Personal Finance

Calculate the internal rate of return, assess surrender costs and make sure the long-term premium commitment fits your goal before opting for guaranteed-benefit insurance products

Estimate annual mileage carefully, choose the right slab and check top-up terms

Here is a selected list of the best term insurance rates from various insurers for young professionals living in a metro, with coverage of up to Rs 1 crore

Global school brands and international curricula have widened choices in terms of curriculum, teaching quality, and global exposure. Here's what parents need to weigh before paying the premium.

Repainting, routine upkeep and unexplained charges are among deductions tenants can dispute, say legal experts

Compare portfolio mix, risk and costs; keep exposure small and invest with a long horizon

Earlier, traditional options such as gold, fixed deposits and property were preferred for savings. Women are now allocating a part of their savings to equity markets through SIPs

Work backwards from an affordable EMI, make a bigger down payment than banks require, and stress-test loans against rising interest rates

Compare rates, choose a short tenure, make a larger down payment, and keep EMI within manageable limits

Ageing housing societies can unlock significant value through redevelopment, but title, approvals, member rights, costs and delays need careful scrutiny first

India's pet population rose from 28.5 million in financial year 2019-20 (FY20) to 39.2 million in FY25 and is projected to reach 60.5 million by FY30, according to industry estimates

With treatment claims rising to Rs 5.6 lakh, expert explains how families can assess their health cover

Check the annual remittance limit, when tax is collected or deducted at source, and when you must disclose foreign assets

From hotels and coffee brands to CEOs, entrepreneurs and even policymakers, stories are being used to sell, persuade and build value and consensus. Now, storytelling itself is becoming a big business

A registered sale deed records the transaction, but buyers must check title history, encumbrances and other records before claiming clear ownership

Tax tribunal rules the amount passed through his account and was not income. Experts explain the evidence that made the difference

RBI's binding rules on recovery will restrict contact hours and recovery-agent conduct, while safeguarding against wrongful device locking, but third-party agents could pose challenges.

Check sub-limits and exclusions, document damage promptly, and avoid permanent repairs before inspection

With healthcare costs rising sharply, comprehensive health insurance and super top-up plans are becoming a necessity for urban Indians seeking stronger financial protection

Besides a high current yield, it is also crucial to assess whether it will sustain