Page 15 - Personal Finance

Think you've lost old shares or dividends? IEPF portal can help you reclaim

Forgotten shares or dividends? Here's step by step process to reclaim them easily via the IEPF portal

Bank nomination rules amended to align with will, avoid disputes

For deposits, nominee shares should mirror the division in the will; for lockers, the order should match the will

Gold loan or gold overdraft? Know the smarter way to borrow against gold

Gold loans offer structure, overdrafts offer flexibility. Here's how to pick the smarter way to borrow against your gold.

Buy Now, Pay Later: Limit instalments to 10-15% of income, restrict usage

Those with multiple loans, irregular earnings, or poor repayment habits should avoid this form of quick credit

MAAFs: Rebalance if allocation in portfolio has drifted significantly

Continue SIP if the fund has maintained its strategy and performance consistency, and continues to suit your goals

BNPL: Limit instalments to 10-15% of income and restrict usage to two plans

Those with multiple loans, irregular earnings, or poor repayment habits should avoid this form of quick credit

When your phone falls off a moving train, here's how to respond

Follow these steps to report it and increase your chances of recovery safely and quickly

Fund review: DSP Large & Mid Cap Fund

Fund review: DSP Large & Mid Cap Fund

Reimagining the trousseau: Tradition makes way for practicality, identity

From metallic pastels to heirloom Banarasis, India's 2025 bridal couture blends legacy with lightness as brides look to stamp their own identity on their wedding outfits

Lost money in a credit card fraud? How to raise a dispute and recover it

Step-by-step guide to protecting your money from fraudulent charges

Occupancy certificate delay: Buyers entitled to refund with interest

Buyers should turn to RERA or consumer forum to seek redress

Think your health plan is enough? CA lists 3 must-have add-ons

Simply having health insurance isn't enough. CA breaks down three add-ons that can protect your finances from surprise medical costs.

Buy gold ETF with low tracking error and expense ratio, high liquidity

Bulk of gold investment for investment purpose should be through ETFs; limit jewellery purchase to personal use

EPFO makes big changes: Full withdrawal, simpler rules & more

In a major move that’s set to make life easier for over seven crore salaried Indians, the Employees’ Provident Fund Organisation or EPFO has announced major changes to its withdrawal rules

Missed your health insurance renewal? Here's the hidden cost beyond money

Missing your health insurance renewal can wipe out benefits, reset waiting periods, and leave you uncovered when emergencies strike

Explained: India's pension system ranked lowest in world: What’s going wrong? | Personal finance

India’s retirement income system has been ranked near the bottom of the Global Pension Index 2025 with a D grade and a score of 43.8.

Value funds help balance growth portfolios; invest with 5-year view

Those unable to withstand periods of underperformance may avoid these funds

It's the sound of spending as immersive music events strike an Indian note

New tech-enabled spectacles are transforming passive music listening into deep, multi-sensory experiences

Festive season sees cheaper car loans, zero processing fee offers

Public sector banks are wooing car buyers this festive season with loans starting below 8 per cent and limited-period processing fee waivers, aiming to boost vehicle sales ahead of Diwali

Sonu Sood and son Eshaan invest over Rs 3.6 crore in Mumbai-Panvel realty

Land in Panvel and an Andheri West apartment show the family's growing real estate footprint in Mumbai's high-demand zones.