Page 90 - Personal Finance

EPFO reports record net addition of 2.2 mn members in June, up 13.46%

EPFO enrolled around 1 million new subscribers in June 2025, representing a 12.68% increase over May 2025 and a 3.61% growth year-on-year

Personal or smuggled? Things to know while carrying gold from abroad

Recent court rulings show how easily personal ornaments can be mistaken for smuggling. Here's what travellers must know about duty-free limits and declarations

SBI raises home loan rates by 25 bps: Check what its rivals are offering

A look at how major banks and housing finance companies are pricing their loans for new borrowers.

Delhi has best credit score; Pune, Kerala & Chandigarh follow: Study

Online survey by Paisabazaar shows rising awareness among Indians about credit health

Dhruv Rathee, TagMango founders launch AI Fiesta, India's 1st AI super-app

Priced at ₹999/month or ₹834/month annually (GST included), it delivers access to multiple premium AI tools at less than half the cost of a single subscription elsewhere.

How Flipkart SuperCoins can now get you free luxury stay at Marriott Hotel

If you already shop on Flipkart and travel occasionally, linking accounts ensures your spending in one world (retail) pays you back in another (travel)-and vice versa.

Invest Rs 21,000 to earn Rs 20 lakh monthly? Viral videos of FM are fake

Digitally manipulated clips mark another instance of cybercriminals trying to defraud people

Gold seen at $3,600 by year-end as safe-haven demand rises: Ventura

Over the past 20 years, gold has delivered positive annual returns in 14 calendar years, reinforcing its status as a proven store of value and a hedge against inflation

Where to invest in 2025-26: Equirus bets big on auto, cement, NBFCs, FMCG

For retail investors, the message is clear: lean on large caps, stay disciplined with SIPs, and be selective in mid-caps while steering clear of overheated small caps.

Tax relief on inherited shares: Sebi floats proposal for smoother transfer

Sebi steps in to clear tax confusion over inherited shares, proposing a fix to stop nominees from being wrongly taxed before passing assets to heirs

$258 bn market by 2028: InvITs are becoming India's hottest asset class

In India, there are currently five REITs and seventeen InvITs listed in the stock exchange, with a combined market capitalization of $33.2 bn.

Rs 5000/sq ft: Mumbai, Delhi NCR, Bangalore most expensive for construction

Tariffs may delay projects relying on imports, especially luxury and commercial; further price hikes could worsen affordability in affordable and mid-segments

How a couple earning ₹1.5 lakh/month can build ₹1.24 cr in 10 Years

Only 35% of income goes into wealth creation, leaving room for present enjoyment

From Real Estate to Pharma: Where Quant Small Cap Fund is placing new bets

Quant Small Cap Fund added five new stocks to its portfolio in July 2025, signaling fresh investment bets. Here's what investors need to know about these picks.

FASTag annual pass crosses 500K users nationwide within four days of launch

Tamil Nadu led with the maximum number of annual pass purchases in the last four days, followed by Karnataka and Haryana, the statement said

Family discretionary trusts: A shield for wealth, debt, and divorce

Once seen as a tool for the ultra-rich, family discretionary trusts are now helping more Indians protect assets, plan succession and avoid family disputes.

Premium cost, add-ons: Things to know when taking parents' health insurance

Choosing health cover for parents? Experts explain premiums, riders and the pitfalls that can leave families underinsured

REITs promise stable income, but investors must brace for volatility

REITs invest mostly in offices and malls and are regulated by the Securities and Exchange Board of India (Sebi)

When can you tap into your PF savings? EPFO withdrawal rules explained

From job loss to medical bills or marriage, know when and how much you can withdraw from your provident fund without hurting your retirement savings

Every swipe counts: How IndiGo's new credit card can cut your travel costs

IndiGo and IDFC FIRST Bank have rolled out the IndiGo IDFC FIRST Credit Card, a dual-network offering (Mastercard + RuPay) that promises to turn your everyday spending into free flights.