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Amit Kumar

Amit Kumar

Amit Kumar

Amit is a personal finance journalist covering banking, taxation, insurance, investing, and consumer money matters. He writes analytical yet easy-to-understand explainers, breaking down complex financial and policy developments for everyday readers. His work focuses on helping readers make informed decisions through data-driven reporting, expert insights, and practical context.

Amit is a personal finance journalist covering banking, taxation, insurance, investing, and consumer money matters. He writes analytical yet easy-to-understand explainers, breaking down complex financial and policy developments for everyday readers. His work focuses on helping readers make informed decisions through data-driven reporting, expert insights, and practical context.

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Amit Kumar

GST relief on group insurance: Will employees get higher health cover?

GST Council's ITC proposal could cut employers' insurance costs, but better coverage will depend on company and tax rules

GST relief on group insurance: Will employees get higher health cover?
Updated On : 09 Oct 2026 | 5:02 PM IST

EPF withdrawals before 5 years? How Form 121 changes TDS exemption claims

Members must check their service period, withdrawal amount and estimated annual income before filing the new declaration to avoid TDS on claims

EPF withdrawals before 5 years? How Form 121 changes TDS exemption claims
Updated On : 09 Oct 2026 | 4:31 PM IST

EV insurance claims cost 14% more, battery cover adoption hits 70%: Report

Monsoon claim costs average nearly Rs 65,000, while Tier-II cities report 33 claims per 100 insured EVs against 30 in Tier-I cities, Policybazaar data show.

EV insurance claims cost 14% more, battery cover adoption hits 70%: Report
Updated On : 09 Oct 2026 | 4:24 PM IST

Australian Opposition vows biggest immigration cut: What the plan proposes

The plan targets 650,000 fewer temporary visas in four years, caps student numbers at 240,000 and scraps post-study work visas

Australian Opposition vows biggest immigration cut: What the plan proposes
Updated On : 09 Oct 2026 | 1:21 PM IST

Major banks hike loan rates after RBI move: Check if your EMIs will rise

PNB, Bank of India and Bank of Baroda among lenders that have raised repo-linked lending rates

Major banks hike loan rates after RBI move: Check if your EMIs will rise
Updated On : 09 Oct 2026 | 12:21 PM IST

Can daughters lose property rights? Why Madras HC rejected sisters' claim

The sisters had a legal claim to their mother's property, but decades of silence and evidence of exclusion weakened their case before the court.

Can daughters lose property rights? Why Madras HC rejected sisters' claim
Updated On : 08 Oct 2026 | 5:20 PM IST

Aadhaar name change rules revised: Documents needed and changes allowed

UIDAI has split name changes into minor and major categories, with different proof, affidavit and Gazette requirements for each case.

Aadhaar name change rules revised: Documents needed and changes allowed
Updated On : 08 Oct 2026 | 5:14 PM IST

US plans $70,000 fee for students seeking jobs after graduation: Explained

Department of Homeland Security says proposal aims to curb fraud and misuse of OPT, as colleges and employers fear higher costs

US plans $70,000 fee for students seeking jobs after graduation: Explained
Updated On : 08 Oct 2026 | 12:50 PM IST

HDFC Bank cuts MCLR rates by up to 15 bps: Check impact on your loans

Decision covers all MCLR-linked tenures, but impact on interest rate and EMI will depend on benchmark and terms of a loan

HDFC Bank cuts MCLR rates by up to 15 bps: Check impact on your loans
Updated On : 08 Oct 2026 | 12:41 PM IST

New Zealand changes parent visa selection: How the new rules work

90% of parents will be picked based on how long they have been waiting, while 10% will be chosen by chance

New Zealand changes parent visa selection: How the new rules work
Updated On : 06 Oct 2026 | 4:16 PM IST

Can a married daughter inherit govt-allotted land? HC explains rights

Himachal Pradesh ruling says marital status alone cannot disqualify a Class I legal heir, while government rules still determine eligibility.

Can a married daughter inherit govt-allotted land? HC explains rights
Updated On : 06 Oct 2026 | 4:13 PM IST

Travel insurance offers a high sum? Check these limits before you buy

Check benefits and age-based limits, especially if you are buying cover for senior travellers.

Travel insurance offers a high sum? Check these limits before you buy
Updated On : 06 Oct 2026 | 1:26 PM IST

EPS pension: EPFO explains who must join under Rs 25,000 wage ceiling

EPFO says employees earning up to Rs 25,000 must join EPS, while existing members earning more can continue their pension membership.

EPS pension: EPFO explains who must join under Rs 25,000 wage ceiling
Updated On : 06 Oct 2026 | 12:16 PM IST

Can a daughter-in-law be evicted? HC clarifies senior citizens' rights

The ruling also says a daughter-in-law's shared-household right is not absolute and must be balanced against an elderly owner's right to live peacefully

Can a daughter-in-law be evicted? HC clarifies senior citizens' rights
Updated On : 06 Oct 2026 | 11:10 AM IST

Argentina to offer citizenship for $350,000: How the scheme will work

Argentina's new scheme will also cover families, but applications are not open yet and legal and regulatory details remain pending.

Argentina to offer citizenship for $350,000: How the scheme will work
Updated On : 05 Oct 2026 | 4:17 PM IST

NPS, UPS or APY complaint? Here's how to raise it through Pension Sahayak

NPS, UPS and APY subscribers can file complaints online, track them and escalate unresolved grievances through PFRDA's Pension Sahayak.

NPS, UPS or APY complaint? Here's how to raise it through Pension Sahayak
Updated On : 05 Oct 2026 | 1:40 PM IST

RBI fixes 6.45% govt bond rate: How it works, interest payment explained

The rate applies from October 4 to April 3 and is reset every six months based on 182-day Treasury Bill yields.

RBI fixes 6.45% govt bond rate: How it works, interest payment explained
Updated On : 05 Oct 2026 | 1:03 PM IST

Maintenance fee rises 90% in Gurugram township: What to check before buying

A residents' protest over missing facilities and higher fees highlights the costs buyers should assess beyond the property price.

Maintenance fee rises 90% in Gurugram township: What to check before buying
Updated On : 05 Oct 2026 | 12:01 PM IST

Australia visa rules change: How should Indian students plan their degrees

'The strongest degree is one whose value travels with the student,' says Amit Garga, cofounder of The WorldGrad

Australia visa rules change: How should Indian students plan their degrees
Updated On : 05 Oct 2026 | 11:44 AM IST

PPF rate unchanged at 7.1%: What investors need to know this quarter

The government has kept small savings rates unchanged for the third quarter, with PPF continuing to offer 7.1 per cent

PPF rate unchanged at 7.1%: What investors need to know this quarter
Updated On : 02 Oct 2026 | 1:56 PM IST