Personal Finance

Avoid panic selling, keep SIPs going: Past wars caused transitory selloffs

Besides enjoying a share in the property, this will make them eligible for tax benefit

Sebi's new rule allows AMCs to offer both value and contra funds with limited portfolio overlap. Here's how the two strategies differ and which investors they suit

If an insurer wants to deny a claim based on an exclusion, it must provide clear evidence that the incident falls under that exclusion

If you are a conservative investor who invests primarily in bank fixed deposits but wants to boost your returns by 1-2 percentage points, consider investing in a corporate fixed deposit

Supreme Court clarified that decades of occupancy do not grant tenants ownership rights, orders the eviction of a shop's occupants

Annuities show that a 60-year-old couple needs a total of Rs 12 crore to be able to live in a two-bedroom apartment in Bangalore during retirement

If airlines cancel flights due to war or airspace closure, passengers can seek full refunds. But if travellers cancel voluntarily, contractual rules apply and insurance may not cover war

Identify correct court for filing complaint based on amount paid for goods or service

When not travelling, lock the forex card, keep only a small balance, and switch on alerts

While survival is no longer at stake, confirmation bias continues to shape our behaviour - especially as investors

Enter only those stocks that have consistently strong financials, adequate liquidity, and no signs of corporate governance risk

Senior citizens get a slightly higher rate of interest on fixed deposits across public and private banks, as well as NBFCs

As luxury thresholds climb, the real differentiator at Rs 15 crore is no longer square footage but privacy infrastructure, brand equity and managed living

Do not skip crucial provisions of the agreement that have a bearing on your interests

If you are underweight, continue with systematic purchases

The outflows were due to liquidity tightness and consequent rise in yields, not due to a deterioration in the category's risk-return profile

If your claim was genuine, submit documents to back it up

New investors should consider them for risk reduction, stability and disciplined allocation, not return-chasing

'Most cases end in settlement, not jail,' say lawyers, but ignoring the 15-day notice can trigger court action and credit damage