Page 493 - Personal Finance

Health cover to premium issues: Expert answers to your insurance queries

In a standard private car policy, generally, no health coverage is provided

Smart to be a 'dumb' investor

Converting investing into a rote and formula-driven thing sounds rather tame and dull

Hike in third party motor premiums will only cover inflation cost: Insurers

The insurance regulator has proposed a hike in the third party insurance premium of cars, two wheelers, and transport vehicles

Quant funds are suitable for savvy investors with equity portfolio

They can substitute a portion of their large-cap funds with a mix of index ETFs and rule-based schemes

Investors should wait for Lok Sabha election results before taking a call

Retail investors also find themselves in a sweet spot after the 2,000-point rally in the last two trading sessions

Irdai may hike third party insurance premium for cars, two-wheelers in FY20

The regulator has sought comments from stakeholders on the proposed rates till May 29

Organic food: The health mantra many are chanting to make a quick buck

The term organic is oft misused and abused. But there are ways to tell the difference between food grown naturally and the chemically treated variety

Another election strategy

Indian bear markets can be quite vicious, but they are also of relatively short duration

Financial emergency? A top-up home loan is best option for raising funds

You can borrow a large amount at a low rate of interest

Avoid over-leveraged stocks in a market spooked by chances of slower growth

More than sectoral bets, bottom-up stock picking will work better in the current environment of slowing growth

Transferring inherited assets to become rightful owner can be cumbersome

The beneficiary needs to ensure that the property records are mutated to clearly establish ownership

Mental, genetic ailments eligible for health cover under new Irdai norms

All health covers filed and cleared after April 1, 2019 must adhere to norms; existing policies not in adherence shall not be offered and promoted April 1, 2020 onwards

Know the difference between Financial Advisor and Financial Distributor

The rigour and precision you put into choosing who steers your finances today, has the potential to fundamentally shape the financial future of you and your family

Haven't got possession of flat? Claim refund if project delayed beyond a yr

In case of non-delivery of projects within the prescribed deadline, the builder will refund the entire amount with 10% interest

Fund pick: Aditya BSL Frontline Equity Fund

Fund pick: Aditya BSL Frontline Equity Fund

Here's how the new Form 16 will change income tax return filing this year

Under the new format, Part B has been amended to provide more details about the allowances exempt under section 10 and deductions allowed under Chapter VI-A of the Act i.e. section 80C to 80U

ICICI Lombard to IFFCO TOKIO, insurers strike early on World Cup pitch

General insurers look to make a mark on the global stage, leveraging their understanding of the game through the Indian Premier League

Govt employees to enjoy greater say in how their NPS corpus is invested

Younger employees should raise their allocation to equities in this very long-term investment instrument

Case study

Business Standard analyses one family's finances and suggests a way forward

Things you must keep in mind while filing income tax returns this year

Reporting all your income, linking Aadhar card with PAN card, and having required documents are some of the do's one should keep in mind while filing ITR