Page 95 - Personal Finance

Swiping your HDFC card for rent or wallets? New charges kick in soon

HDFC credit card users face new charges on rent, wallets, gaming, and utilities from July 1, with tighter reward caps and GST on fees.

Mumbai, Gurugram lead India's home loan chart with ₹99L, ₹88L avg in FY25

The average home loan value in the top cities reached Rs. 74 lakh in FY 2025, marking a 5% year-on-year increase

What should you do with your money now? Franklin Templeton's tips for 2025

Franklin Templeton's May 2025 investor letter says embracing diversification and maintaining a long-term investment horizon, can navigate the complexities of today's world with confidence.

RBI calls, SBI's unclaimed rewards: New scams you need to know about

Scammers are getting smarter with fake RBI calls and SBI rewards offers. Learn how to spot these tricks and protect your info from falling into the wrong hands

Honorary rank boost for retiring CAPF & AR personnel: What about pension?

Retiring CAPF and Assam Rifles personnel will receive an honorary rank boost on their final day. The ministry says it's 'a symbolic honor, not tied to pay or pension benefits.'

Clear titles, quick loans, less fraud: What new property law can deliver

You can register property online-no need to visit sub-registrar offices.

Gold vs Treasuries: New data shows why gold may be the ultimate safe haven

Gold's bid-ask spreads remained narrow - or normalized quickly - during periods of market stress, rivalling those seen in 10- and 30-year US Treasuries.

Travel insurance: Choose sum insured based on health, age and trip type

Longer trips, adventure activities and remote destinations require higher coverage; policy sub-limits, pre-existing conditions and travel risks must be factored in

Deadline for EPFO's ELI scheme extended: Here's what you need to know

EPFO extends UAN activation deadline for ELI scheme to June 2025. Activate your UAN now to access life insurance and other EPF benefits.

June 2025 bank holidays: Keep your banking on track with these dates

Check out the dates and tips to keep your banking smooth with digital services, even when branches are closed

ITR-1, ITR-4 utilities released: How to use them for easier tax filing

Here's how you can easily fill and file your tax returns offline before uploading them to the portal through the newly released excel utilities by the IT department

New to Midcaps? Tata's Passive fund offers low-cost, diversified exposure

By tracking the Nifty Midcap 150 index through passive investment, investors avoid stock-specific risks and benefit from a disciplined and cost-effective investment strategy.

Canara bank waives minimum balance requirement for all SB accounts

Change effective from June 1, customers will no longer have to maintain a minimum balance in their savings bank accounts

Planning train travel? How to avoid waitlisted tickets and book smarter

To help rail travellers plan better, MakeMyTrip has launched Seat Availability Forecast, a new feature that provides a predictive view of when seats on a selected train are likely to sell out.

Tier II realty sales dip in Q1 but Lucknow bucks trend with 48% value jump

According to the report, Lucknow with 25% increase in number of units sold in Q1 2025 at 1301 units registered the highest growth amongst top 15 tier 2 cities

Choose loan-against-property for higher amount, low rates, flexible end-use

Avoid taking out such a loan if you have irregular income, are retired, or approaching retirement

Govt retirees under NPS with 10+ yrs can claim UPS scheme benefits

Central govt employees retired under NPS with 10+ years of service can now claim additional pension benefits under the new Unified Pension Scheme (UPS) by June 30, 2025.

Key financial changes in June 2025: Aadhaar, UPI, FD rates & more

From Aadhaar updates to new mutual fund timings and credit card rule changes, here's what taxpayers, investors, and bank customers need to know in June 2025

Shield your vehicle from monsoon damage with key insurance add-ons

With rains already flooding major cities, insurers advise critical add-ons like engine and battery protection to avoid costly vehicle repairs and ease claim settlement

Resale homes slide to 2% buyer interest as 67% choose under-construction

Homeownership remains the preferred choice across India (80%), with Chennai (86%), Ahmedabad (83%), and MMR (85%) showing the strongest inclination