Page 516 - Personal Finance

Smart money: Use supplementary credit cards to avail maximum benefits

It can be used to track spends and improve credit scores

Good news for salaried employees: EPFO likely to hike rate ahead of polls

EPFO has a subscriber base of more than 60 million and manages retirement savings of over Rs 11 trillion

Realty check: Current rates and unit sizes in Rs 30-50 lakh price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Tipping Point: Should you shift to longer duration funds?

Investors should be cautious as there isn't a clear outlook on interest rates now.

Choosing the right perfume to gloss up your personality and style quotient

You can choose your perfume based on the type of fragrance, or how long the scent lasts; luxury perfumes are prices upwards of Rs 10,000, so take your time and make a discerning choice

Why using interest from debt investments for SIP is a flawed strategy

When evaluating a financial product, don't just go by distributor's calculations. Do your own math before putting in the money.

Till divorce do us part: How to manage your assets when you split

It isn't just the assets you should be concerned about when you part ways. Even liabilities such as car or home loans, and credit card outstandings must be dealt with

Systematic investment in gold a good option for a likely volatile 2019

The World Gold Council (WGC) feels that factors that drove gold in the second half of 2018 would continue to hold sway over the market in 2019

Lessons from 2018: Don't be greedy, continue your SIPs to build a corpus

When you buy a stock, especially a mid-and small-cap one, have a price target

EPFO subscribers may be allowed to invest more in equity markets in 2019

The EPFO is now developing a software that would help show retirement savings in cash and ETFs components separately

Some rates have come down in 2018, but tax terrorism is far from over

The tax terrorism has hardly come down. And the reason stays same - absurd and impossible targets given to tax officers

Planning to take a home loan? Choose a bank over housing finance company

The benchmark that banks follow is more transparent. HFCs, however, are more flexible

Avoiding PSUs will help

It may not make you rich, but will insulate from decisions made to meet divestment targets

Brace yourself for another turbulent year ahead in equities and MFs

Global liquidity tightening and the mid-year general elections point to difficult times, nonetheless do not stop your investments

Your financial calendar for 2019: Follow a single goal every month

Chances of staying true to your goals tend to be high when you do not lose the sight of what you set out to achieve

Luxury properties make a good bet, but only if you are buying for self use

Don't get into high-end homes to make quick money, as the market is currently witnessing a correction and there is less capital appreciation in the short term

Fund pick: Aditya Birla Sun Life Frontline Equity

Here's a look at Aditya Birla Sun Life Frontline Equity, this week's Fund Pick

A snapshot of charges associated with loans against property

Here are the terms and fees charged by key banks and NBFCs on their loans against property

Took loan against property from an NBFC? Shift it to a bank to cut down EMI

If you have missed payments and need funds, approach online fintech platforms

All you need to know about term insurance plans

If you are managing your money well and can save enough, you can take that much wanted vacation without compromising on large goals of life.