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Explained: Is SBI repo-linked home loan product good for retail borrowers?

Higher initial payout is an entry barrier, but interest burden will fall and more tax benefit can be availed of

Topics
Home Loan | State Bank of India

Joydeep Ghosh 



Repo-linked loans

With the Reserve Bank of India (RBI) making it mandatory for banks to introduce products linked to external benchmarks — the repo rate, three-month Treasury bill, six-month Treasury bill or any rate published by the Financial Benchmark India (FBIL) — from October 1, the country’s largest bank, (SBI), has already introduced the first repo rate-linked product.

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First Published: Mon, September 16 2019. 23:42 IST

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