Page 313 - Personal Finance

Handling complaints costs RBI Rs 144 cr: Here's state-wise breakdown

The total cost of handling complaints across ORBIO's offices in India, including those in Ahmedabad and Raipur, amounted to Rs 143.56 crore

Are Indians eligible for 5-year Schengen visa? All you need to know

A Schengen visa is your gateway to 27 European countries that have abolished internal border controls. Here's what you need to know about the 5-year multiple-entry Schengen visa

How does the Swiggy HDFC credit card compare with other cashback cards?

Key benefits include a free 3-month Swiggy One membership and 1% cashback on other spends

Investing in green deposits: How are they different; what do they do

Banks are allowed to offer overdraft facilities to customers against green deposits

Can credit card be used beyond sanctioned limit? All your queries answered

Usage of a credit card beyond the sanctioned credit limit (i.e., overlimit) requires prior explicit consent of the cardholder, as a fraud minimisation mechanism.

Is Sukanya Samrddhi Yojana the best investment option for a girl child?

Deposit is to be made for 15 years from the date of account opening. The account will mature 21 years after the date of opening or at the time of marriage of the girl child

Register alternate bank for trading as Paytm deadline nears, BSE warns investors

If you've been using your Paytm Payments Bank (PPBL) account for your trading activities, it's time to consider adding another bank account to your setup

Nifty 500 beats S&P 500, other leading global indices in last 10 yrs: study

Nifty 500, India's broadest index, outperformed most of the world's leading indices except the Nasdaq 100 over the last 10 years, according to the study by Motilal Oswal Asset Management Co.

What should you do if a credit card is issued without your consent?

Unsolicited Credit Card is a credit card issued without a specific written/digital request or an application therefor.

Yellow metal: Commit to minimum 7-year horizon after rally in gold

Buy in a staggered manner; rebalance if allocation exceeds 15%

Karnataka govt hikes dearness allowance for employees from 38.75% to 42.5%

The Karnataka government on Tuesday approved the revision of Dearness Allowance (DA) for state government employees from the existing 38.75 per cent to 42.5 per cent.

What are MF? What are the classifications within debt and equity funds?

Debt funds focus on generating income through fixed-income securities, while equity funds aim for capital appreciation by investing in stocks

Last-minute tax planning? Take a look at the best income tax saving schemes

Tax planning is your weapon to dodge tax bullets and boost your bank balance. The Income Tax Act offers numerous opportunities for your investments, savings, and expenses. Take a look at the schemes

Paytm Payments Bank: Services you can or can't use after March 15

As RBI deadline nears, take a look at the list of services that you can use on Paytm after March 15 and alternatives available to users

Another sectoral offering: HDFC MF launches Nifty Realty Index Fund

Sectoral funds carry higher risk, thus one could take controlled exposure to such funds

Explained: Big changes for SBI, ICICI, Axis, Yes Bank credit card users in March 2024

Major banks in India have recently announced changes to their credit card rules. If you rely on your credit card for daily purchases, travel perks, or managing your finances, here's what you must know

Nifty Next 50 outperforms all major indexes in Feb and is up 58.4% in a yr

In February 2024, the Nifty Next 50 index stood out as the top performer, boasting a remarkable growth of 6.7%.

Safe investment option: What is a fixed deposit; how does it work

An amount deposited with a bank or financial institution must not be withdrawn prematurely

Debt funds steal the show in Feb 2024, liquid funds get maximum inflows

Debt funds continue to see most of the action in the short end of the yield curve and markets are, perhaps, waiting for clarity on the direction of interest rates.

NSC or 5-year FD? Which is the better tax-saving investment option?

TDS is deducted on the interest earned on FDs. Even though FD provides a marginally higher interest rate, due to TDS deduction, the post tax returns may be lower.