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Amit Kumar

Amit Kumar

Amit Kumar

Amit is a personal finance journalist covering banking, taxation, insurance, investing, and consumer money matters. He writes analytical yet easy-to-understand explainers, breaking down complex financial and policy developments for everyday readers. His work focuses on helping readers make informed decisions through data-driven reporting, expert insights, and practical context.

Amit is a personal finance journalist covering banking, taxation, insurance, investing, and consumer money matters. He writes analytical yet easy-to-understand explainers, breaking down complex financial and policy developments for everyday readers. His work focuses on helping readers make informed decisions through data-driven reporting, expert insights, and practical context.

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Amit Kumar

US green card rules change Sept 18: New checks applicants must know

USCIS will assess age, health, finances, family status, education and public benefits under the revised public charge test.

US green card rules change Sept 18: New checks applicants must know
Updated On : 17 Sep 2026 | 12:15 PM IST

EPFO wage ceiling rises to Rs 25,000: Will your take-home salary decrease?

The change will extend EPF, pension and insurance benefits to more than 5 million workers, with contribution rules yet to be detailed.

EPFO wage ceiling rises to Rs 25,000: Will your take-home salary decrease?
Updated On : 17 Sep 2026 | 11:08 AM IST

'H-1B should not exist to replace US workers': JD Vance backs $100,000 fee

US Vice-President says the country is reviewing employer practices and visa costs, as Indian professionals closely watch changes to the visa programme

'H-1B should not exist to replace US workers': JD Vance backs $100,000 fee
Updated On : 16 Sep 2026 | 4:27 PM IST

UK study visas fall 16%: New rules, fewer dependants and what's changed

Stricter dependant rules and immigration curbs are reshaping the UK study route as applications fall for a second year.

UK study visas fall 16%: New rules, fewer dependants and what's changed
Updated On : 16 Sep 2026 | 3:33 PM IST

Term insurance purchases rise 1.5X post-GST break, more buy riders: Report

Lower premiums are prompting buyers to reassess their protection needs and opt for higher cover and riders.

Term insurance purchases rise 1.5X post-GST break, more buy riders: Report
Updated On : 16 Sep 2026 | 2:25 PM IST

UPI MDR from Oct 15: Will your SIP, automated insurance payments cost more?

The payment method matters: One-time UPI transactions and automated mandates will be treated differently under the new framework

UPI MDR from Oct 15: Will your SIP, automated insurance payments cost more?
Updated On : 16 Sep 2026 | 2:02 PM IST

UPI MDR explained: How new charges compare with debit, credit cards

Credit cards can cost merchants 1.5-2.5%, while debit cards can cost up to 0.9%; new UPI MDR is capped at Rs 300

UPI MDR explained: How new charges compare with debit, credit cards
Updated On : 16 Sep 2026 | 1:24 PM IST

Your bank deposits are lawful but tax experts want you to keep records

A senior citizen won relief after bank records linked disputed deposits to an old fixed deposit and earlier cash withdrawals

Your bank deposits are lawful but tax experts want you to keep records
Updated On : 15 Sep 2026 | 4:08 PM IST

Explained: RBI proposes 60-day debit holds for suspected mule accounts

The proposal gives account holders 20 days to explain flagged transactions, while banks face fixed timelines for action and review.

Explained: RBI proposes 60-day debit holds for suspected mule accounts
Updated On : 15 Sep 2026 | 2:58 PM IST

US court puts Trump's 4-year student visa limit on hold: What to know

The proposed rule would have replaced duration of status with fixed admission periods for students, exchange visitors and journalists

US court puts Trump's 4-year student visa limit on hold: What to know
Updated On : 15 Sep 2026 | 12:34 PM IST

EPFO WhatsApp channel goes live: PF balance, claims services may follow

Members can follow the verified platform for scheme alerts and announcements; interactive facilities are expected to be rolled out separately.

EPFO WhatsApp channel goes live: PF balance, claims services may follow
Updated On : 15 Sep 2026 | 12:22 PM IST

Daughter can inherit father's property despite mother's remarriage: HC

The court held that the old remarriage restriction applied to the widow, not to her daughter's independent inheritance rights

Daughter can inherit father's property despite mother's remarriage: HC
Updated On : 14 Sep 2026 | 9:01 PM IST

$100,000 fee to work in the US after graduation? What students need to know

White House review is complete, but the fee is not yet final; Indian students can still use existing post-study work rules

$100,000 fee to work in the US after graduation? What students need to know
Updated On : 14 Sep 2026 | 5:47 PM IST

Atal Pension Yojana: Exit before 60? Know withdrawal & pension claim rules

APY allows premature exit in specified cases, but subscribers may lose government co-contribution; here is how claims work.

Atal Pension Yojana: Exit before 60? Know withdrawal & pension claim rules
Updated On : 14 Sep 2026 | 12:56 PM IST

SGB 2019-20 Series X delivers 264% return: RBI sets exit price at Rs 15,328

The five-year-old tranche is eligible for early exit, with the payout linked to the average 999-purity gold price over three working days.

SGB 2019-20 Series X delivers 264% return: RBI sets exit price at Rs 15,328
Updated On : 14 Sep 2026 | 12:39 PM IST

Buying a flat? Don't trust promises, check these approvals before payment

Maharashtra regulator's order highlights the risks of relying on promises of future approvals and why buyers should verify sanctioned plans before paying

Buying a flat? Don't trust promises, check these approvals before payment
Updated On : 11 Sep 2026 | 4:08 PM IST

Sebi's Demat 2.0 pilot explained: How tokenised bonds help investors

Distributed ledger technology will change how ownership and transactions are recorded, while the bond continues to have the same legal character and investor rights

Sebi's Demat 2.0 pilot explained: How tokenised bonds help investors
Updated On : 11 Sep 2026 | 3:49 PM IST

Buying insurance online? 5 digital frauds that can put your money at risk

Fraudsters are posing as insurers and regulators, offering fake benefits and using phishing links to dupe people

Buying insurance online? 5 digital frauds that can put your money at risk
Updated On : 11 Sep 2026 | 12:50 PM IST

US proposes ending H-1B 60-day grace period after job loss: What changes

Government department says move will restore a direct link between immigration status and the employment on which admission was granted

US proposes ending H-1B 60-day grace period after job loss: What changes
Updated On : 11 Sep 2026 | 11:34 AM IST

Moving out of a rented home? Know when landlord can keep your deposit

Repainting, routine upkeep and unexplained charges are among deductions tenants can dispute, say legal experts

Moving out of a rented home? Know when landlord can keep your deposit
Updated On : 10 Sep 2026 | 3:58 PM IST