Page 335 - Personal Finance

Table on personal loan rates and terms of various companies

If you need a personal loan anytime soon, consider the table by Paisabazaar.com for your needs.

Terms, bonus, sum assured: Making sense of life insurance policies

Insurers' products are complex; investors must have a rational expectation about the returns they will get

In charts: Are mutual funds a threat to bank deposits post pandemic?

Mutual funds have an inherent advantage when it comes to investing as they offer a variety of products depending on the preferences of the investors

IDBI Bank extends festive offer on special FD scheme, get 7.7% interest

It has extended these special fixed deposit deadlines to October 31 from the earlier September 30 deadline.

Equity market dip, Federal Reserve signaling peak rate to boost gold

High oil prices would be detrimental; use any correction to build 5-15% allocation

Top 10 business ideas under 20 lakhs, check the complete list here

Starting a business is not easy, and a successful business requires capital, patience, team, etc. If you have capital you are already in a better position. Check top 10 business ideas under 20 lakhs

Make UPI payments through a phone call with this HDFC Bank feature

UPI 123Pay makes it possible for anyone in India, regardless of their phone type, to effortlessly make payments using a simple phone call, without requiring internet connectivity or a smartphone.

Got a tax notice for claiming higher deduction in ITR? Here is what to do

Among the most frequent reasons for these notices are underreporting of income and claiming higher deductions than permitted

Why you should ditch the ULIP for a Term Insurance plus equity mutual fund

Most ULIPs show very high returns, which is the selling point. But they don't share that these returns are calculated without any charges.

NOC to account statement: What you must do for loan closure process

Get no objection certificate from lender; have fresh encumbrance certificate issued by registrar

Travel policy: Tailor sum insured to destination country's healthcare costs

Don't accept any cover that comes with your travel package; understand coverage, exclusions and sub-limits, then buy

Top 10 business ideas under 15 lakh to start earning money today in India

Starting a business can look hectic, but if you have sufficient capital, most of your problems are already eliminated. Here are the top 10 business ideas under 15 lakh

Emerging Equity Fund: Bharti AXA Life Insurance unveils NFO after 13 years

Investors can invest in Bharti AXA Life's Emerging Equity Fund through three of Bharti AXA Life's ULIP Plans: Bharti AXA Life Wealth Pro, Bharti AXA Life Grow Wealth, and the newly launched Bharti AXA

Small saving schemes: Highest interest rate is 8.2 per cent. Details here

If you are investing for specific long-term goals, such as your children's education or marriage, small savings schemes may be the ideal option. Fixed deposits are better suited for short-term goals

Gold ETFs hit 16-month high: Should you invest? We decode

When investing in gold, you should not consider gold as an investment. Rather you should consider it as insurance to your portfolio

Looking for a holiday home? These are the top 5 investment options for HNIs

Colliers has identified top 5 corridors based on the annual rental yield and expected capital appreciation.

Rearview mirror investing can be perilous in floating-rate funds

Investors should opt for them when rates are expected to climb, not now when they are largely over

1/4th buy travel insurance 30 days prior to trip: How to pick the right one

You must ensure that the most common and basic benefits like coverage for Covid-19, medical emergencies, trip cancellation and curtailment, baggage loss and passport theft, etc, are covered

Top 10 business ideas under 10 lakh in India, check the list below

There are plenty of business ideas that you can begin with low investment. If you are looking for business ideas under Rs 10 lakh, here are the top 10

Premium cards to higher rates: How small saving banks are luring depositors

While large lenders are resorting to special schemes, small savings banks are rolling out special cards, higher interest rates on savings accounts and competitive fixed deposit rates too.