Amit Kumar
Amit Kumar
Amit is a personal finance journalist covering banking, taxation, insurance, investing, and consumer money matters. He writes analytical yet easy-to-understand explainers, breaking down complex financial and policy developments for everyday readers. His work focuses on helping audiences make informed decisions through data-driven reporting, expert insights, and practical context.
Amit is a personal finance journalist covering banking, taxation, insurance, investing, and consumer money matters. He writes analytical yet easy-to-understand explainers, breaking down complex financial and policy developments for everyday readers. His work focuses on helping audiences make informed decisions through data-driven reporting, expert insights, and practical context.
Amit Kumar
Car loan rates starting at 7.35%: Check best offers and terms here
Car loan rates currently range from 7.35% to 14.05%. Check lender-wise interest rates, processing fees and EMI for a Rs 5 lakh loan
 "Car loan rates starting at 7.35%: Check best offers and terms here")
NRI bank accounts: Who can use NRE, NRO and FCNR(B) options in India?
NRIs, PIOs and eligible OCIs can open NRO, NRE and FCNR(B) accounts, but each serves a different purpose and has distinct rules
 "NRI bank accounts: Who can use NRE, NRO and FCNR(B) options in India?")
Japan to cut visa fees to 10,000 yen for foreigners in financial hardship
Country will raise residence-related charges sharply from Oct 1, while refugees, asylum seekers and other eligible applicants may qualify for reduced fees
 "Japan to cut visa fees to 10,000 yen for foreigners in financial hardship")
Apartment owners can't claim exclusive rights over shared amenities: HC
Karnataka High Court says buyers who agreed to shared amenities in registered sale deeds cannot later claim exclusive rights over them.
 "Apartment owners can't claim exclusive rights over shared amenities: HC")
25-30% jump in Indians seeking second residency: Why HNIs want a 'Plan B'
IT professionals, consultants and other professionals account for nearly 18% of enquiries, says global CEO of immigration firm Garant IN
 "25-30% jump in Indians seeking second residency: Why HNIs want a 'Plan B'")
US Visa Bulletin September 2026: Indian family green card wait gets shorter
India sees major movement in family-sponsored green card queues, while EB-2 and EB-5 remain unavailable for applicants
 "US Visa Bulletin September 2026: Indian family green card wait gets shorter")
31% Indians eye home ownership in 5 years as money confidence rises: Report
40% of female respondents consider buying a house as a five-year priority, compared with 29% of men
 "31% Indians eye home ownership in 5 years as money confidence rises: Report")
Joint home loan after death: What happens to the loan, insurance & house?
When a co-borrower dies, the home loan does not vanish. Here's what happens to EMIs, insurance, property ownership and legal heirs
 "Joint home loan after death: What happens to the loan, insurance & house?")
SPARSH pension portal: How to track pension, benefits and life certificate
SPARSH lets defence pensioners track pension payments, entitlements, PPO details and life certificate status online, helping spot errors early
 "SPARSH pension portal: How to track pension, benefits and life certificate")
EPF vs equities: 6 things to know before choosing your retirement mix
EPFO has highlighted six key differences between EPF and equities, from employer contributions and stability to tax and social-security benefits
 "EPF vs equities: 6 things to know before choosing your retirement mix")
No more boarding pass stamps from Sept 1: What travellers need to know
International travellers departing India will be able to use e-boarding passes as immigration authorities end mandatory boarding pass stamping from September 1
 "No more boarding pass stamps from Sept 1: What travellers need to know")
Multiple insurance policies? Here's how coverage, claims and payouts work
Multiple covers can fill gaps in your financial protection, but they do not always mean double payouts for the same loss.
 "Multiple insurance policies? Here's how coverage, claims and payouts work")
Canada visa processing: Visitors many have to wait for up to 31 days
Latest estimates show a nine-week wait for work permits and five weeks for study permits, while Super Visa processing remains at 56 days.
 "Canada visa processing: Visitors many have to wait for up to 31 days")
South Africa ETA fee: New R500 charge for digital travel authorisation
South Africa's digital travel system promises faster processing, with the new charge replacing the earlier fully subsidised ETA service
 "South Africa ETA fee: New R500 charge for digital travel authorisation")
Joint FCNR(B) accounts for NRIs: Eligibility, rules and tax benefits
NRIs can add eligible resident relatives to FCNR(B) accounts, but the 'Former or Survivor' rule and other conditions apply
 "Joint FCNR(B) accounts for NRIs: Eligibility, rules and tax benefits")
SBI basic savings account rules change from October 1: What changes
SBI will count AePS withdrawals in the four free monthly cash transactions, with Rs 15 plus GST charged on each withdrawal beyond the limit
 "SBI basic savings account rules change from October 1: What changes")
Student term insurance: Is life cover worth it before you start earning?
Student term insurance may be affordable, but is it necessary? For those with education loans or dependants, early cover can offer a financial safety net. For others, the need may be limited.
 "Student term insurance: Is life cover worth it before you start earning?")
Karnataka raises pension income limit to Rs 1.2 lakh: Who benefits
State's move could bring eligible elderly, widows and disabled beneficiaries back into the social security pension net after verification
 "Karnataka raises pension income limit to Rs 1.2 lakh: Who benefits")
Sending money abroad? Why your transaction could draw tax scrutiny
The Income Tax Department is verifying 394 entities over suspicious overseas remittances, with mismatches in income, turnover and payment purpose raising red flags
 "Sending money abroad? Why your transaction could draw tax scrutiny")
US green card applicants face tougher 'public charge' test from Sept 18
7% of the 1.2 mn people who received green cards in 2023 were from India
 "US green card applicants face tougher 'public charge' test from Sept 18")