Page 39 - Personal Finance

The hidden risk of buying a house too early: When EMIs crush cashflow

Buying a house too early can feel like success - but as Vijay Maheshwari warns, true financial freedom comes from cashflow, not concrete.

John Abraham leases out his Bandra office; 3-year deal at ₹7.5 lakh/ month

The lease deed was registered on October 30, 2025, for a 36-month term, with a security deposit of ₹24 lakh, stamp duty of ₹70,100, and a registration fee of ₹1,000.

Go global to limit India-specific shocks, hedge currency risk

Limit global allocation to 10-15% initially, avoid chasing recent outperforming countries and themes

Too many mutual funds in your portfolio? The sweet spot may surprise you

Experts say the real trick lies in avoiding stock overlap and focusing on quality, not quantity.

India's BFSI sector grows 50-fold in 20 years, market cap hits ₹91 trillion

The BFSI sector now accounts for 27% of India's GDP, up from just 6% two decades ago.

'Know Your Vehicle' for FASTag explained: Here's how to complete it

FASTag KYV Process: Here's how to verify your vehicle details and keep your FASTag active seamlessly

AI cameras may have caught your traffic slip-up: Here's how to check it

Here's a quick step-by-step guide to check if an e-challan has been issued against your vehicle

EPFO's new enrolment scheme 2025 explained: Here's how it helps workers

The new EPFO scheme offers a six-month window for employers to enrol eligible workers and expand social security coverage across India

AI mania drives global markets, India risks being sidelined: Kotak report

India's limited role in the AI value chain and dominance of traditional sectors may keep global investors away until the AI frenzy cools

DLF sells 221 super-luxury flats worth ₹16K cr in Gurugram's 'The Dahlias'

According to DLF's latest investor presentation, the company achieved sales bookings of ₹15,818 crore from The Dahlias till the September quarter, at an average price of ₹72 crore per apartment.

Use passive funds in portfolio for broad-based, low-cost, stable allocation

Avoid need to chop and change funds due to underperformance; supplement with active funds in satellite portion

Car loan rates starting at 7.6%: Check best offers and EMI here

Public banks lead with car loan rates from 7.6%, while private lenders charge higher with limited fee waivers and concessions

Home loan rates starting from 7.35%: Here are the top offers

Public and private banks keep rates steady; some lenders offer loans starting as low as 7.35% this month, shows Paisabazaar data

Bank nomination process to credit card fees: Finance rule changes in Nov

Financial institutions will update terms of various products and services for customer convenience

Educate seniors on digital arrest scams; urge them to seek timely help

Remind elders that genuine officials never demand money or threaten arrests over the phone or video call

SGB 2019-20-VI investors to bag 200% return as RBI sets redemption price

Central bank sets redemption price at Rs 11,992 per gram, based on the average closing price of gold of 999 purity

RBI 'set to' exchange old Rs 500, Rs 2,000 notes is false information

Government's fact-check unit says says there's no new rule and viral posts spreading this claim are fake

Sectoral ETFs: Invest if you anticipate turnaround in beaten-down sector

Avoid behavioural error of entering near cyclical peak and exiting around bottom

PFRDA chief calls for more awareness, tax support to expand NPS reach

Ramann said financial literacy will be the key to the wider adoption of products such as pensions, insurance, and mutual funds

Rs 380 crore Gurugram deal: Delhi-NCR tycoon picks 4 DLF Dahlias flats

A Delhi-NCR businessman has purchased four ultra-luxury apartments worth ₹380 crore in DLF's The Dahlias, marking one of India's biggest housing deals