Page 121 - Personal Finance

Experts divided over HC verdict on pension rights to second wife

Legal experts term it a 'progressive' order which may open Pandora's box

Is foreclosing a loan good or bad for your credit score? Explained

Paying a loan before the full tenure is generally seen as a good sign by lenders

Is pre-closing personal loans a smart move? Know benefits & drawbacks

You save on interest costs, particularly if you make early repayments in the loan cycle when interest forms a large portion of the EMI

Govt mulling scheme to lure users to replace old AC with new 5-star models

Consumers may be able to turn in their old units and receive a certificate that can be redeemed while purchasing a new five-star AC, that can save up to ₹6,300 a year in electricity bills

Odisha hikes DA by 2% for govt staff; check recent raise in other states

Odisha government employees will receive the increased DA as cash benefit along with their April salary

Bollywood Singer Shaan, wife buy plot-plus-bungalow in Pune for Rs 10 cr

The plot spans approximately 0.4 hectares (4,787.92 sq. yd), while the built-up area of the bungalow is around 5,500 sq. ft.

Document drama galore: Top reasons PF claims get rejected-and how to fix it

Despite a clear process on paper, PF claimants often face delays, confusion, and technical snags that can stretch out the timeline for receiving their hard-earned savings.

South Delhi, luxe realty, 20%+ returns: Decoding GGF's investment strategy

Golden Growth Fund is bringing institutional strategy to India's most exclusive real estate markets with its boutique AIF.

HDFC Bank cuts saving account interest rate, now offers 2.75 per cent

For balances above Rs 50 lakh, the interest rate has been lowered to 3.25 per cent, down from 3.5 per cent

US Visa Bulletin May 2025: EB-5 green card for Indians delayed 6 months

US Visa Bulletin May 2025: The final action date for Indian applicants in the unreserved EB-5 category has moved back to May 1, 2019

Beat capital gains tax via 183 days UAE stay? Nilesh Shah flags loophole

Kotak AMC MD Nilesh Shah recently flagged a tax loophole that allows Indian citizens to legally avoid paying capital gains tax by temporarily shifting their tax residency to the UAE

Invested right before market crash? History says you will still make money

Missing just a few of the best days can drastically reduce your wealth, proving that staying invested is key.

Exiting the markets now could prove costly as you may miss the rebound

Stick to the time-tested mantras of sticking to asset allocation, maintaining long-term orientation, and investing systematically to sail through these volatile times

Term insurance for self-employed: Besides securing family, cover biz debt

Families of the self-employed face significant financial uncertainty upon the policyholder's death

Why Zerodha's Nithin Kamath thinks investors must take a break from trading

'It is vital for one's survival to know when to stay out of the markets,' says Zerodha's leader

UPI transactions through QR Share & Pay method discontinued abroad

Changes implemented to improve security of UPI transactions outside India

SC says insurers can't deny claim for impossible conditions: What it means

Court rules that insurance firm cannot reject a claim on the grounds of breach of a condition in the contract that was impossible to fulfil

Debt mutual funds bleed in March: All 16 categories record net outflows

The Indian mutual fund industry saw net outflows of Rs 1.64 lakh crore in March on account of selling in debt mutual funds.

Inflows into equity MFs at 11-month low in March, Thematic flows plunge 97%

edemptions went up most in Large Caps (54% higher than last month) besides sectoral and thematic (55% higher than last month)

Rs 10 lakh minimum investment is per PAN, not per SIF scheme: Sebi

Market regulator says clarification ends confusion for investors allocating funds across different SIF offerings from the same fund house