Page 28 - Personal Finance
8th Pay Commission: Govt explains if 58% DA be merged with basic pay
8th Pay Commission Updates: Finance Ministry statement means any fundamental changes to the pay structure will likely only come from the newly constituted 8th Central Pay Commission
 "8th Pay Commission: Govt explains if 58% DA be merged with basic pay")
EPFO disposes of 99% of higher pension applications under EPS 1995: Govt
Over 1.5 million applications processed; most retirees now getting revised pensions
 "EPFO disposes of 99% of higher pension applications under EPS 1995: Govt")
Is the UPS deadline extended? See if you can still switch from NPS to UPS
The deadline for Central Government employees to switch from the NPS to the assured-payout UPS has closed, leaving those who failed to opt-in automatically enrolled in the market-linked NPS by default
 "Is the UPS deadline extended? See if you can still switch from NPS to UPS")
Dec bank holidays: Check the state-wise list before visiting branch
Customers should check the RBI bank holiday calendar for the month to plan their branch visits around regional festivals and national closures
 "Dec bank holidays: Check the state-wise list before visiting branch")
Finance compliance deadlines in December: Tax filing to pension document
Taxpayers and pensioners must complete mandatory tasks like ITR filing and Aadhaar-PAN linking by year-end to avoid penalties, interest liabilities and suspended benefits
 "Finance compliance deadlines in December: Tax filing to pension document")
Not in FDs: Here's where India's rich actually park their short-term money
Liquid Funds & Arbitrage Funds are ideal for parking short-term cash with stability + better post-tax returns than FDs.
 "Not in FDs: Here's where India's rich actually park their short-term money")
Revised ITR won't save you: Foreign asset errors can trigger penalty, probe
The NUDGE scheme is not a free pass. Paying up may clear past tax arrears - but it does not erase exposure under other laws.
 "Revised ITR won't save you: Foreign asset errors can trigger penalty, probe")
Great Indian correction: Valuations fall, risks high, small-cap overpriced
Equirus Securities is Overweight on sectors like Auto, Banks, Capital Markets, FMCG, Internet Platforms. Underweight on Building Materials, Industrials and Defense, Real estate, Textile and Logistics
 "Great Indian correction: Valuations fall, risks high, small-cap overpriced")
Premium takes over bars: Gin tops, agave explodes, Japanese malt pip Scotch
125 bars, 552 brands, 17 cities: What India is really drinking in 2025
 "Premium takes over bars: Gin tops, agave explodes, Japanese malt pip Scotch")
Hiding foreign assets? Black Money Act provisions carry heavy penalties
Tax department warns of penalties, details how to revise returns by December 31 deadline
 "Hiding foreign assets? Black Money Act provisions carry heavy penalties")
Sushmita Sen's mother Subhra buys 2 flats in Mumbai's Goregaon for Rs 17 cr
According to Square Yards Data Intelligence, Elysian by Oberoi Realty has recorded 172 sale registrations with a total transaction value of Rs. 1,715 crore.
 "Sushmita Sen's mother Subhra buys 2 flats in Mumbai's Goregaon for Rs 17 cr")
WeWork rents at ₹1.7 cr; JP Morgan sub-leases same space at ₹4.4 cr in Hyd
Just days later, on 13 November 2025, WeWork executed a General Service Agreement (sub-lease) with JP Morgan Services India Pvt Ltd, handing over the entire 1.76 lakh sq ft area.
 "WeWork rents at ₹1.7 cr; JP Morgan sub-leases same space at ₹4.4 cr in Hyd")
EPFO pension and PF cover to self-employed, gig staff? Here's what we know
The Centre reportedly is planning to ask EPFO to design new provident fund and pension schemes for self-employed and gig workers under the Social Security Code, offering flexible contributions
Hybrid funds shine with 17% five-year returns as markets stay choppy
On average, the category has generated returns of nearly 7 per cent over the past year, 16.5 per cent over two years, and more than 17 per cent over five years, industry data showed.
 "Hybrid funds shine with 17% five-year returns as markets stay choppy")
Lodha plans ₹14K cr worth of 15 launches across MMR, Pune, Bengaluru
Realty firm Lodha Developers Ltd plans to launch 15 housing projects worth Rs 14,000 crore in the second half of the current fiscal to expand its business.
 "Lodha plans ₹14K cr worth of 15 launches across MMR, Pune, Bengaluru")
₹55 crore in two weeks: Hrithik Roshan family ramps up Mumbai property buys
Back-to-back buys: Hrithik Roshan adds ₹28 crore home to family portfolio
 "₹55 crore in two weeks: Hrithik Roshan family ramps up Mumbai property buys")
New labour codes set to restructure pay, which tax regime should you pick?
Take-home pay may dip temporarily, expect retirement savings to rise
 "New labour codes set to restructure pay, which tax regime should you pick?")
Motor accident claims depend on prompt filing, proper documentation
Overstating income or injuries, false implication, or missing hearings and notices can result in rejection
 "Motor accident claims depend on prompt filing, proper documentation")
Equity, bond issuance form a major source of fundraising for corporates
Non-bank sources now contribute nearly half of commercial-sector funding, led by record corporate bond issuances, steady equity fundraising and rising credit flows from NBFCs
 "Equity, bond issuance form a major source of fundraising for corporates")
Feeling ignored in a family will? Here's how inheritance law sees it
Inheritance Law: Understanding valid grounds, evidence needs and your options in inheritance fights
 "Feeling ignored in a family will? Here's how inheritance law sees it")