MSME sector's bad loan ratio at 12.5% as of January, shows report

NPA level of public sector banks has increased from 18 per cent in December 2018 to 19 per cent in December 2019

The bad loan ratio in the micro, small and medium enterprises (MSMEs) segment stand at 12.5 per cent as of January 2020, a report by TransUnion CIBIL and SIDBI showed. While the non-performing assets (NPAs) ratio in micro segment was 9 per cent, the small and medium segments showed higher proportion of loans going sour at 11 per cent.
 

Among lenders, the private sector banks exhibited NPA levels in the range of 3-5 per cent in the MSME segment whereas, NPA level of public sector banks has increased from 18 per cent in December 2018 to 19 per cent in