Page 413 - Personal Finance

Fund pick: IDFC Government Securities Fund- Investment Plan

Here is the fund pick for this week

A snapshot of education loan rates offered by various banks with details

Here is how the education loan rates offered by various banks stack up

Banks are auctioning 2,362 properties in next 30 days. Grab one for a song

But get a thorough title check done and ensure there are no outstanding dues

I-T Dept to refund late fee paid while filing FY21 ITR due to s/w error

The last date for filing ITR for last financial year has been extended till September 30, 2021, from July 31 to give taxpayers compliance relief during the pandemic.

Focused funds are for investors seeking alpha: Should you invest?

Consider these funds after you have a core portfolio in place

Investors should use correction to build exposure to gold: Analysts

Your portfolio needs a hedge against the risks of growth slowdown and inflation

Why it is not so easy for a retail investor to make money in an IPO

Allotment could be low, and expected listing-day gains can quickly morph into losses if sentiment takes a turn for the worse

Short claim procedure needed for old policies

Section 45 of Insurance Act says claims can't be rejected in policies older than three years. Then why demand so many papers in such cases?

US-focused funds can deliver despite long bull run, say analysts

Invest with at least a seven-year horizon, via SIP, and limit exposure to 15%

Luxury watches: If you have the inclination, they have the status quotient

While a Rolex or a JLC instantly gratifies the vanity of the wearer with its signature designs and trademark engineering, it also enhances the stature of the person gifting it

Fund pick: HDFC Top 100 Fund

This is the fund pick for the week

A snapshot of term insurance plans with two riders offered by companies

Here is how the term insurance plans offered by various companies stack up

Defer income-tax filing if you have to pay a penalty, say analysts

Do so once the glitches on the new tax portal have been ironed out

Stick to regulated entities for short-term personal loans: Analysts

Avoid online platforms that charge exorbitant interest rates

New vs old tax regime: Compute liability before making the switch

Non-investors in tax-saving instruments may opt for the new regime

Invest in equal-weight index to reduce concentration risk: Analysts

Begin with a 50:50 allocation to Nifty50 & Nifty50 Equal Weight index fund

Demand notice must be served properly to buyer

The purchaser couldn't be termed a defaulter since the demand letter had not been served properly, and especially when he paid the amount on receiving a reminder

Don't forget mandatory disclosures while filing your income-tax returns

Failure to do so might render the ITR (Income-Tax Returns) defective and invite an income tax notice and penalties

SBI announces 100% waiver on home loan processing fee till Aug 31

SBI said it is the bank's limited period 'Monsoon Dhamaka Offer', through which a home loan customer can gain substantially

Going abroad for studies? Student policies from Indian insurers are cheaper

If you buy from them, and not from a university-approved insurer, make sure the policy meets all specifications