Page 459 - Personal Finance

Can't deny health claims for policies beyond 8 years, says Irdai

Non-disclosure not a valid ground after moratorium period

The bigger impact of cuts in basic salary: Your gratuity may take a hit

If your basic and DA have been cut, total amount will be adversely impacted

Planning to take a health insurance? Buy now to meet future needs

Insurers will have to approve claims after the policy is eight years old

A bottom-up approach to investing

Can you identify businesses which will weather this storm and come out stronger? If so, buy those companies

Spruce up your castle as you stay home-bound in the times of Covid-19

Spend on home improvement as the lockdown forces you to stay indoors; Here are some devices and gadgets that help achieve both better quality of life and self-sufficiency

Tips to protecting your home and hearth against natural calamities

When buying a home insurance cover, opt for reinstatement value as the sum insured

Signals from the debt market: Staying invested in equities is important

A steep yield curve has been followed by a bull run in equities on a couple of occasions in the past

A snapshot of various health insurance schemes

A comparison of the health plans offered by various insurers

Fund pick: SBI dynamic bond fund

Fund pick: SBI dynamic bond fund

Moratorium could be a costly affair, use these strategies to reduce burden

By how much your interest cost rises depends on a few factors, the first being loan tenure

A deferred free lunch for good conduct

RBI could ask banks to reward customers who do not default by giving a discount at the end of the loan's tenure

Investing in global funds will provide diversification, better returns

Dollar assets also make sense if you are planning to settle abroad

Life insurers note 25% drop in new business premiums in May due to Covid-19

In the first two months in FY21, NBP of life insurers dropped almost 30%

Opting for EMI on health insurance premiums? You may end up paying more

This is because insurers are levying a nodal charge of 3-4 per cent on premium paid through instalment

Planning to take home loan? This is good time to explore fixed-rate option

Interest rates on home loans are at historic lows currently

Three telecom players needed

Duopoly, with only Jio and Airtel, will be unhealthy and lead to job losses in the sector

Using tech to go virtual, green and smart in the times of the coronavirus

Apart from bringing the office, school, doctor and entertainment home, going virtual has significantly helped us reduce carbon footprint as well

Lenders are intensifying loan recoveries. How should borrowers respond?

Do your best to avoid a default. But if it happens, and a collection agent comes knocking, remember you, too, have certain rights

Major shift to digital space demands data security, cyber insurance

The biggest nightmare for an individual in this digital age is to see an unauthorised debit in his bank account and realise he has been a victim of an online fraud

Flexible options to make car loan repayment easy, but interest will be high

The more the borrower defers principal repayment, higher is his interest cost