Page 517 - Personal Finance

Took loan against property from an NBFC? Shift it to a bank to cut down EMI

If you have missed payments and need funds, approach online fintech platforms

All you need to know about term insurance plans

If you are managing your money well and can save enough, you can take that much wanted vacation without compromising on large goals of life.

Finding it difficult to pay EMIs? Here are solutions to resolve burden

Negotiate with the bank for better terms, or seek a moratorium

Richie Rich or Peter the Pauper? This calculator tells you where you stand

This Business Standard tool, created on the basis of tax data, allows you to figure out how many people in India make more money than you, and how many make less

Want a deluge of lighting in your living room? Invest in a chandelier

There are multiple narratives of design and reasons to opt for this unique lighting installation in your space

Tipping point: Has your small-cap fund beaten its category average?

The S&P BSE Small-cap Index has fallen 24.78 per cent year-to-date (YTD)

Plain-vanilla fixed deposit investments beat most asset classes in 2018

Equities, debt funds and real estate underperform in 2018

Realty check: Current rates and unit sizes in Rs 15 mn-Rs 20 mn price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Reader's corner: Factors to consider before getting a life insurance policy

The premium charged under family floater policy is comparatively lesser as compared to individual policy

Builder must pay interest for delay

The Commission refused to believe that the builders had sent several letters for payment. Instead it was Bajpai who was chasing the builders

Selling gadgets online is safer, convenient: Here's how to get best price

Online phone buying websites offer better prices than e-tailers and are safer compared to peer-to-peer platformsaa

Not time yet to take duration risk as G-Sec yield softening could reverse

The risk of a reversal exists, one of them being crude

Need to take an emergency loan? Gold loan is a better option than personal

Here are the rates and charges offered by key banks and NBFCs on gold loans

Where to hedge

Have exposure to gold and funds that have exposure to overseas markets

Swap your junk for something better on these new-age barter platforms

You can also swap movie tickets, event passes and such like, but it has got to be an exchange -- you can't sell your stuff for cash

New home loan rate regime: Shift, if you are getting a much better deal

Just remember, that better transmission will also mean faster increase in home loan rates in a rising interest rate scenario

Fund pick: Aditya BSL Dynamic Bond

Here's a look at Aditya BSL Dynamic Bond, this week's Fund Pick

Planning to buy a car? You can get heavy discounts, amazing deals in Dec

If you are planning to sell the vehicle in four-five years, a number of factors such as age and, as a result, pricing come into play

Floating rate borrowers need easy portability

The external benchmark may not lead to fair pricing as banks can always cut the spread for new customers. But your spread can't change

Realty check: Current rates and unit sizes in Rs 15 mn-Rs 20 mn price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy