Joydeep Ghosh

Franklin case: Meet Vivek & Roopa Kudva, the couple in Sebi's firing line

The Kudva family finds itself in an unfortunate position. But professionals have been forewarned after this incident

How a giant collapsed

The story starts 30 years ago, when former Citibanker, Ravi Parthasarathy , IL&FS' chief, set up the company to beef up India's infrastructure-building capabilities.

Anatomy of Indian banking

Book review of Hits and Misses - The Indian Banking Story

Axis Bank-Max Life deal: The long road riddled with regulatory concerns

After over six months and three different structures, the deal could be in its final stages of completion

What makes managing debt funds a challenge for mutual funds industry

In the last couple of decades, the regulator has had to constantly tinker with the guidelines but new problems have cropped up every few years

Sebi queers the pitch for fund managers with latest multi-cap circular

The recent circular follows the 'true-to-label' concept, but large funds in the multi-cap category may be forced to merge in the absence of sufficient small-cap options

Confident of achieving debt resolution numbers: IL&FS MD C S Rajan

Edited excerpts from an email interview with C S Rajan, managing director, IL&FS:

IL&FS board faces challenges as resolution takes a Covid-19 knock

With real estate valuations falling and other deals coming unstuck, the current management's improved target faces significant challenges

Lower rates an opportunity to re-negotiate your home loan interest

Start by shifting to repo-linked rates, then seek the lowest rate being offered by lender

Debt funds turn to safe havens for investors as defaults sting, shows data

Since the IL&FS crisis, allocation to govt papers more than doubles, exposure to NBFCs drops

There is no harm in booking some profit so long as market rally continues

Many feel that the rally is on its last legs, and provides an opportunity to stock investors

It's time for a retrenchment cover

All companies should be encouraged to have an insurance policy that improves the quality of conversation between the management and the employee during layoffs

Don't redeem your investments during times of crisis, advise experts

They say holding on to multi-cap and mid-caps will reap rich returns

Insurance business insecure and uncertain as Covid-19 damage claims mount

Insurance companies around the world were sailing smoothly until late February, when markets realised Covid-19's impact. Now, is insurance secured to survive? Joydeep Ghosh explains

No more loans, what the consumer is really looking for is a tax holiday

It's time the focus shifted from enhancing supply to improving demand

Tata Sons likely to raise Rs 7,000 cr to retire old high-cost debt

Other top companies to follow suit as the central bank has released funds

Investors should stay away from firms in sectors impacted by coronavirus

For an investor through the systematic investment plan route, timing does not matter so much

Coronavirus impact: Investors can buy good stocks but in limited quantities

Buy good stocks in small quantities, as there could be more pain

From vivad to samvad, to gain vishwas

The culture of 'collect first, correct later' needs to change

Existing home loan borrowers must move to external benchmark loans

Yes, there will be some cost, but it will be limited to administrative and legal expenses