Page 517 - Personal Finance

Compare lenders on cost and flexibility before securing education loan

Besides interest rate and processing fee, check whether the lender will allow you to prepay the loan without a charge

India vs Australia 1st ODI: LIVE scoreboard

India vs Australia 1st ODI: LIVE scoreboard

Equities remain the best investment bet even during cross border tensions

Within equities, an investor needs a diversified portfolio, and an exchange-traded fund is a preferred instrument

Fund pick: Reliance Prime Debt Fund

Fund pick: Reliance Prime Debt Fund

India-Pakistan tensions may not impact insurance covers, say experts

For cargo, shipping, and aviation industries, war schemes are available

Planning to take your business online? Opt for low-cost web hosting service

Keep the initial cost at Rs 10,000-15,000 a year, and scale up as your business grows

Improvement in profitability to continue for life insurers, say analysts

Low penetration and increasing awareness to propel sale of more profitable protection products

Why you must buy comprehensive insurance cover throughout your car's life

Add-on covers like return to invoice, zero depreciation will cut your out-of-pocket expenses

India vs Australia 2nd T20: LIVE scoreboard

India vs Australia 2nd T20: LIVE scoreboard

RBI's steps to directly benefit customers and make digital payments safer

Regulation of payment gateways will lead to tighter control of frauds, while setting up of ombudsman will mean faster resolution of consumer complaints

IT rally may pause after recent run-up, investors need to analyse bottom-up

A bottom-up bet on stocks of companies proactive in digital and other new technology areas could still pay off

New law against illegal deposits is tough, yet investors must remain alert

Avoid schemes that promise very high rates of return, or guaranteed returns for very long periods

Take family's feedback, appoint responsible executor when drafting a Will

But revealing its entire content to successors can prove counterproductive

Need emergency money now? Avoid personal loans with advance EMIs

It reduces the loan amount disbursed, but the borrower pays interest on the higher amount

Smart, easy-to-use home surveillance systems that fit your budget

You can opt for systems that cost a few thousands to over Rs 50,000, in order to keep a tab on your kids or the elderly in the house

India vs Australia 1st T20 Live scorecard

India vs Australia 1st T20 Live scorecard

Want to improve your credit score? Follow these steps to cross 750 mark

Avoid utilising more than 30 per cent of the limit on your card and use a monitoring service to correct errors in your score

Builder not giving occupancy certificate for your house? Here's what to do

You can be evicted from your own house if you haven't obtained the OC; the authority could also impose a stiff penalty and cut off your water and power supplies

Spread your risk by investing in NCDs; go for issues rated AA and above

Unlike bank FDs that are considered risk-free investments, NCDs do carry a certain amount of risk

Fund pick: HDFC Tax Saver

Fund pick: HDFC Tax Saver