Shriram Finance posted a 60% jump in Q1FY27 net profit to ₹3,444 crore, driven by strong NII growth, higher AUM and an improvement in net interest margin
The NBFC reported robust growth in net interest income and assets under management, while asset quality remained broadly stable during the June quarter
The non-banking finance company (NBFC) reported a standalone profit at ₹3,445 crore ($357.05 million) for the quarter ended June 30
The NBFC plans to expand unsecured lending, gold loans and rural finance as improving asset quality and strong retail demand support its FY27 growth plans
AM Karthik of ICRA Ltd said that NBFCs slow down disbursements, tighten their credit norms and prioritise collections and loan quality over loan growth when macroeconomic headwinds intensify.
Divya S of Capri Global said that a weak monsoon often increases gold loan demand, as rural households monetise jewellery to finance the next crop cycle or bridge working capital gaps.
The RBI has proposed a comprehensive data governance framework for banks and NBFCs, focusing on customer consent, data quality, third-party sharing and board oversight
NBFC education loan portfolios are expected to reach Rs 94,000 crore in FY27 as growing diversification across study destinations offsets weaker demand for US-focused education
The growth in education-loan assets under management of non-banking finance companies is projected to stay steady at 20 per cent this fiscal, with increasing diversification across study destinations offsetting the impact on demand for US-focused education amid policy uncertainties, a Crisil Ratings report said on Tuesday. Asset quality has been robust so far and is expected to stay stable, even as the share of the portfolio transitioning from moratorium to repayment has increased, the report said. NBFCs (non-banking finance companies) typically structure education loans with a moratorium period aligned to course tenure, it said. Repayment obligations, in the form of Equated Monthly Instalments (EMIs), are calibrated to borrowers' earning potential and which typically commence when the course is completed and the student gets employed, it said. Nevertheless, with a substantial portion of the book still under contractual moratorium, the portfolio's performance over a broader repayme
India's Non-Banking Financial Company (NBFC) sector is well positioned for long-term growth, supported by healthier balance sheets, easing macroeconomic headwinds, and an improving funding environment
RBI Deputy Governor Swaminathan J has urged internal ombudsmen to identify recurring complaints, conduct root-cause analysis and help strengthen grievance redress across regulated entities
Tata Capital enters gold loan business with ₹318 crore Yogloans acquisition
Passenger vehicle sales gained momentum in June as demand for alternative-fuel vehicles rose. Compare auto loan rates, EMIs and lenders before financing your next purchase
NBFCs are hiring treasury specialists in money market operations and liquidity management as the RBI's proposal to widen access to the term money market reshapes funding strategies
India's securitisation market grew about 20 per cent in the first quarter of FY27, with NBFCs driving issuances as gold loans emerged as the largest asset class, ICRA said
Commercial real estate loans grow over 40%, while gold loans grow 70% and consumer durable loans grow 42%
NBFCs accounted for over 98% of securitisation issuances in April-June 2026, with gold loans emerging as the largest asset class amid robust investor demand and healthy retail credit growth
Axis Bank has emerged as a major leadership talent pool for India's financial sector, with former executives taking top roles across banks, NBFCs and financial institutions
Business-purpose loans to individual entrepreneurs grew faster than credit to commercial entities between 2023 and 2026, signalling a shift in MSME financing, says TransUnion CIBIL
Treasury executives expect the RBI's proposal to allow NBFCs into the term money market to deepen liquidity, boost trading volumes and modestly reduce funding costs for top-rated borrowers