Page 8 - Personal Finance

Salary, property, stocks: How to manage taxes on multiple income sources

If you have multiple income sources, calculate the gross to find out the amount you need to pay as tax

Key tax terms every investor should know: TDS, advance tax, residency

Learn how TDS, advance tax and residency status impact your returns and keep your portfolio tax-compliant

From restaurants to residences: The rise of private chefs at private dos

Affluent households are increasingly replacing restaurant outings with personalised chef-led dining experiences at home, fuelling demand for bespoke menus, convenience and exclusivity

What are the best interest rates senior citizens can get on fixed deposits?

Senior citizens get a higher rate of interest on fixed deposits across public, private, and foreign banks, as well as small finance banks

Planning to use algo trading? Key checks retail investors must make

Check back-test and live-trading data, drawdowns, and net-of-cost returns before you adopt an algo

Fund review: Aditya BSL Focused Fund

Fund review: Aditya BSL Focused Fund

Plastic notes in India from June 30? Here's what govt says on viral claim

Central bank is studying polymer notes but social media posts saying that paper currency notes will be withdrawn soon are false, it says

NRI dollar deposits now offer up to 7.1% after RBI's special window

Higher FCNR rates are now live, with some banks paying more than US Treasuries

Start early, be disciplined: How to build a retirement starter portfolio

Build a corpus that reflects your needs and review your investments regularly

Buying a flat? UP RERA warns against relying on super built-up area

Regulator says carpet area, not super built-up area, is a true measure of the actual usable space in a flat

'Basic', cost to company, take-home: Your salary structure explained

How new labour rules will shape your basic salary and gratuity income

All about filing income tax: From selecting form to claiming return

Even if tax has already been deducted from your salary, you still need to file an income tax return

Indian tax residency: Key rules and how they impact your global income

A taxpayer's residential status depends on the number of days they spend in India in a financial year

Harvesting: When investors use gains and losses to reduce tax outgo

Know how can sell your investments to either reduce your taxable gains or use available tax-free limits better

Late to retirement planning? How to catch up, build corpus, avoid mistakes

You may need to save a higher portion of your income to build a retirement portfolio

How to build an investment portfolio without overcomplicating matters

Define your goal, set a time horizon and avoid adding too many investments to your portfolio

Managing money while caring for ageing parents: A practical guide

Reorder priorities-protection, liquidity, debt, then investing-without derailing goals

Retirement planning for young professionals: When to start

In your early years, focus more on growth. As you get closer to your retirement, gradually shift towards more stable investments to reduce risk.

Lump sum, SIP, redemption: How mutual fund money flows actually work

Also know about SWP, STP and what happens if you miss an installment

Indispensable checks you must run before using Form 16 to file ITR

Before filing ITRs, salaried taxpayers should reconcile Form 16 and Form 16A with AIS, Form 26AS and personal records to avoid errors and notices