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Health Insurance Policy

Young, earning and healthy? Here's the right health cover for you

Experts break down how much cover young earners really need and how to strike the right balance so you don't overpay or, worse, stay underinsured when medical bills hit

Young, earning and healthy? Here's the right health cover for you
Updated On : 09 Oct 2025 | 5:00 PM IST

Private insurers cut agent commissions after GST changes on health cover

ICICI Lombard, Care Health and Aditya Birla Health Insurance have lowered commission payouts on retail policies as GST on health premiums goes nil and ITC norms tighten

Private insurers cut agent commissions after GST changes on health cover
Updated On : 01 Oct 2025 | 10:59 PM IST

Star Health, CARE, Niva Bupa record most policyholder complaints in FY24

Policyholder grievances against health insurers jumped 21.7% in FY24, with Star Health leading by a wide margin, followed by CARE and Niva Bupa, Ombudsman data shows.

Star Health, CARE, Niva Bupa record most policyholder complaints in FY24
Updated On : 01 Sep 2025 | 1:51 PM IST

AHPI withdraws advisory to halt cashless services for Bajaj Allianz clients

Last week, AHPI had directed member hospitals to suspend cashless services for Bajaj Allianz policyholders from September 1, citing unresolved disputes over tariffs with hospitals

AHPI withdraws advisory to halt cashless services for Bajaj Allianz clients
Updated On : 29 Aug 2025 | 9:27 PM IST

How India's health insurance sector is undergoing a profound shift

The industry has grown in scale and ambition, but outdated reporting norms are being replaced-backed by regulations and market pressure-for better transparency and lasting sustainability

How India's health insurance sector is undergoing a profound shift
Updated On : 29 Jul 2025 | 9:30 AM IST

Govt may bring health claims portal under FinMin to tackle inflated costs

The move is aimed at strengthening oversight of the portal and improving transparency in pricing and billing practices across the health insurance sector, Reuters reported

Govt may bring health claims portal under FinMin to tackle inflated costs
Updated On : 10 Jul 2025 | 9:26 PM IST

Mental health insurance in India seems fine, until you read the fine print

Treatment is supported in extreme cases; insurance system 'designed to fail': Expert

Mental health insurance in India seems fine, until you read the fine print
Updated On : 22 May 2025 | 3:53 PM IST

Unlimited health cover is helpful, but ensure your plan has these features

Unlimited health insurance is beneficial but not enough; policyholders must opt for plans with recharge, cumulative bonus and super top-up features to beat medical inflation

Unlimited health cover is helpful, but ensure your plan has these features
Updated On : 21 May 2025 | 8:18 PM IST

Hike Motor TP rates, cut GST on health premiums: Non-life insurers to govt

DFS Secretary urges insurers to improve claims processing in order to reduce customer inconvenience

Hike Motor TP rates, cut GST on health premiums: Non-life insurers to govt
Updated On : 08 May 2025 | 12:13 AM IST

Galaxy Health Insurance targets Rs 200 cr premium this financial year: CEO

Galaxy Health Insurance Company Ltd has targeted Rs 200 crore premium income during the current financial year as it aims to deepen penetration into the domestic market, a top official said. The company which received the IRDAI approval last year has 60 offices in operation in Southern states and 6,000 agents under its fold, company Managing Director and CEO G Srinivasan said. Galaxy Health Insurance is relatively a new entrant in the private sector insurance market backed by renowned industrialist Venu Srinivasan, the Chairman Emeritus of TVS Motor Company and Sundaram-Clayton and V Jagannathan who founded the Star Health and Allied Insurance Company Ltd. In an interaction with PTI, Srinivasan who has been at the helm of various insurance organisations including United India, said his company has drawn up plans to 'penetrate deep into the market' and has targeted to take the overall number of office locations to 100 from the current 60. "Last year the premium was Rs 17 crore. This

Galaxy Health Insurance targets Rs 200 cr premium this financial year: CEO
Updated On : 06 Apr 2025 | 2:05 PM IST

Diabetes health insurance in India: Plans, coverage, and costs explained

Diabetes cannot prevent you from getting a policy. You must disclose it as a pre-existing illness, but insurers cannot deny cover solely on this basis

Diabetes health insurance in India: Plans, coverage, and costs explained
Updated On : 14 Nov 2024 | 4:02 PM IST

Multi-year health insurance can save you from rising premiums: Explained

Multi-year health policies have now expanded to offer coverage up to five years, giving policyholders a longer period of stability

Multi-year health insurance can save you from rising premiums: Explained
Updated On : 06 Nov 2024 | 3:05 PM IST

ManipalCigna Sarvah health insurance will cover expenses for organ donation

Company launches three variants of a policy that provide unlimited teleconsultation with a general physician and rewards for completing health activities under the Healthy Life Management Program

ManipalCigna Sarvah health insurance will cover expenses for organ donation
Updated On : 09 Oct 2024 | 10:58 AM IST

Love bungee jumping? Take accident cover before your next adventure trip

A medical cover may handle medical expenses but does not provide for the temporary or permanent loss of income during the recovery period and after, and expenditures such as travel costs

Love bungee jumping? Take accident cover before your next adventure trip
Updated On : 07 Oct 2024 | 10:15 PM IST

Top health insurance plans, annual premiums explained in one table

A list of top health insurance plans and their annual premiums to help you make an informed decision

Top health insurance plans, annual premiums explained in one table
Updated On : 15 Aug 2024 | 6:09 PM IST

What is the co-pay option in senior citizen health insurance

Health policies with copayment provisions tend to be more affordable since they lessen the insurer's responsibility by splitting losses between the insured and the insurer

What is the co-pay option in senior citizen health insurance
Updated On : 14 Aug 2024 | 3:38 PM IST