Personal Finance

DoT's directive requires the app to be visible and functional on first use, even as the minister stresses that activation remains optional.

With waiting periods and sub-limits, experts advise early planning and careful policy checks to manage delivery expenses

Tax department warns of penalties, details how to revise returns by December 31 deadline

Non-bank sources now contribute nearly half of commercial-sector funding, led by record corporate bond issuances, steady equity fundraising and rising credit flows from NBFCs

India's festive baking is evolving from being a nice community ritual to premium indulgence; Craft, nostalgia and personalisation now define the country's Christmas cake culture

Experts explain when it's wiser to cut debt quickly and when early investing builds more wealth

When base and super top-up are from different insurers, the second insurer may offer reimbursement, not cashless

Large-cap funds have shown steady performance, with recent results pointing to improving earnings momentum across leading companies. Experts say valuations look appealing for long-term investors

A strong persistency ratio signals customer trust, better service and fewer disputes, while a high claim settlement ratio shows how reliably an insurer honours claims-key checks before buying term cov

While properties can be purchased in such auctions at a discount to market value, they carry the risk of hidden liabilities

Mint Road's proposals on banks' M&A funding are cautious even as entrants root for more elbow room, and weigh business models

In particular, avoid room rent caps that lead to proportionate deduction

Better price points, aligned to fundamentals, tend to emerge once the initial hype fades

The Defence Ministry's digital pension platform lets retirees access, view, and download their Pension Payment Order with just a few clicks.

Experts say investors should not exit smart-beta funds due to short-term underperformance as factor strategies are cyclical and tend to recover

'Safety must come before convenience,' say experts, urging investors to rethink unregulated digital gold after SEBI's latest caution

Whether you wish to assess a developer's track record or the quarterly progress of a project, this is the source you should turn to

The central bank's online redressal system ensures your grievance doesn't go unheard.

'Treating crypto as property upgrades investors from users to proprietors,' says expert after the Madras High Court granted digital assets legal status

If loan growth does not rise towards the 12-13 per cent range, valuations may shrink