Personal Finance

Check the maturity date, glide path, costs, tax treatment and exit load before investing

A retirement plan should do more than preserve wealth-it should give retirees permission to spend meaningfully while health, mobility and opportunity remain

As their status changes from NRI to RNOR and then to ROR, both their tax and disclosure obligations change

Don't respond to phone messages from unknown numbers, even if they appear to be from your bank

More than ₹80,000 crore lies unclaimed across banks, insurers, mutual funds and provident fund accounts, exposing a critical gap in household financial disclosure

While active smallcap funds have traditionally outperformed benchmarks, passive and smart-beta options offer lower costs and diversified exposure. The choice depends on investor preference and convict

Partners should fund shared goals together but keep personal spending separate

Demand proper notices, written authorisation, and a possession inventory before surrendering your vehicle

Make sure to match Form 16 with AIS and Form 26AS, choose the correct ITR form, and compare tax regimes before filing

Affluent households are increasingly replacing restaurant outings with personalised chef-led dining experiences at home, fuelling demand for bespoke menus, convenience and exclusivity

Senior citizens get a higher rate of interest on fixed deposits across public, private, and foreign banks, as well as small finance banks

Before filing ITRs, salaried taxpayers should reconcile Form 16 and Form 16A with AIS, Form 26AS and personal records to avoid errors and notices

Explained: How to transfer your PF balance and preserve key tax and withdrawal benefits.

Can a small SIP really help you build crores over time? In this video, we explain the 8-4-3 rule of compounding and how disciplined investing in mutual funds can accelerate wealth creation.

Banks and fintechs are increasingly offering instant credit options such as personal loans and overdraft (OD) facilities through digital platforms.

Battery as a Service reduces the upfront cost of buying an electric vehicle, but recurring payments, contract terms and resale concerns mean it works best for users with moderate distance driving

Freelancers should always keep records of their invoices, payments received, and business-related expenses.

Check the track record of the factor combination, tracking error and expense ratio before investing

New rules raise ownership limits and allow more overseas individuals to invest in listed Indian companies

As health care costs rise, health insurance will ensure you do not have to deplete your savings or take a loan in case of an emergency