Page 2 - Personal Finance

Worried about Aadhaar misuse? UIDAI has rolled out a new safety vault

Organisations that have access to Aadhaar information must store it in the secure vault, says UIDAI

Algo trading: Trade with multiple stop-losses, strict risk control limits

When selecting an algo, factor in not just the returns but also the costs incurred while trading

New investors should enter systematically with a minimum seven-year horizon

New investors should enter US-focused funds systematically with at least a seven-year horizon, while existing ones rebalance portfolios and moderate tech exposure amid high valuations

293% gains for Sovereign Gold Bond 2018-19 Series-I, RBI sets exit price

Investors in the Sovereign Gold Bond 2018-19 Series-I can redeem early on November 4, 2025, at Rs 12,039 per gram.

Health insurance sum insured: Review every 2-3 years to beat inflation

To strike a balance between the need for protection and affordability, combine base policy with super top-up

India's travel boom gets luxe: Early bookings, smart spends, big getaways

Premium stays, early planning, and value deals define Indian travellers' festive bookings, finds MakeMyTrip

Go global to limit India-specific shocks, hedge currency risk

Limit global allocation to 10-15% initially, avoid chasing recent outperforming countries and themes

Use passive funds in portfolio for broad-based, low-cost, stable allocation

Avoid need to chop and change funds due to underperformance; supplement with active funds in satellite portion

Sectoral ETFs: Invest if you anticipate turnaround in beaten-down sector

Avoid behavioural error of entering near cyclical peak and exiting around bottom

World Savings Day: Save and invest before you spend, automate the process

Do financial planning to determine whether you are investing enough to meet your goals

Canada pension fund to boost India investments after portfolio tops $22 bn

Canada Pension Plan Investment Board CEO Graham said India's economic growth rate and strong public markets are some of the 'positive factors' going well for the country now

Vehicle ownership transfer: Hand over only after submitting Form 29

Seller must ensure the vehicle remains insured during ownership transfer so that any liability is borne by the insurer, as per the Himachal Pradesh High Court ruling

Think you've lost old shares or dividends? IEPF portal can help you reclaim

Forgotten shares or dividends? Here's step by step process to reclaim them easily via the IEPF portal

Bank nomination rules amended to align with will, avoid disputes

For deposits, nominee shares should mirror the division in the will; for lockers, the order should match the will

Gold loan or gold overdraft? Know the smarter way to borrow against gold

Gold loans offer structure, overdrafts offer flexibility. Here's how to pick the smarter way to borrow against your gold.

Buy Now, Pay Later: Limit instalments to 10-15% of income, restrict usage

Those with multiple loans, irregular earnings, or poor repayment habits should avoid this form of quick credit

MAAFs: Rebalance if allocation in portfolio has drifted significantly

Continue SIP if the fund has maintained its strategy and performance consistency, and continues to suit your goals

BNPL: Limit instalments to 10-15% of income and restrict usage to two plans

Those with multiple loans, irregular earnings, or poor repayment habits should avoid this form of quick credit

When your phone falls off a moving train, here's how to respond

Follow these steps to report it and increase your chances of recovery safely and quickly

Fund review: DSP Large & Mid Cap Fund

Fund review: DSP Large & Mid Cap Fund