Saturday, December 06, 2025 | 03:01 AM ISTहिंदी में पढें
Business Standard
Notification Icon
userprofile IconSearch

Page 3 - Nps

Mutual funds or NPS? Go for both if you don't mind latter's lock-in

MFs offer investors access to a wider range of assets (gold and international funds), fund houses and fund managers. Barring ELSS, the open-ended funds offer anytime liquidity

Mutual funds or NPS? Go for both if you don't mind latter's lock-in
Updated On : 14 Jun 2024 | 9:58 PM IST

Battle for retirement savings: NPS vs PPF vs EPF. Which is the best option?

You can save up to Rs. 1.5 lakh per year in NPS and get a tax deduction under Section 80C. NPS also offers an additional tax deduction of up to Rs. 50,000 per year

Battle for retirement savings: NPS vs PPF vs EPF. Which is the best option?
Updated On : 14 May 2024 | 9:00 AM IST

Improved data security to withdrawal flexibility: NPS changes you must know

Subscribers can claim an exemption of up to Rs 1,50,000 lakh with NPS under Section 80C, Section 80CCC, and Section 80CCD (1) of the Income Tax Act, 1961

Improved data security to withdrawal flexibility: NPS changes you must know
Updated On : 30 Apr 2024 | 12:04 PM IST

Health insurance age reform; NPS vs MF: Top personal finance stories

This week we report about how senior citizens should buy health insurance and what is a better retirement corpus

Health insurance age reform; NPS vs MF: Top personal finance stories
Updated On : 26 Apr 2024 | 9:10 AM IST

NPS vs mutual funds: The better choice to set up your retirement corpus

You cannot exit before age 60 but that is not necessarily a disadvantage

NPS vs mutual funds: The better choice to set up your retirement corpus
Updated On : 25 Apr 2024 | 4:07 PM IST

NPS has new login rules: here is the step-by-step process

Pension Fund Regulatory and Development Authority (PFRDA) has introduced a new security layer in the National Pension System (NPS).

NPS has new login rules: here is the step-by-step process
Updated On : 02 Apr 2024 | 11:21 AM IST

Long lock-in, but safe investment: What NPS can do for your financial goals

NPS is an excellent product for retirement planning, provided you stay put till maturity

Long lock-in, but safe investment: What NPS can do for your financial goals
Updated On : 17 Mar 2024 | 9:41 PM IST

PFRDA Chairperson launches mobile app for financial inclusion, boost NPS

PFRDA Chairperson Deepak Mohanty on Thursday launched a web application developed by Zerodha Broking Limited to provide easy access to NPS for subscribers. The app offers seamless access to NPS to a wider subscriber base, the Pension Fund Regulatory and Development Authority (PFRDA) said in a statement. Mohanty said that there is merit in joining NPS at a young age to harness the benefit of compounding. NPS provides continuity to retirement saving accounts irrespective of one's employment status and is available for non-resident Indians (NRIs), it said. As youngsters are tech savvy, the facilitation by Zerodha Broking Limited would expand access to NPS, it added.

PFRDA Chairperson launches mobile app for financial inclusion, boost NPS
Updated On : 07 Mar 2024 | 11:38 PM IST

Rs 2 lakh as deduction: How to maximise tax saving with National Pension Scheme

The NPS is used not only to build a sizable retirement kitty but also to reduce your taxable income by an additional Rs 50,000.

Rs 2 lakh as deduction: How to maximise tax saving with National Pension Scheme
Updated On : 04 Mar 2024 | 12:59 PM IST

New NPS partial withdrawal: Everything you need to know about pension rule

The Pension Fund Regulatory and Development Authority permits subscribers to make partial withdrawals from their saved pension money in the National Pension System for specific purposes

New NPS partial withdrawal: Everything you need to know about pension rule
Updated On : 30 Jan 2024 | 4:38 PM IST

Govt may announce steps to promote, make NPS more attractive scheme

Finance Minister Nirmala Sitharaman is expected to present the interim Budget on February 1. This is going to be her sixth Budget

Govt may announce steps to promote, make NPS more attractive scheme
Updated On : 24 Jan 2024 | 9:35 AM IST

New provisions for partial pension withdrawal: All you need to know

The PFRDA introduced rules for partial withdrawals from National Pension System, allowing subscribers to withdraw up to 25% for specified purposes, effective from February 1

New provisions for partial pension withdrawal: All you need to know
Updated On : 18 Jan 2024 | 3:15 PM IST

NPS adoption dips to 4 month low in October amid corporate slowdown: NSO

Since the union government has mandated the NPS for all its new employees, this can be used as a proxy to gauge fresh recruitments at the central level

NPS adoption dips to 4 month low in October amid corporate slowdown: NSO
Updated On : 22 Dec 2023 | 11:10 PM IST

NPS subscribers can now choose preferred fund managers for 3 asset classes

Those who have subscribed to the National Pension Scheme (NPS) can now choose separate pension managers for three asset classes-equity, government security, and corporate bonds. Earlier, subscribers

NPS subscribers can now choose preferred fund managers for 3 asset classes
Updated On : 01 Dec 2023 | 3:31 PM IST

New rules of NPS: Should you opt for systematic lump Sum withdrawal?

In a circular dated October 27, PFRDA proposed to provide the option of phased withdrawal of the lump sum through Systematic Lump Sum Withdrawal (SLW) facility

New rules of NPS: Should you opt for systematic lump Sum withdrawal?
Updated On : 20 Nov 2023 | 11:32 AM IST

NPS Rules: PFRDA to allow users to withdraw up to 60 per cent pension fund

PFRDA has started the process of implementing new rules which will allow users to withdraw up to 60 per cent of their pension corpus. Here's all you need to know

NPS Rules: PFRDA to allow users to withdraw up to 60 per cent pension fund
Updated On : 08 Nov 2023 | 2:36 PM IST

Retirement planning, secondary sources of income rise up the priority list

67% Indians now have retirement plan compared to 49% in 2020

Retirement planning, secondary sources of income rise up the priority list
Updated On : 06 Nov 2023 | 10:31 PM IST

Ahead of polls, govt likely to unveil new pension model for staff: Report

A source said that the pension for government staff under the tentative model will be adjusted for inflation only every five or ten years

Ahead of polls, govt likely to unveil new pension model for staff: Report
Updated On : 03 Oct 2023 | 2:08 PM IST

OPS vs NPS: Why did government employees hold a rally at Ramlila Maidan?

The protesters said that the party which promises to restore the old pension scheme should be voted to power in the 2024 Lok Sabha polls

OPS vs NPS: Why did government employees hold a rally at Ramlila Maidan?
Updated On : 02 Oct 2023 | 9:53 AM IST

Fresh NPS corporate subscribers at 12-month high in July, shows NSO data

Of the 29,333 subscribers under the corporate sector, three-fourths of the subscribers belonged to the age group of 29 years and above

Fresh NPS corporate subscribers at 12-month high in July, shows NSO data
Updated On : 25 Sep 2023 | 10:48 PM IST