Page 350 - Personal Finance

Buy home insurance policy that compensates on reinstatement basis

Revise your sum insured periodically so that it keeps pace with inflation

Silver likely to touch Rs 85,000 in 12 months, buy on dips: Motilal Oswal

After every major dip, domestic silver prices have been seeing a range shift on the higher side and Motilal expects this trend to continue.

7 banks offering 9% interest rate to senior citizens: Full list of FD rates

Fixed deposits come with a premature withdrawal option that enables you to close the account before it matures. However, you will have to pay a penalty to the bank to avail of this facility.

You can now withdraw cash from ATM using UPI: Here's how this will work

Touted as Hitachi Money Spot UPI ATM, it allows customers to withdraw cash without using a debit or credit card.

When selecting an equity savings fund, check its net equity exposure

Conservative investors keen to reduce volatility should choose a scheme with 15% net equity exposure

Loans against mutual funds: Should you opt for it over a personal loan?

A loan against mutual funds significantly reduces the short-term borrowing (less than one year) cost

Table: Interest rates, terms of personal loans offered by various banks

Paisabazaar's table also tells you about EMI, process fees of lenders

DSP Multi Asset Allocation Fund open for subscription: All you should know

DSP MAAF will allocate assets based on 3 key but simple factors - long-term expected returns from different asset classes, their realized volatility and the correlation among each asset class.

Aadhaar card update: UIDAI extends last date for free update; details here

UIDAI has also asked Aadhaar holders of 10 years to update the details with the latest information

Car loans: Here are the best September rates and factors to help you decide

Here is an overview of the interest rates and processing fees charged by various banks for their car loans

Factor in rupee depreciation when planning for child's education goal

Defer foreign travel plan or opt for a destination where the currency impact is less pronounced

42% faced with higher EMIs, 74% see loans become more expensive: Survey

42% have seen their EMIs go up and 21% have seen both EMI and tenor increase, according to a survey by Bankbazaar.com Of these, 76% have seen their interest rate increase by more than 1%

Top 10 business ideas to earn money with zero investments, learn how

Starting a business is never easy and requires heavy investment. Hence, many people drop the idea of starting their business. Here are the 10 business ideas to earn more without any investment

Indians are underinsured: 68% have health cover under Rs 10 lakh

When it comes to terms and conditions, policyholders are least aware of the availability of unlimited coverage, consumables cover and room rent capping.

Crypto millionaires migrating to protect interests, Singapore tops list

In terms of the tax-friendliness parameter, which assesses a country's approach to taxing cryptocurrency-related activities, Singapore and the UAE score a flawless 10 out of 10

Multi-asset allocation fund: Invest for a diversified, low-risk portfolio

But steer clear of them if you desire complete control over asset allocation

Over 60 mn ITR filings processed for assessment year 2023-24: CBDT

Of the total ITRs filed, about 14 lakh are yet to be verified by taxpayers while the department has sought further information from another 12 lakh taxpayers

If you live in company- provided house, your take home pay just increased

Employees who are given unfurnished rent-free accommodation from non-government sources will get a reduction in the valuation of such houses i.e., their taxable base will come down.

10-11% interest rate: Take a look at the top 10 high-yielding bonds

Some investors with a greater risk tolerance may find high-yield corporate bonds attractive, particularly in low-interest-rate environments.

CSB's special savings account for senior citizens and women: Details here

The accounts offer a diverse range of features & benefits, including discounts on Locker Rental, Complimentary Airport Lounge Access and RuPay Platinum Debit Card.