, including travelling without a ticket, entering women-reserved coaches and misusing facilities.

July brings multiple tax deadlines, from TDS filings to the July 31 ITR deadline. Here are key dates taxpayers need to track

From equity growth to debt stability and gold diversification, here is how ICICI Prudential's new multi-asset fund works

Multi-year health insurance plans offer premium stability and upfront discounts, but buyers should weigh flexibility, portability and future healthcare needs

Revised returns are meant for corrections, not tax-saving experiments; experts explain why 'swapped provisions' can trigger action

Pension Sahayak guide: Here's how PFRDA's new grievance portal works

After a sharp rebound in recent months, smallcap funds are back in favour. Experts weigh the opportunities, risks and suitability for different investors