Finance News
RBI allowing direct bank lending to REITs may speed up asset expansion
Industry executives note that REITs raise debt by issuing securities subscribed to by mutual funds and non-banking financial companies (NBFCs)
 "RBI allowing direct bank lending to REITs may speed up asset expansion")
Govt bond yields jump 9 basis points as rate cut cycle seen nearing end
The yield on the benchmark 10-year government bond hardened by 9 basis points to settle at 6.74 per cent
 "Govt bond yields jump 9 basis points as rate cut cycle seen nearing end")
Nearly 51% people report losing money to online scam, shows survey
A new survey shows online scams are widespread in India, with most users encountering fraud attempts daily and many falling prey to impersonation, QR code traps and emerging deepfake threats
 "Nearly 51% people report losing money to online scam, shows survey")
RBI eases norms for small NBFCs, exempts non-customer-facing firms
The Reserve Bank of India has eased compliance for low-risk NBFCs by exempting certain non-customer-facing firms from registration and proposing to drop prior approval norms for branch expansion
Macro fundamentals, including external sector, are strong and healthy: RBI
RBI Governor Sanjay Malhotra says India's macro fundamentals and external sector remain robust as borrowing, liquidity and rate outlook stay comfortable
 "Macro fundamentals, including external sector, are strong and healthy: RBI")
RBI will continue to meet the country's currency needs: Governor Malhotra
The value and volume of banknotes in circulation increased by 6.0 per cent and 5.6 per cent, respectively, during 2024-25
 "RBI will continue to meet the country's currency needs: Governor Malhotra")
Unclaimed deposit payouts jump after RBI campaign, cross ₹1,000 crore
Targeted RBI campaigns and incentives have sharply increased the pace of unclaimed deposit settlements, pushing monthly payouts to over Rs 1,000 crore, compared with Rs 100-200 crore earlier, RBI said
 "Unclaimed deposit payouts jump after RBI campaign, cross ₹1,000 crore")
RBI steps up credit delivery, allows REIT lending and doubles MSME loan cap
The central bank has proposed allowing banks to lend to REITs and doubled collateral-free loan limits for MSMEs, signalling a stronger push to widen credit access amid robust loan growth
 "RBI steps up credit delivery, allows REIT lending and doubles MSME loan cap")
Surge in gold loan growth not a cause of concern: Reserve Bank of India
Banks are shifting from unsecured loans to gold-backed lending amid rising gold prices, but RBI says low LTVs and limited exposure pose no systemic risk
 "Surge in gold loan growth not a cause of concern: Reserve Bank of India")
PSL classification lapses limited to few banks, not system-wide: RBI
The Reserve Bank of India said recent issues flagged in priority sector lending classification at some large private banks are isolated cases, and announced plans to issue revised instructions
 "PSL classification lapses limited to few banks, not system-wide: RBI")
RBI sets up committee to review business correspondent guidelines
The Reserve Bank of India has constituted a committee to review the regulatory framework for business correspondents, with draft guideline amendments to be released soon for public consultation
 "RBI sets up committee to review business correspondent guidelines")
RBI proposes a discussion paper for digital payments safeguards
Decision on UPI MDR in govt's domain: RBI governor
 "RBI proposes a discussion paper for digital payments safeguards")
RBI to compensate digital fraud victims up to ₹25,000 for first loss
RBI has announced a one-time compensation of up to Rs 25,000 for victims of small-value digital frauds, while also moving to tighten norms on mis-selling and loan recovery practices
 "RBI to compensate digital fraud victims up to ₹25,000 for first loss")
FAST-DS: Pay fee and gain immunity from harsher Black Money Act
The scheme's key drawback is the low monetary thresholds of Rs 1 crore and Rs 5 crore, which limit participation
 "FAST-DS: Pay fee and gain immunity from harsher Black Money Act")
Non-food credit growth accelerates to 14.4% Y-o-Y in Dec 2025: RBI data
Credit offtake strengthened on broad-based demand led by personal loans, MSME borrowing and services sector growth, while gold loans surged 127.6% amid reporting norm changes
 "Non-food credit growth accelerates to 14.4% Y-o-Y in Dec 2025: RBI data")
RBI proposes Rs 25,000 compensation for small-value digital frauds
Under a proposed one-time framework, RBI plans to compensate customers for small-value digital frauds up to Rs 25,000, with the central bank and banks sharing the cost
 "RBI proposes Rs 25,000 compensation for small-value digital frauds")
RBI announces stricter fraud rules, mis-selling curbs to protect bank users
The central bank proposed draft rules to curb mis-selling, cap losses from unauthorised digital transactions and tighten recovery practices as part of a wider push to strengthen customer protection
 "RBI announces stricter fraud rules, mis-selling curbs to protect bank users")
India not selling US Treasury holdings despite forex fluctuations: RBI Guv
The country's holdings of long-term US debt had dropped to a five-year low of $174 billion as of November, down 26 per cent from a 2023 peak, according to US government data
Listed companies outpace unlisted ones in corporate tax contributions
Listed firms are benefiting from structural tailwinds which allow them to pull ahead of their unlisted peers
 "Listed companies outpace unlisted ones in corporate tax contributions")
Here's how RBI is trying to make banking easier for Indians with new rules
RBI MPC: The Reserve Bank of India unveiled plans to protect bank customers, curb digital fraud, ease loan rules for MSMEs, and simplify norms for banks, UCBs and NBFCs
 "Here's how RBI is trying to make banking easier for Indians with new rules")