Page 455 - Personal Finance

The mask: Protective gear against Covid that doubles up as a style quotient

From simple protective gear to sophisticated offerings with logos, taglines and artistic work, there are a whole lot of masks you can choose from

Correction in gold price likely to make 90% LTV risky for borrowers

Those in dire financial straits may find it difficult to pay the margin demanded by lenders

Life insurers see new business premium rise 7% in July to Rs 22,986 cr

Private insurers, 23 in all, amassed NBP of Rs 7,815 cr in July, up 26% from Rs 6,197 cr a year ago

Post Covid-19 lockdowns, demand for vehicle loans is rising, says financier

The lockdown, which impacted the movement of vehicles across states, and subdued economic growth in the last few years impacted sales of commercial vehicles

Fund pick: DSP Midcap Fund

Fund pick: DSP Midcap Fund

A snapshot of term insurance with two riders offered by various banks

Here is how the term insurance with two riders offered by various banks stack up

Pay higher percentage of vehicle cost upfront to get loan in pandemic

A low EMI to take-home income ratio will also improve your chances of getting a loan

Need secured loan? Now you can get more from your gold; here's how

Unlike a personal loan, gold loan is secured loan with your gold article as collateral, and bears a lower interest rate

You may have to file ITR even though your income might not be taxable

Even if your income is below the exemption limit, you will still have to furnish ITR

IRDAI allows life insurers to get consent of policyholders electronically

This facility, to be allowed on an experimental basis with immediate effect till December 31, 2020, will remain limited to pure risk products

Retail investors should worry about quality of funds, rather than size

Portfolio's quality, liquidity vital concerns in debt funds

General insurers received 80,900 Covid claims worth Rs 1,290 cr till Jul 31

The number of claims settled by insurers as on July 31 is 52,880 and the claim amount paid, around Rs 490 crore

Investing in sovereign gold bond scheme at high prices could be risky

Entering this long-term instrument could cause distress if the rally ends in some years

Strapped for cash? Dip into your EPF corpus only as the last resort

Sell off investments that you possess in a manner that your asset allocation is maintained

Banking crisis could dent investor confidence

But bear in mind that the government will surely organise a bailout in such a scenario

Cars are passe, bicycles are the new style statement in the time of Covid

Once regarded as the common man's convenience, today they are a must-have for fitness freaks, the adventurous kind and the typical urban snoot

Women power to steer two of three beleaguered PSU non-life insurers

Women power will be steering forward two of the three beleaguered government owned non-life insurers, said industry officials

Fund pick: IDFC Bond Fund- Income Plan

Fund pick: IDFC Bond Fund- Income Plan

A snapshot of new car loans offered by various banks and other details

Here is how the new car loan offered by various banks stack up

Lost your credit card? Here are the steps you should take urgently

Time is of importance in the scenario of a credit card loss or theft, so you must act promptly. Take these steps