SBI Card drops air accident cover on premium cards: Here's the list

Company is discontinuing complimentary service offered by key credit cards, has not announced any replacement benefit

SBI Card has discontinued complimentary air accident insurance offered by many of its credit card products, including premium and co-branded. This insurance offered coverage of up to Rs 1 crore and discontinuing it will affect both SBI-branded and partner bank credit cards.

Which SBI credit cards are affected?

The withdrawal of air accident insurance will happen in two stages:

 

Effective July 15, 2025

 

The following SBI-branded cards will no longer offer the complimentary insurance benefit:

 

• SBI Card ELITE – Rs 1 crore cover to be discontinued 
• SBI Card Miles ELITE – Rs 1 crore cover to be discontinued 
• SBI Card Miles PRIME – Rs 1 crore cover to be discontinued 
• SBI Card PRIME – Rs 50 lakh cover to be discontinued 
• SBI Card Pulse – Rs 50 lakh cover to be discontinued

 

Effective August 11, 2025

 

 

Several co-branded credit cards issued in partnership with public and private sector banks will also see this benefit removed:

 

Rs 1 crore cover to be discontinued on:

 

• UCO Bank SBI Card ELITE 
• Central Bank of India SBI Card ELITE 
• Punjab & Sind Bank SBI Card ELITE 
• Karur Vysya Bank SBI Card ELITE 
• Karur Vysya Bank SBI Signature Credit Card 
• Allahabad Bank SBI Card ELITE 
• Rs 50 lakh cover to be discontinued on: 
• UCO Bank SBI Card PRIME 
• Central Bank of India SBI Card PRIME 
• Punjab & Sind Bank SBI Card PRIME 
• Karur Vysya Bank SBI Card PRIME 
• Karur Vysya Bank SBI Platinum Credit Card 
• South Indian Bank SBI Card PRIME 
• South Indian Bank SBI Platinum Credit Card 
• Karnataka Bank SBI Card PRIME 
• Karnataka Bank SBI Platinum Credit Card 
• City Union Bank SBI Card PRIME 
• Allahabad Bank SBI Card PRIME 
• Union Bank of India SBI Platinum Credit Card 
• Oriental Bank of Commerce SBI VISA Platinum Credit Card 
• Federal Bank SBI Platinum Credit Card 
• Bank of Maharashtra SBI Platinum Credit Card

 

What cardholders should know

 

SBI Card has not introduced any replacement benefit for the discontinued insurance. Affected users may consider:

 

• Explore standalone travel insurance options to ensure protection during air travel 
• Check for any alternate card benefits or upgrades available 
• Stay updated on future communications from SBI Card regarding changes in features