Year-end portfolio review: Should you reduce weight of gold and silver?

Small deviations may be corrected by directing more money into underperforming assets like debt and equities

The end of the year presents investors with an opportunity to review their portfolios and assess whether they remain aligned with their financial goals. While those working with financial advisors can rely on professional reviews, do-it-yourself investors should undertake this exercise themselves to prepare for the year ahead. 

Why a review matters 

A year-end review enables investors to assess how each asset class performed and whether their portfolio effectively captured those returns. “It also allows investors to rebalance their portfolios in case any part of it has grown disproportionately or lagged, thereby altering its risk profile,” says Niranjan Avasthi, senior