Personal Finance
Silver slips 17% in a month: Should investors buy the dip or stay cautious?
Higher US real yields, a stronger dollar, weak investment demand and industrial concerns have pressured silver, though experts remain cautiously positive over the medium term
 "Silver slips 17% in a month: Should investors buy the dip or stay cautious?")
Check funding limits and net returns before buying property overseas
Overseas property now accounts for 13 per cent of surveyed buyers' wealth, up from about 5 per cent a decade ago. Experts explain the remittance limits, tax obligations and risks investors must assess
 "Check funding limits and net returns before buying property overseas")
Thailand holiday plans? What travel insurance could cost Indian tourists
As more Indians travel overseas, insurance against medical emergencies and injuries is gaining importance. Here's a look at travel insurance premiums for Thailand, according to Policybazaar
 "Thailand holiday plans? What travel insurance could cost Indian tourists")
Hallmarked but not pure? What gold buyers must check this Dhanteras
From checking the HUID on the BIS Care app to verifying gold weight, testing purity and seeking compensation for shortfalls, here's what buyers should know before buying gold this Dhanteras
 "Hallmarked but not pure? What gold buyers must check this Dhanteras")
NPS charge hike deferred to Dec 1: What subscribers must know about terms
PFRDA's revised fee structure includes a Rs 200 onboarding charge and an annual fee of 0.20 per cent of assets, subject to exemptions
 "NPS charge hike deferred to Dec 1: What subscribers must know about terms")
UK salary and per diem: When can Indians claim tax relief in India?
Tribunal ruling in New Delhi offers relief on a Rs 16.17 lakh allowance, but employees must establish their tax residency and eligibility under the India-UK tax treaty
 "UK salary and per diem: When can Indians claim tax relief in India?")
Fund Review: Bandhan Short Term Fund
Fund Review: Bandhan Short Term Fund
 "Fund Review: Bandhan Short Term Fund")
78% prioritise wealth preservation, but only 36% plan succession: Report
The report finds 46% of families want to diversify income beyond their core business, while 38% seek a legacy beyond financial returns
 "78% prioritise wealth preservation, but only 36% plan succession: Report")
Gold ETFs manage ₹1.9 trillion despite Sept correction; top 5 control 80%
Gold ETF Monthly AUM stood at ₹1.86 lakh crore across 26 schemes as of September 30, 2026, despite a correction of 4.78% in MoM returns as on Sep 30, 2026.
 "Gold ETFs manage ₹1.9 trillion despite Sept correction; top 5 control 80%")
3% DA hike: How much will your monthly salary rise? Check calculations
Centre's revision is expected to raise DA from 60% to 63% of basic pay, with arrears payable from July 1, 2026.
 "3% DA hike: How much will your monthly salary rise? Check calculations")
Inflation, taxes, market volatility risks to retirement corpus: Experts
Retirement planning must go beyond building a corpus, with experts warning against speculative trading after retirement
 "Inflation, taxes, market volatility risks to retirement corpus: Experts")
Gold loan stress rising: How to avoid a debt trap and manage repayments
Rising repayment delays and tighter renewal rules underline the risks of using gold loans to manage existing debt
 "Gold loan stress rising: How to avoid a debt trap and manage repayments")
Mutual fund returns dip? Here's why experts say don't switch in a hurry
Business Standard Smart Investor Arena 2026: Financial advisers explain why investors should look beyond past returns, match funds to their goals and avoid frequent portfolio changes
Undisclosed foreign assets? Check if you qualify for Rs 1 lakh scheme
FAST-DS 2026 offers eligible taxpayers a one-time route to disclose foreign assets, with fees and payment rules varying by category
FASTag local pass vs annual pass: Cost, rules and differences explained
New local FASTag pass starts Nov 1, with annual fees of Rs 1,500 or Rs 3,000 for eligible residents living within 20 km of a toll plaza
 "FASTag local pass vs annual pass: Cost, rules and differences explained")
Salim Merchant buys commercial property in Mumbai's Santacruz for ₹12.9 cr
The Santacruz West property has a combined carpet area of 1,285 sq ft; Merchant holds a 50% stake in the purchase
 "Salim Merchant buys commercial property in Mumbai's Santacruz for ₹12.9 cr")
Foreign investors return to lead India realty investments after 4 quarters
Institutional real estate investments rise 20% year-on-year to $2.1 billion in Q3 2026, with foreign investors contributing $1.4 billion, according to Cushman & Wakefield
 "Foreign investors return to lead India realty investments after 4 quarters")
PhonePe launches Tatkal NPS, lets users open pension accounts with ₹250
The new facility allows users to open government-backed NPS accounts digitally with contributions starting at Rs 250, using existing bank KYC details and one-time OTP authentication
 "PhonePe launches Tatkal NPS, lets users open pension accounts with ₹250")
Integrating NPS into payroll alongside PF should be easy: PFRDA chief
Speaking at the Business Standard BFSI Insight Summit 2026, PFRDA chief S Ramann said integrating NPS with corporate payrolls should be easy, enabling employees to save alongside EPF
 "Integrating NPS into payroll alongside PF should be easy: PFRDA chief")
SIFs vs PMS: Experts explain who should invest and who should stay away
Business Standard Smart Investor Arena 2026: Experts explained how specialised investment options differ and why investors should build a core portfolio first
 "SIFs vs PMS: Experts explain who should invest and who should stay away")