Page 16 - Personal Finance

Donations to Ayodhya Ram Mandir can help you save taxes: Here is how

You can claim a 50% deduction on your donation under Section 80G of the Income Tax Act

China-focused MFs: Take limited exposure, watch out for policy shifts

The stressed real estate sector, a key driver of the economy, has not yet stabilised

UPI apps must get user consent for seeding or porting UPI numbers: NPCI

Latest guidelines emphasise the use mobile number revocation list (MNRL) and digital intelligence platform (DIP) by banks and PSPs

Tech sector funds: Stay invested if you have risk appetite, 7-year horizon

Many Indian information technology (IT) firms rely heavily on the United States (US) for revenue

Smallcap fund correction: Trim exposure if it exceeds 20%, avoid full exit

Earnings-related uncertainty continues to weigh on small caps

Right taxsavers: Align choice with risk appetite, asset allocation & goals

Unit linked insurance plans (Ulips) and the National Pension System (NPS) can have varied risk levels, depending on their equity-debt mix

Best credit cards with lounge access for frequent travellers in 2025

When selecting a credit card for lounge access, factors such as international versus domestic travel frequency, joining and annual fees, and additional benefits should be considered

Under-construction property: Check developer credibility before investing

Construction delays forced homebuyers to pay equated monthly instalments and rent simultaneously

Secondary market bonds are varied: What you should know about investments

The platform offers liquidity and flexibility to bondholders wanting to sell before maturity

NFOs trading below launch value: Consider exit if theme is too narrow

NFOs come with inherent risks that investors should have considered before investing

Choose critical illness insurance to avoid economic strain in emergencies

Critical illness insurance products offer financial protection against specific life-threatening conditions such as cancer, cardiovascular diseases, and strokes

Silver outlook: After steep runup over the past year, buy on dips

The rupee's depreciation against the US dollar since Diwali 2024 has supported domestic prices

Akasa Air Holi Sale: Up to 15% off on domestic and international flights

The sale is valid for bookings made between March 10, and March 13, for travel commencing from March 17. It applies to both non-stop and through flights across Akasa Air's extensive network

Defensive funds: Focus on consistency across cycles, not just performance

Funds that curbed their losses may not necessarily lead the rebound

Madras HC: FDs, jewellery qualify as property under Senior Citizens Act

In a recent judgement, the Madras High Court held that fixed deposits (FDs) and jewels come under the definition of property under the Senior Citizen Act, 2007

MF schemes merger: Stay invested if new fund fits your goal, risk appetite

Fund houses also merge schemes to cut costs and focus scarce fund management resources on their flagship schemes

'False' toll fee deduction? Know why it happens & how to remain protected?

For any false deduction, call customer support, report the wrongful transaction, file a formal complaint, dispute the charges, and request a Tag change from the bank

Momentum funds: Invest if you have long horizon and stomach for volatility

Momentum funds follow a thematic approach, buying stocks in an upward trend and selling when the trend reverses

Lower concentration risk, outperformance during broad rallies

An equal-weighted index assigns the same weight to every stock, regardless of market capitalisation

Don't lose rupee cost averaging by stopping SIPs; stay focused on goals

Experts attribute the surge primarily to heightened equity market volatility since September 2024