Page 47 - Personal Finance

Smallcap funds: Normalised valuations make a case for long-term investors

Allocation should be commensurate with investor's risk appetite and horizon

Is the EPF wage cap set for a change? Here's what the government said

Centre signals no immediate move to raise EPF wage ceiling; further consultations likely

India's luxury boom gets new postcodes: Where rich buyers are moving next

In terms of price segments, luxury demand is strongest in the ₹2-3 crore and ₹3-5 crore brackets

Govt pensioners get 2 more investment options: NPS, UPS terms explained

They will be allowed to choose from a broader range of equity exposure levels, says pension funds regulator

KYC rules revised for NRIs, OCIs: What changes for NPS onboarding

PFRDA mandates stricter overseas verification and ends certain accounts to fight financial misuse

Homes beat stocks: India's housing market delivers 15% return in 2025

Real Estate Wins the Race: Data Shows Housing Outsmarted the Stock Market

Kwality Wall's inks 5-yr, ₹89.5-lakh monthly workspace deal in Goregaon

As per the registered agreement dated November 27, 2025, the company will pay a starting monthly rent of ₹89.5 lakh, supported by a security deposit of ₹2.6 cr

Maternity coverage: Buy early, cross waiting period before need arises

With waiting periods and sub-limits, experts advise early planning and careful policy checks to manage delivery expenses

Eyeing work abroad? Here's how you can apply in Germany, Italy, Japan & NZ

Global hiring needs are expanding, creating fresh opportunities for skilled workers

8th Pay Commission: Govt explains if 58% DA be merged with basic pay

8th Pay Commission Updates: Finance Ministry statement means any fundamental changes to the pay structure will likely only come from the newly constituted 8th Central Pay Commission

EPFO disposes of 99% of higher pension applications under EPS 1995: Govt

Over 1.5 million applications processed; most retirees now getting revised pensions

Is the UPS deadline extended? See if you can still switch from NPS to UPS

The deadline for Central Government employees to switch from the NPS to the assured-payout UPS has closed, leaving those who failed to opt-in automatically enrolled in the market-linked NPS by default

Dec bank holidays: Check the state-wise list before visiting branch

Customers should check the RBI bank holiday calendar for the month to plan their branch visits around regional festivals and national closures

Finance compliance deadlines in December: Tax filing to pension document

Taxpayers and pensioners must complete mandatory tasks like ITR filing and Aadhaar-PAN linking by year-end to avoid penalties, interest liabilities and suspended benefits

Not in FDs: Here's where India's rich actually park their short-term money

Liquid Funds & Arbitrage Funds are ideal for parking short-term cash with stability + better post-tax returns than FDs.

Revised ITR won't save you: Foreign asset errors can trigger penalty, probe

The NUDGE scheme is not a free pass. Paying up may clear past tax arrears - but it does not erase exposure under other laws.

Great Indian correction: Valuations fall, risks high, small-cap overpriced

Equirus Securities is Overweight on sectors like Auto, Banks, Capital Markets, FMCG, Internet Platforms. Underweight on Building Materials, Industrials and Defense, Real estate, Textile and Logistics

Premium takes over bars: Gin tops, agave explodes, Japanese malt pip Scotch

125 bars, 552 brands, 17 cities: What India is really drinking in 2025

Hiding foreign assets? Black Money Act provisions carry heavy penalties

Tax department warns of penalties, details how to revise returns by December 31 deadline

Sushmita Sen's mother Subhra buys 2 flats in Mumbai's Goregaon for Rs 17 cr

According to Square Yards Data Intelligence, Elysian by Oberoi Realty has recorded 172 sale registrations with a total transaction value of Rs. 1,715 crore.