You are here: Home » PF » News » Investments
Business Standard

Stopped SIP? Use systematic transfer route as and when you have a surplus

Experts say if someone has lost his job or seen his income dwindle drastically during the lockdown, it is okay for him to pause or stop SIPs

Systematic investment plans | Coronavirus | Lockdown

Sanjay Kumar Singh 

SIP, investment
It is natural for someone who has lost his job to experience a reduction in his risk appetite

Inflows into equity funds via the systematic investment plan (SIP) route fell from Rs 8,641 crore in March to Rs 8,376 crore in April 2020. This is a 3 per cent fall, so the tendency to stop SIPs has not assumed worrisome proportions yet. But many people have lost their incomes or seen considerable erosion, and many more are worried about the sustainability of future cash flows. So, it is inevitable that such investors will, in the near future, ponder whether to continue their SIPs.



What you get on Business Standard Premium?

  • icon Unlock 30+ premium stories daily hand-picked by our editors, across devices on browser and app.
  • icon Full access to our intuitive epaper - clip, save, share articles from any device; newspaper archives from 2006.
  • icon Curated newsletters on markets, personal finance, policy & politics, start-ups, technology, and more.
  • icon Pick your 5 favourite companies, get a daily email with all news updates on them.
  • icon 26 years of website archives.
  • icon Preferential invites to Business Standard events.


Dear Reader,

Business Standard has always strived hard to provide up-to-date information and commentary on developments that are of interest to you and have wider political and economic implications for the country and the world. Your encouragement and constant feedback on how to improve our offering have only made our resolve and commitment to these ideals stronger. Even during these difficult times arising out of Covid-19, we continue to remain committed to keeping you informed and updated with credible news, authoritative views and incisive commentary on topical issues of relevance.
We, however, have a request.

As we battle the economic impact of the pandemic, we need your support even more, so that we can continue to offer you more quality content. Our subscription model has seen an encouraging response from many of you, who have subscribed to our online content. More subscription to our online content can only help us achieve the goals of offering you even better and more relevant content. We believe in free, fair and credible journalism. Your support through more subscriptions can help us practise the journalism to which we are committed.

Support quality journalism and subscribe to Business Standard.

Digital Editor

First Published: Tue, May 12 2020. 01:57 IST