Personal Finance

While existing investors should do partial rebalancing, new investors should enter in a staggered manner

India’s National Pension System has just undergone one of its biggest reforms in years. Exit rules are easier, liquidity is higher, and annuity obligations are lower. But what exactly has changed

A high credit score is critical as it enables the borrower to secure the new loan at an attractive rate

Here are the best premiums for health insurance policies that are especially tailored for young women working in urban centres

After a bumper run in 2025, silver's long-term case remains intact, but experts warn investors to brace for volatility and moderate returns as global conditions evolve

If you file an updated return later, you will have to pay interest and additional tax, and will not be able to claim refunds

Temporary underperformance could be due to the fund manager's investment style not being favoured by the market currently; wait out such phases

Small deviations may be corrected by directing more money into underperforming assets like debt and equities

Factoring in only domestic inflation could lead to a shortfall

Check out the term insurance rates from various insurers for young male professionals living in a large city

Choose them for their strong wealth creation potential and short lock-in period, especially if you remain on the old tax regime, but don't judge them on past-year returns alone

State confirms key dates for banks and financial institutions when they will remain closed, including festivals and annual accounting closures

Taxes on capital gains and dividends are paid at the fund level; investors do not pay

Policies typically reimburse cancellations for reasons such as medical emergencies, death of an immediate family member, or natural disasters

DoT's directive requires the app to be visible and functional on first use, even as the minister stresses that activation remains optional.

With waiting periods and sub-limits, experts advise early planning and careful policy checks to manage delivery expenses

Tax department warns of penalties, details how to revise returns by December 31 deadline

Non-bank sources now contribute nearly half of commercial-sector funding, led by record corporate bond issuances, steady equity fundraising and rising credit flows from NBFCs

India's festive baking is evolving from being a nice community ritual to premium indulgence; Craft, nostalgia and personalisation now define the country's Christmas cake culture

Experts explain when it's wiser to cut debt quickly and when early investing builds more wealth