The release of an update on terms of service (ToS) by leading instant messenger WhatsApp has caused many users to revisit the debate about data privacy. WhatsApp is the world’s most popular instant message (IM) service, with over 2 billion users. This is more than four times that of the second-largest, independent IM network (group app Facebook Messenger). The Facebook subsidiary released an API for business users last year and it is ramping up its fintech payment game. The new terms have special relevance to 400 million users in India, which has no data privacy law, making it easier to

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