Page 11 - Personal Finance

Fund Review: DSP Midcap Fund

Fund Review: DSP Midcap Fund

Run a biz? Amazon Pay-Kotak's new card offers 5% cashback and 48-Day credit

5% Cashback, No Cost EMI, 48-Day Credit: Amazon Pay-Kotak Launch Business Card

₹7.5 trillion opportunity: 2 BHKs, ₹10,000-30,000 rents dominate India

Greater Noida Leads India's Rental Demand Surge at 32.5%; Delhi Up 30.6%

Up to 7% on savings account: Canara Bank, BOI, IDFC FIRST revise rates

Before moving your money, check the balance slab, interest calculation method and withdrawal flexibility offered by the account.

73% of aspirational credit comes from rural, semi-urban India: Report

Gen Z, informal workers and micro ventures are becoming increasingly important to lenders

What to do if your lender loses the original papers of your property

Keep a document inventory, complain in writing and seek compensation for delays or loss

Home stuck in a stalled project? Know when RERA can get you a refund

As Telangana regulator orders Rs 14.17 lakh refund plus Rs 6.4 lakh interest, know how homebuyers can get help against erring builders

Financial emergency: Key papers your family should know where to find

From bank accounts and insurance to investments and loans, keep documents organised so your family is not left searching for them during a crisis.

Chasing top-performing mutual funds? Radhika Gupta explains risks

Seeing another fund deliver higher returns can trigger costly switches. Radhika Gupta explains why investors should look beyond returns

Pharma funds rally: How to pick right one based on portfolio, risk, costs

Compare portfolio mix, risk and costs; keep exposure small and invest with a long horizon

Women's SIP investment rises nearly four-fold in five years

Earlier, traditional options such as gold, fixed deposits and property were preferred for savings. Women are now allocating a part of their savings to equity markets through SIPs

How to generate, activate and authenticate EPFO UAN on UMANG platform

Check your EPF balance, download the passbook and track claims after completing UAN activation through UMANG

HDFC Bank cuts MCLR by up to 10 bps: How it may affect your loan EMI

Lender lowers MCLR rates across all seven tenures from September 7; impact on your EMI depends on the loan's reset date and benchmark

Home affordability: How to assess your true purchasing capacity?

Work backwards from an affordable EMI, make a bigger down payment than banks require, and stress-test loans against rising interest rates

Quit job before 58? EPFO explains how long your PF earns interest

Leaving your job does not immediately stop EPF interest; EPFO explains the age limit and what happens to your PF corpus

Filed income-tax returns but not received refund yet? How to check status

Waiting for your income-tax refund? Check your ITR and refund status online and find out if further action is needed.

Too many IPOs? How to separate quality from hype during a listing frenzy

Read the RHP, compare valuations and do not chase grey market premiums or listing gains. Investors should check whether the fundraise is for business purposes or for existing shareholders.

Rising bond yields: How should debt fund investors manage duration risk?

Match fund duration with your horizon, stagger fresh investments, and avoid panic exits

ARCs turn to AI, analytics as retail recovery business gains scale

Arcil and other asset reconstruction companies are exploring AI across compliance, collections and recovery analytics as larger retail portfolios increase data volumes and operational complexity

40 years' possession, name in land records do not prove ownership: HC

Karnataka HC ruling clarifies why long possession and incorrect revenue entries cannot by themselves defeat a property owner's title