Personal Finance

Midcap funds outlook for 2026 hinges on earnings rebound, rate support

After a subdued 2025, midcap funds could recover in 2026 if earnings revive and rates stay supportive. Experts advise a calibrated 10-30 per cent allocation with a long-term horizon

Digital health insurance sees 27% growth as wellness drives demand: Report

Rising costs and wellness trends drive more Indians to buy cover online

Young Indians drive early borrowing, secured credit grows in 2025: Report

Secured cards and short-term loans see sharp growth as young borrowers enter credit

India's realty sector saw 11 capital market deals from April-December 2025

Housing affordability best in the past 30 years Pan-India

Foreign investors top India's realty PE mkt, land emerges key asset class

Data centres (23.2%) and residential (21%) emerged as the next major investment destinations - with data centre investments entirely foreign-led.

Biggest investing surprises of 2025 & how to avoid shocks in 2026

Gold's surge, small-cap swings, flat debt returns and crypto whiplash tested retail discipline

New Year, New Rules: What changes from January 1, 2026, and why it matters

From January 1, 2026, changes to banking, salaries, taxes and household costs will begin to shape everyday finances

0 forex, 33% travel value-back: IDFC FIRST's invite-only premium card Gaj

The card carries a joining and annual fee of ₹12,500 + GST. The card comes with 12,500 invitation Rewards Points of 1RP=Rs.1

IPO frenzy? Data shows only 1 in 4 IPOs drew Mutual Fund anchors in 2025

What Anchor Allocation Numbers Reveal About IPO Quality

8th Pay Commission math: How Level 1-5 salaries could change

What different fitment factors may mean for take-home pay and pensions

PAN-Aadhaar linking deadline looms: How to link and check status

Avoid disruptions in tax, demat, and investments. Check your PAN-Aadhaar link status now

India's IPO fundraising up 12x, 373 issues raise ₹1.95 trillion in 2025

2025 marked a defining phase for India's primary markets, with 373 IPOs, comprising 103 mainboard and 270 SME issues-mobilising ₹1.95 trillion

AI Express sale: Domestic fares from ₹1,850, international from ₹5,355

Bookings for Air India Express 'PayDay Sale' are open until 1st January 2026.

How fear and greed shaped investments in 2025 & what 2026 may hold

From SIP discipline to hype-driven losses, the key money lessons of the year

380% gold returns as SGB 2017-18 Series XIII matures at Rs 13,563

Bought at Rs 2,816 in 2017, the gold bond pays out Rs 13,563 at maturity

Germany top driver for travel insurances, $250,000 cover is new normal

Senior citizens accounted for 15% of all insured travellers in 2025.

Add-ons galore:Zero-Dep cover taken by 60% of motor insurance users in 2025

In FY26, Maharashtra recorded the highest demand for motor insurance during the year, followed by Uttar Pradesh and Delhi

Average health insurance cover rises 31% to Rs 19 lakh post-GST removal

Heart-related ailments, cancer and cataract remained among the most common high-value claim triggers.

PE money slows in 2025 but office assets corner 58% of real estate capital

Residential ranked second with 17% share, as capital tilted decisively toward downside-protected structures

Why a lower expense ratio alone may not be reason enough to switch funds

Focus on risk-adjusted performance, and switch only if it is below par for a sustained period