Finance News
RBI monetary policy: Small digital fraud victims to get up to ₹25K refund
RBI has announced a one-time compensation of up to Rs 25,000 for victims of small-value digital frauds, while also moving to tighten norms on mis-selling and loan recovery practices
 "RBI monetary policy: Small digital fraud victims to get up to ₹25K refund")
RBI will continue to meet the country's currency needs: Governor Malhotra
The value and volume of banknotes in circulation increased by 6.0 per cent and 5.6 per cent, respectively, during 2024-25
 "RBI will continue to meet the country's currency needs: Governor Malhotra")
Govt bond yields increase 9 basis points on no new liquidity steps
The yield on the benchmark 10-year government bond hardened by 9 basis points to settle at 6.74 per cent
 "Govt bond yields increase 9 basis points on no new liquidity steps")
Surge in gold loans not a cause for concern, says Reserve Bank of India
Banks are shifting from unsecured loans to gold-backed lending amid rising gold prices, but RBI says low LTVs and limited exposure pose no systemic risk
 "Surge in gold loans not a cause for concern, says Reserve Bank of India")
Digital payments safety: Reserve Bank of India proposes discussion paper
Decision on UPI MDR in govt's domain: RBI governor
 "Digital payments safety: Reserve Bank of India proposes discussion paper")
PSL classification issue is not a system-wide problem: RBI Governor
Apex bank will issue revised instructions to banks on KCC scheme
 "PSL classification issue is not a system-wide problem: RBI Governor")
RBI nod to direct bank lending to Reits may expedite asset growth
Industry executives note that REITs raise debt by issuing securities subscribed to by mutual funds and non-banking financial companies (NBFCs)
 "RBI nod to direct bank lending to Reits may expedite asset growth")
RBI moves to push credit delivery, doubles collateral-free loans to MSMEs
Guv says move is 'indexation for inflation'
 "RBI moves to push credit delivery, doubles collateral-free loans to MSMEs")
Unclaimed deposit payouts jump to ₹1,000 crore a month, says RBI
Targeted RBI campaigns and incentives have sharply increased the pace of unclaimed deposit settlements, pushing monthly payouts to over Rs 1,000 crore, compared with Rs 100-200 crore earlier, RBI said
 "Unclaimed deposit payouts jump to ₹1,000 crore a month, says RBI")
RBI to roll out risk-based premium model for deposit insurance from April
The Reserve Bank of India will replace the flat-rate deposit insurance premium with a risk-based framework from April 2026, aiming to reward stronger banks and encourage better risk management
RBI removes investment cap under voluntary retention route for FPIs
The RBI has removed the Rs 2.5-trillion investment cap under the voluntary retention route for FPIs to deepen bond markets, enhance capital flow stability and encourage long-term foreign participation
 "RBI removes investment cap under voluntary retention route for FPIs")
Nearly 51% people report losing money to online scam, shows survey
A new survey shows online scams are widespread in India, with most users encountering fraud attempts daily and many falling prey to impersonation, QR code traps and emerging deepfake threats
 "Nearly 51% people report losing money to online scam, shows survey")
RBI eases norms for small NBFCs, exempts non-customer-facing firms
The Reserve Bank of India has eased compliance for low-risk NBFCs by exempting certain non-customer-facing firms from registration and proposing to drop prior approval norms for branch expansion
Macro fundamentals, including external sector, are strong and healthy: RBI
RBI Governor Sanjay Malhotra says India's macro fundamentals and external sector remain robust as borrowing, liquidity and rate outlook stay comfortable
 "Macro fundamentals, including external sector, are strong and healthy: RBI")
RBI sets up committee to review business correspondent guidelines
The Reserve Bank of India has constituted a committee to review the regulatory framework for business correspondents, with draft guideline amendments to be released soon for public consultation
 "RBI sets up committee to review business correspondent guidelines")
FAST-DS: Pay fee and gain immunity from harsher Black Money Act
The scheme's key drawback is the low monetary thresholds of Rs 1 crore and Rs 5 crore, which limit participation
 "FAST-DS: Pay fee and gain immunity from harsher Black Money Act")
Non-food credit growth accelerates to 14.4% Y-o-Y in Dec 2025: RBI data
Credit offtake strengthened on broad-based demand led by personal loans, MSME borrowing and services sector growth, while gold loans surged 127.6% amid reporting norm changes
 "Non-food credit growth accelerates to 14.4% Y-o-Y in Dec 2025: RBI data")
RBI proposes Rs 25,000 compensation for small-value digital frauds
Under a proposed one-time framework, RBI plans to compensate customers for small-value digital frauds up to Rs 25,000, with the central bank and banks sharing the cost
 "RBI proposes Rs 25,000 compensation for small-value digital frauds")
RBI announces stricter fraud rules, mis-selling curbs to protect bank users
The central bank proposed draft rules to curb mis-selling, cap losses from unauthorised digital transactions and tighten recovery practices as part of a wider push to strengthen customer protection
 "RBI announces stricter fraud rules, mis-selling curbs to protect bank users")
India not selling US Treasury holdings despite forex fluctuations: RBI Guv
The country's holdings of long-term US debt had dropped to a five-year low of $174 billion as of November, down 26 per cent from a 2023 peak, according to US government data