Personal Finance

Active and passive funds offer different advantages across market-cap segments, making a mix of both a sensible portfolio strategy

Investors should compare the premiums under NPS Swasthya with those of the standalone super top-ups offered by insurance companies

Focus on building an emergency buffer, clearing high-interest debt and setting up automated index fund contributions

Commit only money you can leave invested for years

Choose a fund you can hold to maturity, and assess its return after factoring in costs

As Irdai weighs caps on commissions and scrutiny of distribution costs intensifies, comprehensive health cover remains essential amid rising private healthcare expenses

As affluent Indian homes become sleeker, buyers are looking to acquire objects with history. But when does something old become valuable, and what should a first-time collector know before buying?

Check whether weak returns reflect the market cycle before changing your pension fund manager

Preserve old valuation and inheritance records; document family lockers and explain the source of each holding

Taking a career break at 40? What happens to your EPF money? Find out how long your existing PF balance can continue earning interest, when an account becomes inoperative

Rising cardiac treatment costs make adequate health cover and a strong emergency fund essential for financial protection

What happens after you start spending the safe bucket? If it is meant to hold two years of expenses, it has to be refilled from time to time

Compare the traded price with NAV and weigh taxes and costs before selling or choosing another route; industry limits on overseas investments restrict fund houses' ability to create fresh units

Learn how stock beta measures volatility, helps you weigh potential returns against real-world risk

With pockets of this segment turning expensive, investors should rebalance if overweight and invest in a staggered manner

As the festive season approaches, a number of people start planning a car purchase to coincide with one or the other major festival. Here's a list of available car loans

Leaving assets and investment records is not enough; investors should identify trusted Sebi-registered advisers in advance so their spouse is not pushed towards unsuitable products after their death

Allahabad HC asked SBI to refund ₹17.29 lakh deducted from a widow's account to recover her deceased husband's loan, saying the bank was prima facie not entitled to recover it from insurance proceeds

Compare the higher premium with pure term cover, factor in inflation, and examine lapse and surrender terms

Tie payments to project's progress; verify title, approvals and Rera disclosures