Amit Kumar

Cheque bounced? Experts weigh in on fines, jail risk and credit hit

'Most cases end in settlement, not jail,' say lawyers, but ignoring the 15-day notice can trigger court action and credit damage

₹22,000 investment for ₹15 lakh a month? Govt warns of fake scheme

Video circulating on Facebook is 'entirely fabricated' and impersonates Finance Minister Nirmala Sitharaman

NPS exit rules explained: Amount of money you can withdraw and when

Know about corpus slabs, annuity norms, lump sum limits and payout options under the All Citizen Model

Karur Vysya Bank cuts MCLR by 10 bps across tenors: How EMIs may ease

Revision in bank's internal benchmark rate could lead to reduced interest costs for existing borrowers once their specific loan reset dates are reached

Amid backlash, US defends deporting infant with bronchitis to Mexico

Deportation of an infant with bronchitis to Mexico has sparked a fierce debate over the medical safety and ethics of US immigration enforcement.

NPS retirement exit explained: Corpus rules, SLW vs SUR and tax treatment

Withdrawal rules change with corpus size and they work differently in volatile markets

ICICI Bank credit card changes: Minimum due, lounge access explained

New MAD formula may raise monthly minimum payouts; lounge access now linked to Rs 75,000 quarterly spend

8th Pay Commission WhatsApp scam alert: Salary bait traps employees

Fake 8th Pay Commission salary links on WhatsApp may install malware and enable unauthorised bank withdrawals, government warns.

IOB launches online death claim portal: Here's how families can use it

Portal enables digital submissions for legal heirs and nominees, promising a 15-day turnaround and waiving third-party surety for claims up to Rs 15 lakh.

Delhi changes rules for ration card: Online-only process, Aadhaar mandatory

The move expands eligibility to families earning up to Rs 1.20 lakh annually while introducing stricter verification

Gold, silver slide after rally: Experts explain buy, hold or book profit

'Buy, hold or book profits should be based on allocation, not emotion,' say experts

FD left without a Will? Here's how children, grandchildren can claim money

Legal experts explain when children or grandchildren can inherit FDs, what nominees can do, and which documents banks will ask for

Aadhaar biometric lock explained: How it prevents biometric fraud

UIDAI's biometric lock feature lets users block fingerprint and iris authentication, adding an extra safety layer against Aadhaar-linked fraud and misuse

RBI plans KCC revamp with 6-year tenure and higher loan limits ahead

Draft norms propose standard crop seasons, tech spend cover and loan limits linked to scale of finance under Kisan Credit Card framework

Assam clears 8th pay commission: What it could mean for salaries, pensions

State panel to review pay, allowances and service conditions, revision may lift take-home pay and retirement benefits for employees and pensioners

RBI proposes to allow banks to lend to REITs, widening real estate funding

Move could widen funding options for income-generating real estate assets

Health insurance complaints rise 41% on claims disputes in FY25: Irdai

Regulator asks insurers to conduct 'root-cause analysis' of complaints and improve oversight of agents, brokers and digital channels

Home loans at 7-12% range after RBI rate hold: Check latest offers here

As RBI holds policy rates, the gap between floor and ceiling rates means a borrower's credit score and lender choice are now the primary drivers of long-term housing costs

Fixed deposit rates at 5-8% after RBI pause: Check latest offers here

Investors should act now to lock in high-yielding fixed deposits as central bank keeps interest rates at a peak before an expected cooling period

Budget 2026 land acquisition tax break: Experts decode gains and limits

Tax exemption on acquired land compensation gets legal clarity from April 2026; urban and non-farm plots also covered.