Raghu Mohan
 "Raghu Mohan")
Raghu Mohan
Raghu Mohan has been a journalist since 1993, with a distinguished career spanning over three decades. His past experiences include notable stints at The Financial Express, Business India, and Businessworld. He specialises in banking and finance, with a particular emphasis on the regulatory aspects of these fields. In addition to his reporting expertise, he has also successfully managed special projects and events for the publications he has worked with, showcasing his versatility and skill as a journalist.
Raghu Mohan has been a journalist since 1993, with a distinguished career spanning over three decades. His past experiences include notable stints at The Financial Express, Business India, and Businessworld. He specialises in banking and finance, with a particular emphasis on the regulatory aspects of these fields. In addition to his reporting expertise, he has also successfully managed special projects and events for the publications he has worked with, showcasing his versatility and skill as a journalist.
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Proposed RBI framework set to give money-changing business a makeover
The stage is being set for integrated players: Those offering tourism-related services, forex and cards
 "Proposed RBI framework set to give money-changing business a makeover")
Our sound-based payment tech helps those not digitally savvy: ToneTag CEO
'We are already doing 10 billion UPI transactions a month which is way more than the digital transactions in the US and Europe combined (for a month),' said Abhishek
 "Our sound-based payment tech helps those not digitally savvy: ToneTag CEO")
MFIs' worries overstated, but it pays to be cautious: Manoj Nambiar
Manoj Nambiar spoke about how the industry is changing and why credit rating is customers' responsibility
 "MFIs' worries overstated, but it pays to be cautious: Manoj Nambiar")
Funding winter shows signs of thaw but fintech industry is under scrutiny
The industry faces greater scrutiny and stricter governance norms
 "Funding winter shows signs of thaw but fintech industry is under scrutiny")
2024 set to be eventful for North Block, RBI in pursuit of $5 trn goal
A bank licence for industrial houses looks unlikely; the IWG itself had referred to concerns over connected lending and exposure between banks and other financial and non-financial group entitie
 "2024 set to be eventful for North Block, RBI in pursuit of $5 trn goal")
RBI's draft framework advocates for independent members in SRO boards
The struggle to get top-flight IDs on their boards found indirect mention in the first-of-its-kind interaction between the RBI's brass and the boards of state-run banks and private banks
 "RBI's draft framework advocates for independent members in SRO boards")
The big change at RBI
Bankers say Das' stint has been a refreshing change. "After a long time, we have a governor who is approachable. I can say that because the RBI's interactions with us are now much better,"
 "The big change at RBI")
RBI's twin meetings with banks usher in new era of governance, compliance
Governance and business models of regulated entities came in for special attention of the central bank this year, reports Raghu Mohan
 "RBI's twin meetings with banks usher in new era of governance, compliance")
NBFC business has to hit the reset button after RBI strengthens norms
Shadow banks will have to review how they lend money as Mint Road puts a squeeze on their credit lines
 "NBFC business has to hit the reset button after RBI strengthens norms")
Penal amount hike on the cards as RBI likely to revamp framework
Scale-based approach to enforcement, key mgmt personnel on the radar
 "Penal amount hike on the cards as RBI likely to revamp framework")
Fintech may be the worst hit as RBI comes down hard on unsecured credit
Fintech may be the worst hit as Mint Road comes down hard on unsecured credit in the system, reports Raghu Mohan
 "Fintech may be the worst hit as RBI comes down hard on unsecured credit")
Upping corporate governance premium in private banks: What to expect
The bigger picture is that the gap in corporate governance standards between state-run and private banks is widening
 "Upping corporate governance premium in private banks: What to expect")
Five years on, co-lending's performance on the field may need a closer look
On paper, the co-lending model is a winner. But it calls for a high level of coordination: Policies would have to be agreed upfront between banks and NBFCs
 "Five years on, co-lending's performance on the field may need a closer look")
Unsecured retail loans burgeoned on banks' books in Covid-19's aftermath
As regulated entities expand the retail portfolio and tap the new-to-credit segment, more through unsecured loans and with less-than-ideal emphasis on credit histories, delinquencies could rise
 "Unsecured retail loans burgeoned on banks' books in Covid-19's aftermath")
BS BFSI Insight Summit: SBI to drive in with Yono 2.0 in nine months
Sees no concern on NPA front; macros in mint condition
 "BS BFSI Insight Summit: SBI to drive in with Yono 2.0 in nine months")
Adding more bite: A case for tougher RBI penalties for violations
The amounts lenders are fined for violations are too little and may not deter them
 "Adding more bite: A case for tougher RBI penalties for violations")
RBI-regulated entities interface set for a change with bigger role for SROs
The SRO story has just begun to unfold
 "RBI-regulated entities interface set for a change with bigger role for SROs")
JP Morgan adds India to emerging market debt index; may boost G-secs
Industry experts say anything between $20 billion and $30 billion could flow in, at least on paper. There could also be more interest in Indian G-Secs among foreign investors
 "JP Morgan adds India to emerging market debt index; may boost G-secs")
We're the go-to firm when it comes to mid-caps: Equirus MD Ajay Garg
'Equirus is well poised to have leadership in five broad business areas'
 "We're the go-to firm when it comes to mid-caps: Equirus MD Ajay Garg")
Fintech firms are back to business by wooing audience in small markets
Sector's growth mirrors growth in the broader credit market but it faces greater regulatory scrutiny
 "Fintech firms are back to business by wooing audience in small markets")
