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Digital Retail Lending

Credit history won't decide a loan on its own anymore: IDfy Founder

Banks mostly go for larger loans, which are relatively safer. Digital lenders opt for smaller loans, much of it unsecured, says Ashok Hariharan, founder of IDfy

Credit history won't decide a loan on its own anymore: IDfy Founder
Updated On : 18 Oct 2026 | 11:07 PM IST

How digital lending apps are pushing Indian consumers deeper into debt

India's household debt has climbed to a record level, with app-based lenders driving much of the growth through high-cost, short-term loans

How digital lending apps are pushing Indian consumers deeper into debt
Updated On : 07 Aug 2026 | 9:16 AM IST

Indian firms need to push the digital agenda by identifying quick wins

While long-term measures are required to build a digital organisation and culture, steps can be taken immediately to not only prevent a widening of the gap but narrow it down

Indian firms need to push the digital agenda by identifying quick wins
Updated On : 17 Aug 2019 | 9:40 PM IST

Digital retail lending may reach $1 trn in the next 5 years, says report

Digital retail lending has seen explosive growth both globally and in the country, a report by the Boston Consulting Group (BCG) said

Digital retail lending may reach $1 trn in the next 5 years, says report
Updated On : 20 Jul 2018 | 2:36 AM IST