Page 14 - Finance Interviews

PoS units can't be dumb any more, says Mswipe founder Manish Patel

Phones have become 'smartphones', and TVs have become 'smart TVs'. Everything is becoming smarter, but we mostly have dumb terminals at merchant outlets, says Patel

Expect slippages to rise to 9% post lockdown: YES Bank's Prashant Kumar

The plan to raise up to Rs 15,000 crore is very much on. We have identified six merchant bankers for the process and are waiting for the Q4 results to be out, YES Bank's MD said

We help banks stay on the grid: Sarvatra Technologies' Mandar Agashe

Fifty-five per cent of the banks are on our platform. Even Google Pay and Truecaller Pay are on it. As for competition, you have C-Edge, and Infrasoft, says Agashe

RBI package: Restructuring of loans should be allowed, says Keki Mistry

Mistry tells Joydeep Ghosh that while the National Housing Bank has been allowed to refinance housing finance companies, relaxation of single-party exposure would be a big help

Covid-19 crisis led to Rs 4,000-cr fresh NPAs: PNB MD CEO Mallikarjuna Rao

He says there can be an impact on profitability as there will be more NPAs

We might raise capital through AT-1 bonds in H2, says Rajkiran Rai G

Union Bank of India's Rajkiran Rai G, in an interview with Abhijit Lele, talks about managing the integration of banks amid lockdown, raising capital

Bank merger: Will approach markets for capital in Q3, says Mallikarjuna Rao

The ecosystem is favourable to us because of the developments over the last two months. Therefore, we will have to work in converting that confidence into business relationships, says Rao

No immediate plans to exit Universal Sompo: Padmaja Chunduru of Indian Bank

In a March 31 Q&A, the lender's MD & CEO dwells on its strengths following the amalgamation with Allahabad Bank

We won't sign MFI code as we already lend responsibly: Bandhan Bank chief

'MFIs need to lend responsibly. We don't do target-based lending', said Ghosh

We are hoping to recover by end of 2021: Lakshmi Vilas Bank MD & CEO

In an interaction with T E Narasimhan, S Sundar, Lakshmi Vilas Bank MD and CEO, discusses bank's future plans

We have put in more than a billion dollars, says Ebix Group CEO Robin Raina

'I have a 26 per cent stake in the parent company, Ebix Inc. The new agreement says I will get to keep this irrespective of whether I stay on, get fired, or leave,' says Robin Raina

NPA provisioning should be based on assessment: Srei Infra vice chairman

Sunil Kanoria Vice Chairman, Srei Infrastructure Finance Limited talks about some radical reforms in the banking sector

Tools to detect frauds have to be far superior, says Infrasoft Tech CEO

Assessment of frauds have taken a shorter time because banks have the systems in place, says Rajesh Mirjankar

We've seen healthy growth in term loans: SBI chairman Rajnish Kumar

Rajnish Kumar, chairman, State Bank of India (SBI), says the economy has bottomed out and there is a need to revive the capital expenditure cycle

Bankers are not ready to take risks: Muthoot Finance MD George Alexander

The company's managing director, George Alexander Muthoot, spoke on his loan book growth, going ahead, even as he feels banks should lend more to non-banking financial companies

Assam's MFI crisis may mirror Andhra's: Founder Ujjivan SFB Samit Ghosh

Ujjivan Small Finance Bank (Ujjivan SFB) is now getting on to a higher growth orbit after having been listed

Can't cut rates mechanically every time: RBI Governor Shaktikanta Das

'We expect a gradual recovery in income growth right into the second half of next year', said Das

Retail lending to stay steady in coming quarters: Axis Bank's Pralay Mondal

The lender's Executive Director-Retail Banking says the bank is not seeing any stress in the retail lending segment

Will step up recoveries, increase provisions in H2: Union Bank of India CEO

The outstanding NPAs in large corporate category have declined while that of MSME rose marginally, says CEO Rajkiran Rai

I am building a bank for the long run: IDFC First Bank CEO V Vaidyanathan

IDFC First Bank CEO talks about the journey so far and the road ahead for the bank