Personal Finance

Health insurance premiums tend to rise rapidly at older age

Those investing now should stagger their investments and enter with a long-term horizon

Instead of panic, respond with preparedness; keep separate money pools of money for short-, medium-, and long-term needs

If you are a conservative investor who invests primarily in bank fixed deposits but wants to boost your returns by 1-2 percentage points, consider investing in a corporate fixed deposit

EPF TDS exemption moves to Form 121, allowing simpler filing process but with stricter data checks and verification norms

Co-owned property exit? Experts explain why selling your share rarely brings a clean break and disputes often follow

Combine base policy with super top-up, opt for policy with favourable bonus norms to manage premium cost

Appoint a guardian for minor nominees; update nominations after major life events

Multi-asset FoFs offer diversification in one fund, but investors must weigh costs, tax rules, and active vs passive strategies before investing

With cancer treatment costs rising, insurers are offering specialised plans that provide staged payouts, long-term financial protection and support across diagnosis and recovery

The best way to optimise benefits is to keep multiple cards and use the one offering highest rewards for each spending category

Employees whose cost to company includes these components may find the old regime more beneficial this year

Why property transfer from father to son needs more than a name change

A resurgence of inflation could keep policy tight. Prolonged high interest rates could weigh on valuations and multiples

With flight disruptions rising amid geopolitical tensions, travellers must check insurance coverage, exclusions, and claim conditions carefully before heading abroad this summer

On Akshaya Tritiya, choose gold wisely-jewellery for sentiment, ETFs and SGBs for returns; verify purity, costs, and tax impact before investing

As senior living projects expand rapidly, experts advise buyers to assess developers' track record, service quality, costs and long-term sustainability before investing

From curated plant corners to designer planters, indoor greenery is emerging as a symbol of wellness, design sensibility, and understated luxury in India's high-end urban homes

With rising car prices and growing EV push, loans are helping buyers manage costs by spreading payments over manageable tenures aligned with monthly income

Digital platforms make FD investing easier, but investors must weigh risks, diversification, and post-tax returns instead of chasing high interest rates