Page 441 - Personal Finance

Store charging for carry bag is unfair

Shops can't forbid customers to bring in their own bags and then charge them for carry bags

Tips on grooming yourself at home as you preen up for a WFH zoom call

The lockdown forced shut the salons, spurring the growth of self-grooming products. And now, people are getting used to DIY grooming, visiting the experts only for specialised services

Flipkart's subscription model is a good offering: Here's how it works

However, offer does not suit users who switch plans often or do not handle their phones well

Fund pick: Franklin India Smaller Companies Fund

Fund pick: Franklin India Smaller Companies Fund

A snapshot of premium rates of term insurance policies with two riders

Here is how the premiums of term insurance policies with riders offered by various insurance companies stack up

Retirement funds can nudge investors to save: Who should opt for them?

The disciplined ones can accumulate for this crucial goal, using equity, debt funds, and NPS

Term plan ownership is rising, but savings rule amid Covid-19 pandemic

Buying term plan under the Married Women's Property Act can ring-fence the compensation from creditors

Investors should rebalance exposure to US-focused funds; don't exit

Profits booked in these funds should be deployed in a diversified EM fund

SBI Mutual Fund targets to collect Rs 2,000 cr from retirement scheme

SBI Retirement Benefit Fund, whose new fund offer got announced on Tuesday is retirement solution-oriented scheme offering an option of investing as per an investment plan as based on risk profile

Auto dealers can work as sales channel for motor insurance: Irdai panel

They may work as insurance intermediaries in much the same way as an insurance broker, but must solicit motor insurance business only

Senior citizens: Strike a balance between tax saving and liquidity

They must also maximise the utilisation of the higher deductions available to them

Irdai working group proposes 'traffic violation premium' in motor insurance

It will float over own damage and third party sections and can be attached to any section of motor insurance cover bought

What the lay citizen and the experts want the Budget to deliver on Feb 1

Top of the wish list is an increase in deduction under Sections 80C, 80CCC and 80 CCD(1) from Rs 1.5 lakh to Rs 2.5 lakh

Tips for aspiring film makers to shoot one at home on a shoestring budget

Several gadgets with good editing software available online have allowed budding movie moguls to create their art from within the confines of their homes

Strike a deal quickly as home prices likely to head north in 2021

A recent report from Jefferies says a new cycle could begin this year as both end users and investors reenter the market

A snapshot of various tax saving investment schemes with their details

Here is how the various tax saving schemes and their interest rates stack up

Fund pick: Nippon India Dynamic Bond Fund

Fund pick: Nippon India Dynamic Bond Fund

Tax benefit on health insurance policy varies based on family size

Amount of insurance purchased should, however, depend on your requirement, and not just the tax benefit

Purchase annuities in a staggered manner to get a better rate of return

Buy plans that do not have return of purchase price option, at a later age, to get a better rate of return

Payment, e-commerce apps most sought when buying online insurance: Swiss Re

However, traditional channels of distribution such as agents, brokers, and insurance aggregators remain primary channels for insurance-related information searches in India