How to choose an ideal health plan? Expert answers all queries

It is always advisable to buy a separate, personal health insurance policy that will provide protection to your family and you

A few insurers have started providing policies where policyholders get a discount for maintaining a healthy lifestyle. Are these policies cost-effective?

Yes, such policies are generally cost-effective since a discount is offered on the premium as an incentive for maintaining a healthy lifestyle. Such plans encourage people to move towards a healthy lifestyle.

I am a 32-year-old male. The company I work with doesn't provide group health insurance cover. Please advise me regarding the type of health insurance policy I should buy that will cover my spouse and three-year-old child as well. Should I also buy a critical illness rider? Also, most