Systematic Investment Plans

SIP inflows surge to a record high of Rs 29,529 crore; AUM nears Rs 80 trillion

Patience, discipline and saving for the long term build financial stability, says Rishi Raj Arya

Patient, data-driven selection uncovers midcap opportunities that quietly outpace benchmarks while managing risk

Sebi allows mutual funds to pay incentives to distributors for new investors from beyond top 30 cities and first-time women investors, capped at Rs 2,000

The brokerage expects asset management companies (AMCs) and registrar and transfer agents (RTAs) to post a recovery in quarterly earnings, supported by steady inflows and stable equity markets.

Equity mutual funds logged record monthly inflows in July on strong SIPs and NFOs, pushing industry AUM past Rs 75 trillion for the first time despite market volatility

Majority of diversified equity schemes deliver over 5% SIP return in 1 year even as market falters

The Retail Direct portal was launched in November 2021 to facilitate retail investors to open their gilt accounts with the RBI under the Retail Direct scheme

At the end of June 2025, direct plan SIP accounts had a total AUM of Rs 3.3 trillion, accounting for nearly 22 per cent of the total SIP AUM of Rs 15.3 trillion

Equity markets have spent nearly nine months consolidating since June 2024, says Bhan

A/c closures of B-30 SIPs on 'direct' side 2.6x higher than regular plans

Streamline their portfolio, cut flab, build muscle - ₹13.9 trillion strong

Riding a swell of SIP inflows, they redraw investor playbook

Ideally, equity portfolios should be diversified and held over the long term to capture growth trends across the corporate landscape and to allow for compounding effects

NRIs must also comply with the tax filing norms that apply to them once their residency status changes

However, immediate shift in investor preference unlikely, say experts

Investors poured in over ₹83,000 crore into mid and smallcap funds in FY25

In February 2025, 82.6 million of 101.7 million active SIP accounts contributed to the ₹26,000 crore SIP inflow

Investors adopt 'wait and watch' stance amid global uncertainties, say experts

The decline in net inflows is largely due to a sharp dip in gross inflows from Rs 66,630 crore in January to Rs 54,429 crore in February