Having settled most of the merger-related issues, IDFC First Bank is well on its way to what it set out to be – the first-stop for both small entrepreneurs and consumers. It has built a stable current and savings accounts base quickly, and is to eschew lending to the infrastructure sector. The bank’s managing director and chief executive officer, V Vaidyanathan, spoke to Hamsini Karthik, on the journey so far and the road ahead for the bank. Edited excerpts:
It is almost a year since the merger of Capital First and IDFC Bank. How would you rate the progress of the

)