Page 16 - Personal Finance

EPF is in urgent need of an overhaul for flexibility and portability

Employees must be allowed to pause or reduce ontributions, and the promised portability between EPF and NPS should be enabled

Want to start Rs 250 JanNivesh SIP? Know where your money is invested

The money collected through JanNivesh SIP will be invested by SBI Mutual Fund in the SBI Balanced Advantage Fund

PNB ONE to Axis mobile: Top banking apps to manage & secure your finances

Apps have services to pay bills, make investments and even purchase loans

Dividend yield funds: For risk-averse investors seeking lower volatility

The dividend yield acts as a cushion that prevents stocks from falling further

Maternity coverage a crucial part of health insurance for younger women

With each delivery costing Rs 50,000 - Rs 2.5 lakh, maternity coverage is key in such plans, besides reproductive health issues, menopause, and women-specific diseases

NPCI warns against call merging scam: How to remain protected

Always exercise caution when asked to merge calls, especially if the request comes from an unknown source

What should retired people do during market downturns?

With proper planning and a balanced approach, Indian retirees can maintain their lifestyle and financial security even during challenging market conditions, expert says

Check out the best life insurance premium rates before tax filing season

Here are the best premium rates offered by various insurance companies for a life insurance plan

Declutter your home efficiently without resorting to the Marie Kondo way

One of the biggest issues in most households is storage. Here is a lowdown on some clever solutions to maximise space and minimise clutter in your house

New India Co-op Bank crisis: Higher returns come with greater risk

Many cooperative banks fall prey to political interference, unreliable accounting practices, loan evergreening, and frauds

Canada Express Entry: 646 foreigners invited to work & settle in a province

Since the start of 2025, IRCC has focused its Express Entry draws on either PNP or CEC candidates

Arbitrage funds beat bank FDs with higher returns amid market volatility

Amid continuous market volatility, arbitrage funds have surpassed public bank fixed deposits (FDs) in terms of one-year returns

UK skilled worker visa has interesting roles like canine beauticians & DJ

Between 2021 and March 2024, a total of 334 skilled worker visas were granted for occupations in animal care services, including roles like dog groomers, dog walkers and kennel assistants

Consumer protection: Flat sale to third party illegal if agreement valid

The State Commission found that termination of the agreement through a lawyer's notice was illegal; a registered agreement can only be annulled through another registered document

Purchasing term insurance: Choose a policy that balances coverage and price

CSR represents the percentage of claims settled by an insurer within a financial year

TDS to capital gains tax: What impact new tax Bill will have on NRIs

NRIs who earn Rs 15 lakh or more annually in India will be classified as residents for tax purposes

All the world's a stage: Here's how theatre can help you leave a mark on it

Theatre training can be a fulfilling experience, even for corporate trainers. Here's the lowdown on what theatre can do for you, and how to pursue it

Angel One MF launches two schemes tracking Nifty Total Market Index

Angel One Nifty Total Market ETF and Angel One Nifty Total Market Index Fund are open till February 21

SC ruling on lotteries brings regulatory certainty to businesses: Experts

For industry stakeholders, this decision removes ambiguity surrounding tax liabilities, allowing for more predictable financial planning and compliance, according to expert

Know how your property would be taxed under new Income Tax Bill 2025

In respect to a property or its part held as stock-in-trade and not let wholly or partly at any time during the tax year, the annual value shall be nil for two years from the end of the financial year