Page 148 - Personal Finance

After RBI rate cut, should you reduce EMIs or shorten loan tenure?

The exact gain for each home loan borrower will depend on their current principal outstanding and interest rate

Singapore sees 21% rise in tourists; Indians, Chinese among top visitors

Singapore's appeal to Indian travellers has been bolstered by strong connectivity

US deported 15,756 illegal immigrants in 15 years: What data reveals

According to data shared by Jaishankar, the highest number of deportations occurred in 2019, when 2,042 Indians were sent back

Earn 8% or more: Lock in your FDs before banks start cutting interest rates

With banks likely to adjust their rates downward, fixed deposit returns could shrink in the coming months

RBI rate cut: Home loan borrowers can save Rs 4.20 lakh on Rs 50 lakh loan

RBI's decision to reduce the repo rates by 25 bps piggybacks on the recent taxation benefits announced in the Union Budget

RBI to introduce 'bank.in' and 'fin.in' domains to enhance payment security

This initiative aims to reduce cyber security threats and malicious activities like phishing; and, streamline secure financial services.

RBI introduces extra security for international online payments with AFA

The RBI plans to introduce Additional Factor of Authentication (AFA) for international online card transactions, enhancing security for cross-border purchases.

UK citizenship rules: Opposition wants PR ban for low-wage immigrants

Households applying for UK citizenship must prove they are "net contributors" to the economy, meaning they would have to meet a higher earnings threshold, says UK Opposition

Fixed deposit rates may fall after RBI cut - what investors can do now

With interest rates likely to decline further, FD investors may need to rethink their approach

Big relief for home loan borrowers as RBI cuts repo rate by 25 bps

Banks likely to lower lending rates for home, auto and business loans, according to one analyst

Expect 25 bps rate cut: How will debt funds react to potential RBI cut?

A reduction in interest rates typically has a significant impact on debt funds, particularly in terms of bond prices, yields, and the overall returns they generate for investors.

Indians receive 72.3% of all H1B visas issued by US for 2022-2023: Govt

The H1B visa programme allows US employers to hire foreign workers in specialty occupations, primarily in fields such as technology, engineering, and healthcare

Anu Malik, wife sell two flats in same Santacruz building for Rs 14.5 crore

As per the IGR property registration documents reviewed by Square Yards, the two apartments sold by the couple are located in Khushi Belmondo on the same floor

Health insurance for elderly; luxury gifts: Top personal finance stories

Our newsletter this week has stories on why health premiums for senior citizens are rising and how couples are celebrating Valentine's Day

Consumption funds: Budget boost and young spenders to drive theme

The Budget's tax cuts, with an estimated revenue foregone of Rs 1 lakh crore, are expected to improve sentiment and have a multiplier effect on consumer demand

Love and luxury: Indulgent gifts for celebrating Valentine's Day this year

Couples are buying gadgets, going to wellness spas or buying jewellery for each other

Health insurance for senior citizens is expensive: Here's what they must do

Those who find premiums unaffordable should go for a plan with deductibles

Spritual tourism: You can now find 'Loved by Devotees' places on MakeMyTrip

Travellers can find 'Loved by Devotees' stays on the MakeMyTrip app and website, where a dedicated tag provides clear information on amenities, location, and accessibility

New I-T bill not to have provisos; may come up in Cabinet on Friday

The new bill, which will replace the six-decade-old Income Tax Act, is likely to be discussed at the Cabinet meeting on Friday, sources said

Key information about health insurance plans compiled in one table

Know about eligibility, key features, premium amount, benefits and discounts