Page 539 - Personal Finance

Riding on retail sentiment

If that were to go down, mid- and small-caps may take a bigger hit

India vs England 2nd Test Scorecard

India tour of England 2018

Here's why NRIs too need to shift from physical to financial savings

With real estate, NRIs' favourite investment vehicle in the past, unlikely to do well in the near future, there is a strong case for them to shift to equity and debt mutual funds

Want a car, fridge or double bed? Why renting might be better than buying

Renting and sharing is getting bigger with the increasing use of online platforms. The key advantage is that you save on huge upfront payments and can use the product for as little as six months

Five money-making instruments in a rising interest-rate environment

While each of these instruments can fetch you better returns, you must watch out for the risks they carry and avoid excessive exposure to any of them

Fund pick: Aditya BSL Equity

Business Standard looks at the fund and its features

A snapshot of home loans by various banks and related details

Here's how the home loans by different banks and institutes stack up

Avoid using suspect ATM machines; scamsters could clone your card

If the card reader protrudes outward or the keypad is covered by a thin film, avoid using the machine; while transacting, cover the keypad with your free hand so that no camera can record the pin

Realty check: Current rates and unit sizes in Rs 5 mn-10 mn price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Realty check: Current rates and unit sizes in Rs 15 mn - 20 mn price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Why long-term investors getting bonus shares might pay higher LTCG tax

The relief: if your equity gains are less than Rs100,000 in a financial year, you can breathe easy

Tipping Point: Beware of concentration risk in funds

Funds that are more concentrated can give you higher returns but will also be more volatile

Tipping Point: US-focused funds enjoyed long bull run. Time to be cautious?

The trailing five-year return of this category is 15.74%

Readers' Corner: Life Insurance

Life insurance riders offer additional benefits and coverage at a low premium.

Where should you invest after retirement? Making savings last a challenge

Invest one part of your retirement corpus in fixed income products to generate a regular income, and the other in growth assets to combat inflation

Service charge can't be forced

Singh cleared the entire bill, but later filed a complaint before the Central Mumbai Forum seeking a refund of the service charges

Choosing best term insurance plan based on your need: All you should know

While decreasing sum assured and structured payout options are handy, most other variants serve little purpose

Understanding capital gains can help you save taxes: All you need to know

The profit made on the sale of a capital asset is termed as capital gain

Opt for home loan balance transfer or prepay to counter rising rates

Depositors should invest in short-duration fixed deposits now so that they can roll them over at higher rates in the near future

A snapshot of used-car loans by various banks, NBFCs, and related details

Here's how the used car loans by different banks and NBFCs stack up