Personal Finance

AI-based financial scams: Set a family code word for emergency requests

Pause and verify the caller's identity independently before transferring funds

Updated On: 15 Jan 2026 | 9:46 PM IST

Align tax saving with your financial goals, horizons, and liquidity needs

Begin making these investments now, based on informed choices, instead of waiting till the last moment when mistakes are more likely

Updated On: 15 Jan 2026 | 8:03 PM IST

Check the best term insurance premium rates for young professionals

Here is a selected list of the best term insurance rates from various insurers for young male professionals living in a large city

Updated On: 15 Jan 2026 | 7:38 PM IST

Moderate-risk investors may choose balanced advantage funds for 2026

Balanced advantage funds offer equity participation with lower volatility through dynamic asset allocation, though they are not risk-free and returns can turn negative over the short term

Updated On: 14 Jan 2026 | 10:09 PM IST

PFRDA panel on assured NPS payouts: Experts explain what may change

A shift towards predictable pensions, where subscribers may target a fixed monthly income, experts say

Updated On: 14 Jan 2026 | 4:59 PM IST

IRCTC tickets now Aadhaar-only and costlier: Here's all you need to know

Train fares go up and Aadhaar-only booking begins for general reserved tickets

Updated On: 13 Jan 2026 | 3:56 PM IST

Diversify your portfolio to guard against asset class leadership rotation

Investors can reduce the volatility that can arise from high exposure to a single asset class and earn sound risk-adjusted returns using a periodic table

Updated On: 11 Jan 2026 | 9:26 PM IST

Investing in Bitcoin: Use price correction to accumulate for next upswing

Investing systematically can help investors benefit from volatility rather than be overwhelmed by it

Updated On: 09 Jan 2026 | 10:14 PM IST

Buying a car? Check out the best car loans available across lenders

If you are looking to buy a car before the Budget, here are the best loan rates available across lenders to help you make an informed decision

Updated On: 08 Jan 2026 | 5:27 PM IST

India's branded residences boom: Prestige, pricing and pitfalls

As branded residences gain ground in India's luxury housing market, buyers are paying hefty premiums for global names. But services, contracts and developer credibility matter more than logos

Updated On: 08 Jan 2026 | 5:18 PM IST

Why the Union Budget matters for your household finances

Every year, the Union Budget decides far more than government spending priorities. It quietly shapes how much you earn, spend, save, borrow, and invest.

Updated On: 07 Jan 2026 | 4:45 PM IST
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Gold loan: Avoid maxing out on loan limit, maintain 20% valuation buffer

EMI-based repayment steadily reduces the principal and lowers LTV, offering better protection against price volatility than the bullet option

Updated On: 06 Jan 2026 | 9:48 PM IST

Home loan mistakes: Don't equate eligibility with repayment capacity

Be warned that incomplete, outdated and inconsistent documents can delay loan approval and disbursal

Updated On: 05 Jan 2026 | 5:00 PM IST

Stopping SIPs in downturns weakens long-term compounding, rupee-cost gains

Chasing past performance ignores the principle that returns of all assets are mean-reverting

Updated On: 04 Jan 2026 | 9:28 PM IST

Reasonable valuations, earnings revival to aid small-cap funds in 2026

After underperforming in 2025, small-cap funds may see a turnaround as valuations become more reasonable and earnings revive; existing investors should stay invested, while new ones enter gradually

Updated On: 02 Jan 2026 | 4:54 PM IST

Sector, thematic funds' outlook: Avoid over-allocation, chasing returns

These concentrated bets suit experienced investors who can assess sector prospects and invest at attractive valuations

Updated On: 01 Jan 2026 | 10:31 PM IST

Stepping to the beat: How dance classes are rewriting urban India's rhythm

As dance classes move beyond niche studios, they are reshaping how urban Indians approach fitness, social connection and cultural expression

Updated On: 01 Jan 2026 | 6:56 PM IST

Paying claims or pushing back? What Irdai data reveals about insurers

Irdai's latest data shows how much insurers paid out in health claims in FY25

Updated On: 01 Jan 2026 | 4:27 PM IST

Rupee swings push NRIs to rupee-linked term insurance: Experts explain

'Currency swings are reshaping protection choices,' as experts say NRIs increasingly prefer rupee-linked term plans for India-based liabilities

Updated On: 01 Jan 2026 | 4:21 PM IST

Midcap funds outlook for 2026 hinges on earnings rebound, rate support

After a subdued 2025, midcap funds could recover in 2026 if earnings revive and rates stay supportive. Experts advise a calibrated 10-30 per cent allocation with a long-term horizon

Updated On: 30 Dec 2025 | 10:44 PM IST