Page 407 - Personal Finance

Compare builder agreement with your state's model deal: Analysts

Beware of broad definitions of force majeure clause

Kotak Pre-IPO Opportunities Fund raises Rs 2,000 cr, closes maiden offering

The fund has already made investments worth Rs 653 crore in five deals and has another Rs 405 crore worth deals are in various stages of execution

Take a home loan before March 31 to avail benefit under section 80EEA

A key positive of this deduction is that you don't have to wait until possession to begin claiming it

Go multi-asset to offset equity-market volatility, say analysts

Determine your ideal equity allocation, based on drawdown capacity

Protect yourself from these common mis-selling ploys insurance agents use

An IRDAI report shows that banks and broker channels received more mis-selling complaints than other channels

With interest rate hikes likely in 2022, keep loan-to-value at minimum

Don't opt for a fixed-rate home loan even though rates have hit the bottom

A snapshot of term insurance premiums with two riders offered by firms

Here is how the term insurance plans offered by various firms stack up

Public speaking courses to help you shed stage fright, reach huge audiences

Nobody listens as you speak? Don't fret-all you require is structured preparation and practice to help you make an impact, and inspire and impress people with your ideas and speech

Fund pick: UTI Value Opportunities Fund

Details of UTI Value Opportunities Fund

Buying a term plan? Go by hard numbers while selecting a life insurer

Avoid insurers with large difference in claims settled by number of policies and by benefit amount

Missed December 31 deadline? You can file belated return by March 31

However, you may have to pay a penalty and won't be able to carry forward most types of losses

Select a credit risk fund that avoided mishap in recent past: Analysts

Given their high-risk nature, take limited exposure in your satellite portfolio

CBDT extends FY21 ITR filing deadline for corporates till March 15

The deadline to file tax audit report and transfer pricing audit report for 2020-21 fiscal too has been extended till February 15

Omicron impact: Demand for health insurance products picks up pace

Recent data suggests that non-life insurers have settled more than 2.75 million Covid health claims

Physical or digital: Choose the ITR verification method you find convenient

Your tax return will become invalid unless it is verified within 120 days

A guide can make your financial journey easier

A professional consultant can help you choose investments and risk-mitigation measures, and implement them.

Invest in silver to benefit from an upturn in the industrial cycle

Those taking a strategic exposure must have a long horizon and invest via the SIP route to benefit from its volatility

Tips on choosing suitable storage solutions to optimise your living space

Solid wood and mid-to-dark brown furniture is giving way to lighter hues. Customisation is in as people want solutions that suit their lifestyle and help them shed clutter

A snapshot of new car loans offered by various banks with other details

Here is how the new car loan rates offered by various banks stack up

Fund pick: HDFC Corporate Bond Fund

Fund pick: HDFC Corporate Bond Fund