Page 2 - Personal Finance

Check out the best home loan rates from public and private lenders

With home loan interest rates likely to remain stable in the near future, here are the various options available from banks and HFCs

Clean air on the go: Can wearable purifiers cut pollution exposure?

Wearable and convenient, personal air purifiers promise a clean-air bubble for urban Indians. But do these devices meaningfully reduce pollution exposure, or offer only limited relief?

After 12% sales drop, housing market enters 2026 on steady ground: Report

Residential sales fell 12% in 2025 as buyers turned cautious, but disciplined supply is expected to keep prices stable through 2026

Pharma & healthcare funds: Easing valuations, rising insurance aid outlook

Price controls by the Indian regulator, USFDA actions, and concentration risk are key concerns

Co-borrowers must be co-owners and contribute to EMIs to claim tax benefits

The deduction claimed must be in proportion to their ownership share and actual EMI contribution

Budget decoded: How the government's plan shapes your family finances

From taxes and loans to savings, here's how Budget numbers affect homes

India's insurance premiums to grow 6.9% annually till 2030: Report

Swiss Re flags India as the world's fastest-growing major insurance market by the end of the decade

Claiming third-party motor insurance? How it works after an accident

Injury, damage, liability: what really gets paid under third-party insurance

UPI-based EPF withdrawals may start by April: What changes for members

The proposed system promises quicker access to EPF money, with limits

Align tax saving with your financial goals, horizons, and liquidity needs

Begin making these investments now, based on informed choices, instead of waiting till the last moment when mistakes are more likely

Flexi-cap funds: Invest if you prefer managers to handle market cap mix

Poor sector and stock selection calls can, however, lead to underperformance

AI-based financial scams: Set a family code word for emergency requests

Pause and verify the caller's identity independently before transferring funds

Check the best term insurance premium rates for young professionals

Here is a selected list of the best term insurance rates from various insurers for young male professionals living in a large city

Moderate-risk investors may choose balanced advantage funds for 2026

Balanced advantage funds offer equity participation with lower volatility through dynamic asset allocation, though they are not risk-free and returns can turn negative over the short term

PFRDA panel on assured NPS payouts: Experts explain what may change

A shift towards predictable pensions, where subscribers may target a fixed monthly income, experts say

IRCTC tickets now Aadhaar-only and costlier: Here's all you need to know

Train fares go up and Aadhaar-only booking begins for general reserved tickets

Diversify your portfolio to guard against asset class leadership rotation

Investors can reduce the volatility that can arise from high exposure to a single asset class and earn sound risk-adjusted returns using a periodic table

Investing in Bitcoin: Use price correction to accumulate for next upswing

Investing systematically can help investors benefit from volatility rather than be overwhelmed by it

Buying a car? Check out the best car loans available across lenders

If you are looking to buy a car before the Budget, here are the best loan rates available across lenders to help you make an informed decision

India's branded residences boom: Prestige, pricing and pitfalls

As branded residences gain ground in India's luxury housing market, buyers are paying hefty premiums for global names. But services, contracts and developer credibility matter more than logos