Page 505 - Personal Finance

Availing home loan? How to get the right deal for your property purchase

Apart from checks on property and loan eligibility, ensure you have a good credit score before choosing between fixed and floating rates; you might also be eligible for the govt's subsidy scheme

Primer: All you wanted to know about tax breaks for selling multiple houses

Recently the ITAT held that a taxpayer now can avail tax benefits of long-term capital gains that arise on sale of more than one property are invested / will be invested in one residential house

CPSE ETF is attractive, but don't invest over 10% of portfolio: Experts

You can have a limited exposure of 10% and stay invested for two-three years

Withdraw 'automatic extension of period clause' in annual policies: Irdai

The regulator, however, has allowed the existing policies to remain in force which have been issued under the same clause until their expiry

Equity balanced funds remain attractive due to fine long-term track record

Despite the recent outflows and anaemic returns, the category makes sense due to its fine long-term track record

Looking for regular income? You might want to start investing in Reits

Derive 5% of your regular income from Reit initially. Raise this figure to 25% if the asset class does well

Planning to buy used car on loan? Here're some tips to get the best deal

If the borrower has a good credit score and a relationship with the bank, he can check personal loan offers

Telecom: A tough bet

Out of three players, two aren't investment worthy and the third is part of an opaque conglomerate

Enrol for UAN, use the Umang app to keep a tab on provident fund payments

Earlier, it was difficult for an employee to find out whether the employer has been depositing his share of PF contribution

Maintain 5-10% allocation to gold to counter currency, inflation risks

Despite gold's tepid returns over the past 6 years, an allocation to it is essential to counter risks like currency depreciation and inflation

Folk art: Pocket-friendly local culture on canvas for your drawing room

Deeply rooted in Indian tradition and heritage, folk art is fast catching the fancy of both, the country's millennials and foreign expats

Fund pick: ICICI Prudential Long Term Bond Fund

Fund pick: ICICI Prudential Long Term Bond Fund

Supplement your health insurance policy with a cash benefit plan

These plans can, at a low cost, help you meet out-of-pocket expenses

Here's why investors should enter quality mid-caps with a 5-year horizon­

Mutual fund investors should maintain their asset allocation and continue SIPs in mid- and small-cap funds that have a sound track record

Realty check: Current rates, unit sizes in Rs 1.5-2 crore price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Tipping point: Should investors opt for international funds?

Invest in a US-market fund first as this market has low correlation with the Indian market

Employee benefits have turned into taxes

The government should convert "taxes" into real benefits. It should also pay for them on behalf of those in the lowest rungs

Reader's Corner: Mutual Funds

The prime difference between corporate bond funds and credit risk funds is the quality of paper

Property ownership: Allotment letter determines the date of purchase

In case there are terms and conditions for transferring the rights, then the date of sale agreement will be considered

India vs Australia 5th ODI LIVE scorecard

India vs Australia 5th ODI LIVE scorecard