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Are fixed-floating rates a sound option for retail home loan borrowers?

Two leading industry experts debate the merits and demerits of the new fixed-floating rate product that the SBI chairman proposed recently

Topics
Home loans | sbi | SBI chairman Rajnish Kumar

Sanjay Kumar Singh  |  New Delhi 



banks, loans
With the SBI chairman seeking the apex bank’s permission to launch fixed-cum-floating products, a decade-old debate has been reignited

State Bank of India (SBI) chairman Rajnish Kumar recently spoke about seeking a clarification from the (RBI) on launching long-term home loan products that would initially have a fixed rate and would then move to a floating rate.

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First Published: Fri, September 27 2019. 14:15 IST

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