Page 255 - Personal Finance

Govt to launch campaign for redressal of family pensioners' grievances

Of the total grievances, family pension grievance cases account for about 20-25 per cent, it said. A major segment of family pensioners' grievances is constituted by women pensioners, statement said

Monsoon mayhem: Auto insurance add-ons can keep you afloat during rains

Insurance providers can deny a claim if the damage falls outside the coverage provided by the policy

Govt keeps small savings schemes' interest rates unchanged for Q2FY25

The interest rates for popular PPF and post office savings deposits scheme too have been retained at 7.1 per cent and 4 per cent, respectively

PFRDA to begin same-day settlement for NPS subscribers from July 1

NPS contributions received by the Trustee Bank until 11 am (T) on any settlement day will be invested on the same day and the subscribers will get the benefit of same-day NAV

Play it safe: Match your horizon with gilt fund's average maturity

By taking the mutual fund route, investors can take exposure to gilts with small amounts

RBI fines HSBC Rs 29.6 lakh for credit card rule violations: What it means

The Reserve Bank of India (RBI) recently fined HSBC Bank Rs 29.6 lakh for not following credit card rules. But what does this mean for you, the credit card user?

Government employee to get more salary as EPFO discontinues GIS

EPFO scheme acts as a social welfare programme under the Ministry of Labour and Employment

Retail investors using Mutual Fund units as collateral for short-term loans

By opting for a loan instead of redeeming your mutual fund units, you can continue to benefit from potential market appreciation and compound growth.

How to file ITR with multiple Form 16s: Here's a step-by-step guide

Form 16 is an essential document for filing ITR as it contains details of salary income, deductions, and exemptions

Credit score to bills: Steps to take if your loan application is rejected

Paying loan instalments on time is crucial for maintaining a healthy credit profile, reducing the chance of loan rejection

Decoded: How Indians with US H-1B visa can gain from Canada's work permits

Canada's open work permits provide H-1B visa holders with an attractive alternative to the often restrictive and uncertain US visa process

Is your finfluencer trustworthy? Sebi's new rules will help you decide

Sebi is cracking down on unregulated financial influencers who might be giving misleading investment advice. These finfluencers often work on commission.

Set up emergency fund, priortise spending to avoid falling into debt trap

A debt trap is a situation where a person is forced to take new loans to meet debt obligations

F&O entry, exit revamped: How Sebi has raised bar for stock options trading

The recent surge in F&O activity, particularly focused on individual stocks, has triggered SEBI's intervention

Citibank credit cards to become Axis: Fees, limits, and benefits explained

The complete migration of all Citi relationships, including your credit cards, to Axis Bank, will wrap up by July 15, 2024

Reviewing money goals, trimming portfolio: Top personal finance stories

This week we write about mid-year financial checklist, selecting funds to drop, and the yoga gear you must have

Post runup, expect more modest returns from infrastructure funds

Altogether 22 infrastructure schemes manage assets worth Rs 41,912 crore.

How to declutter your portfolio and reduce the number of mutual funds

A portfolio with too many funds is difficult to manage and it makes decision-making tough

Health insurance application declined? Here's what you need to know

The insurance companies take a decision to provide coverage based on the risk assessment of an individual's medical condition

HDFC Bank imposes fee on credit card rent payments via CRED, Paytm, others

Earlier this year, ICICI Bank and SBI Cards stopped offering reward points for rent payments on several credit cards