Page 407 - Personal Finance

ESIC scheme adds 1.3 mn new members in August 2021: NSO data

The data gives a perspective on formal sector employment in the country

Now invest in crypto like mutual funds, social tokens and celebrity NFTs

But don't get carried away by the hype surrounding these new assets, invest limited amount initially

Don't delay retirement planning; estimate corpus as first step: Experts

Use a mix of equity funds, PPF, EPF and NPS; review and correct course periodically

Tips on painting your house and adding some life to it this festive season

With the festive season round the corner, painting your walls can add a dash of colour. Sanitising them can lead to better health and hygiene

Points to remember before buying a house this festive season

Experts say this is a good time to buy a house for self-use. In this Podcast, we talked about things which will help you make the right purchase decision

A snapshot of term insurance plans with two riders offered by companies

Here is how the term insurance plan offered by various companies stack up

Fund pick: Aditya BSL Corporate Bond Fund

Fund pick: Aditya BSL Corporate Bond Fund

What to do if elevated equity market valuations give you sleepless nights

Book partial profits in equities and move into debt and gold, even if returns from these asset classes are poor currently

Centre approves 3% Dearness Allowance hike for central govt employees

After this hike, the DA will increase to 31%; the move will benefit 4.7 mn employees and 6.8 mn pensioners

Forget Squid Game, here are some strategies to get out of debt in real life

The most-expensive-debt first approach is cost-effective, while debt snowball has been found to be the most successful

Cautious investors may shift to an index fund in mid-, small-cap categories

When selecting an index fund, pay attention to fee and tracking error

What are ULIPs? How do they work? Are they good for long-term investment?

You may have heard mixed reviews about Unit-Linked Insurance Plans (ULIPs). But do you know what are ULIPs and how do they work? Are they a good invest instrument for the long term? Let's understand

Overdraft facility against gold cheaper than term loan, say experts

Opt for overdraft facility if you have a recurring need, a term loan if you require a lump sum

Scrutinise the deals and discounts while buying a house this festive season

Be guided by more crucial considerations such as the budget, the location, and the projects that are right for you

Wanted, a panel to settle tax disputes

The government should constitute a panel to examine disputes, especially those where the Department has lost in the lower forums and appealed in a higher one

Gift a financial instrument and watch its value grow over the years

Keep in mind that gifts of above Rs 50,000 from non-relatives are taxable in the recipient's hands, except during a wedding

Fund pick: DSP Midcap Fund

Fund pick: DSP Midcap Fund

A snapshot of loan against property with two riders offered by companies

Here's how loan against property rates offered by banks stack up

Tips to curb revenge spending and avoid a debt trap this festive season

Planning your expenses and comparing offers is a good way to start; use your plastic wisely and don't buy every claim the manufacturer tries to sell you

Use the current phase of correction to build your allocation to gold

It can act as hedge against high inflation or slowdown