Page 310 - Personal Finance

Ransomware attack top threat in India, human error leading cause of breaches

The 2024 Thales Data Threat Report highlights a significant increase in cyberattacks, with ransomware and human error being the top culprits.

Best large cap equity fund award goes to ICICI Prudential Bluechip: Check full list here

These awards are determined by a combination of risk-adjusted medium- to long-term performance track records and Morningstar's forward-looking rating for funds.

Facing problems in closing your Paytm FASTag account? Here's how to do it

After the RBI's ban on PPBL from onboarding new clients and its wallet services, customers have complained of issues in closing their PPBL-linked FASTag accounts

Post office deposit to provident fund: All about small savings schemes

The government provides various options for citizens to plan their financial security

Banks to remain open on March 31 despite Easter Sunday: Here's why

The RBI has designated 33 agency banks to remain operational on March 31. Take a look at the full list

Gifting Infosys shares: Tax implications for Narayana Murthy and his grandson

Infosys co-founder Narayana Murthy's recent gift of shares worth Rs 240 crore to his four-month-old grandson, Ekagrah Rohan Murty, has sparked curiosity about the tax implication

Reduce liquidity risk in smallcap, midcap funds with asset allocation

While the bulk of midcap funds that have declared their results will be able to liquidate 25 per cent of their portfolio within three days, only about half of the smallcap funds would be able to do so

Explained: How to make payments using credit on UPI

As a customer, you have the option to use a pre-approved credit limit at the point of sale, integrated into the UPI platform

What is a H1B visa? Who gets it, and how?

Requirements for obtaining an H-1B visa, including job offer specifics and educational qualification

Discounts, eco-packages lure Indians towards green tourism: Survey

Do you prioritise sustainability while planning your travels? If you do, you are among the 87% of Indian travellers who care

Sukanya Samriddhi scheme: Key features of saving plan for girl child

It offers attractive tax benefits and incentives to help secure your daughter's finances

Travel hacks for the win: Indians are using card points to offset travel expenses

43% of Indians planning on taking a trip in 2024 (vs global average of 30%) are using credit card points to offset flight and hotel expenses

How to register MSME on Udyam portal? A step-by-step guide on procedure

Udyam registration is an electronic certification provided by the Indian government to MSMEs

US is world leader in wealth creation: Here are its wealthiest and priciest cities

he USA is currently home to 37% of the world's millionaires: some 5.5 million high-net-worth individuals (HNWIs) who hold over USD 1 million in liquid investable assets

Gratuity to conveyance allowance: Exemptions under New Tax Regime decoded

Reimbursements received from your employer for travel expenses related to your job are generally exempt from tax.

What is gratuity? Calculation, eligibility, and all you need to know

Did you know? If gratuity isn't paid within a month of employment ending, employers owe interest as set by the Centre. Discover everything there is to know about gratuity

I-T dept expands scope for officers filing appeals, includes TDS disputes

Currently, tax authorities can file appeals before ITAT, High Court and Supreme Court, if the disputed tax demand exceeds Rs 50 lakh, Rs 1 crore and Rs 2 cr respectively -- a threshold fixed in 2019

Equal weight to debt: What to know about different types of index funds

Their costs and expense ratios are typically lower compared to actively managed funds

Personal loan primer: Essential tips before taking the plunge

While personal loans can be a viable solution for addressing short-term financial needs, borrowers should approach them with caution

H-1B visa registration deadline is March 22 for Indians: All you must know

Indians eyeing the 'American dream', take note: The deadline for H-1B visa registration is set for March 22