Page 103 - Personal Finance

Debt funds: Keep bulk of portfolio in short to medium-duration funds

India's 10-year benchmark bond yield, which fell to 6.13 per cent on June 6, closed at 6.31 per cent on July 15

Tata Neu HDFC Bank cardholders now get free Spotify Premium for 4 months

For users already using Spotify's free tier or exploring Premium for the first time, this is a smart, low-risk way to test out a subscription model without upfront costs.

After buying a second-hand car, this is how you transfer insurance policy

There is a deadline to complete the process and could lead to legal issues if it's not followed, say experts

UPI-PayNow: Step-by-step guide to instant India-Singapore remittances

NPCI expands UPI-PayNow linkage, making India-Singapore money transfers faster, cheaper and seamless for users. Here's how to use the service step by step.

Delay in ITR-5, 6, 7 utilities:Brace for shorter filing window, say experts

ITR-2 and 3 utilities were also released late in mid-July, but the deadline was later extended

HRA exemption glitch in ITR utility: What salaried taxpayers must do

'Taxpayers must calculate exemption based on residence, not workplace, to avoid notices' says experts.

Will ATMs stop dispensing Rs 500 notes? Govt clears the air on viral claim

RBI aims to improve the availability of smaller denomination notes and is not discontinuing Rs 500 currency

₹6,500 cr realty shake-up: Commercial deals soar 2X, residential slumps

Indian real estate sector witnessed deals worth $2.5 billion during the first half of this year, a fall of 8 per cent annually, according to Grant Thornton https://assets.grammarly.com/emoji/vBhara

Guide to filing tax return: View all your financial activities in one place

AIS and TIS are documents that will help you check all your income and tax details

Gold hits ₹95,000 in India: Should you buy, hold, or sell in H2 of 2025?

In a year where equity markets remain volatile, central banks are tiptoeing around rate cuts, and trade wars show no signs of de-escalating, gold offers both protection and potential.

Borrowing to survive: 93% of India's under ₹50K earners turn to cards, BNPL

Among the self-employed earning under ₹50,000/month, 85% use credit cards, while BNPL usage is also significant-18% among the self-employed and 15% among salaried users.

Flexicap funds: Freedom to shift across market caps helps mitigate risks

Flexicap funds suit investors who prefer to delegate market-cap allocation decisions to a professional

RBI may cut rates further if inflation falls or growth slows: Guv Malhotra

While price stability remains the central bank's primary objective, growth is also a key consideration

Indian investors hold steady in US markets amid 'chaos' in Q2 2025: Report

Financial tech company Vested cites its 140% growth in AUM to comment on 'remarkable resilience' of Indian investors

Buying a second-hand car? Why insurance transfer is crucial for buyer

'Failing to transfer insurance can lead to claim rejection, fines and even legal action', warn experts.

Tesla drives into India with ACKO as its EV insurance partner: What to know

at Tesla owners can expect a fully integrated journey-quote to cover to claim-entirely digital, beautifully minimal, and calibrated for high-performance machines and the people who drive them.

Political donations, medical claims:How to avoid I-T scrutiny on deductions

Ignorance is not a defence and taxpayers have to give proof to justify claims, say experts

₹2.4 trn worth of housing plots launched in last 3.5 years: PropEquity

Real estate data analytic firm PropEquity data showed that nearly 470,000 residential plots have been launched by developers between January 2022 and May 2025

Plot over flat? ₹2.4 lakh cr worth of land launched in 3 yrs, Tier II leads

The top 10 cities with the most supply between 2022 and 2025 (May) are Hyderabad, Indore, Bengaluru, Chennai, Nagpur, Jaipur, Coimbatore, Mysore, Raipur and Surat.

Senior living rents touch ₹1 lakh, retirement homes valued at $8.4 billion

Notably, 34% of upcoming projects are in Tier 2 cities like Coimbatore, Vadodara, and Goa-emerging as the next senior living hubs.